# PocketMoni — Your Money, Your Way

> Digital banking app for sending money, saving, paying bills, and managing subscriptions. (iPhone/iPad app by eTranzact International Plc.)

- Source: https://appshunter.io/ios/app/pocketmoni/id6742454528 (this page in markdown: same URL + `.md`)
- Developer: [eTranzact International Plc](https://appshunter.io/developer/1733281180)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 99 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 148 MB
- Languages: American English
- Released: 2025-06-12
- Data updated: 2026-08-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pocketmoni/id6742454528/reviews.md

## What is PocketMoni?

It’s time to money your way! Send money, save alone or with friends, pay bills, and set payment reminders—all in one place. 
 
This is your PocketMoni—your new favourite digital bank! 

But seriously, why should you use PocketMoni? 

Because you’re the master of your money. We’ll only help you manage it.  

Easy sign-up: Create your account for free in 10 minutes. You only need your NIN and BVN. 

Send money in 5 seconds: No, we’re not joking! Transfers are as fast as lighting on PocketMoni. Send money to any Nigerian bank fast. Whether you’re shopping, eating, splitting a bill, or making a quick payment, it takes only 2 seconds on PocketMoni. 
 
Spend and save with friends: Imagine this: You and your friends are saving for a trip, but plans change. No more awkward “have you sent it” or I'm yet to receive it” texts. PocketMoni lets you track group balances, receive payment notifications, and get automatic reversals whenever you want out.  

A card that works: Love movies or music? Pay your Netflix, Amazon Prime, YouTube Premium, Spotify, DStv and GOtv subscriptions with your PocketMoni physical, virtual or single-use card. 

Set payment reminders: Life happens. Set reminders for upcoming bills, grandma’s cash gifts subscriptions, loans or personal payments. You’ll never forget important payments with PocketMoni. 

Receive instant notifications: Stay updated with real-time alerts whenever money enters or leaves your account, giving you complete control over your money. 

Understand your spending behaviour: See where your money goes. Understand where your money goes. With detailed weekly and monthly reports, you can uncover your spending behaviour and make informed decisions about your finances. 

Scan to pay: Tap, scan, pay! That’s all you need for safer, faster payments. You can’t beat that feeling. 

Your app, your style: Your app should reflect your style. Customise your app wallpapers with exciting wallpapers or quirky GIFs. It’s up to you because “moneying” is an art. 

Easy bill payments: When you buy airtime, data, and meter tokens and pay other bills on PocketMoni, you’ll see records of your frequently paid bills, so it's easier to make payments next time with fewer taps. No stress—just convenience! 

Debit cards? Make it interesting: Choose your debit card design and swipe in style. Add your picture or any image you like for an extra vibe. Bye, boring cards! (Fees may apply). 

Under 18 accounts: Set your children up for financial success. Get them an under 18 account with their card so that they can learn about saving and spending early.  

Security and privacy: Your security is our top priority. PocketMoni uses state-of-the-art encryption and security measures to protect your personal and financial information. With features like private mode, two-factor authentication and real-time transaction alerts, you can confidently use PocketMoni, knowing that your data is safe. 

User-friendly interface: Accessing your money should be easy and intuitive. The PocketMoni app features a clean, user-friendly interface that makes it simple to spend, save and invest with just a few taps. 

Join PocketMoni people: A community of people like you who have taken control of their money. 

24/7 support: Please talk to us in the app or through email at cic@etranzact.com; a real human being will attend to you.  

Download the PocketMoni app today. 

The NDIC insures your deposits on PocketMoni. 

Our registered address is 1st, 4th and 5th floors, Fortune Towers, Adeyemo Alakija Street, Victoria Island, Lagos. 

www.pocketmonibank.com 

Phone Number (Calls): 09087989094  
WhatsApp Support: 08188639818  
Email: cic@etranzact.com 

[:mav: 1.0.20]

## Key features

- Fast money transfers
- Group savings with tracking
- Bill and subscription payments
- Payment reminders
- Spending behavior analysis
- Customizable app interface
- Under 18 accounts

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/pocketmoni/id6742454528/reviews.md

### 5/5 — Transfer issue

*2026-02-24*

The app is very good and fantastic the graphic and wallpaper layout very excellent,but I think this app should improve more in terms of transferring money(funds) to other banks,I really doubt this banking app when I want to transfer to someone today because it transfer slow unlike Opay,PalmPay,Moniepoint 
And I think they should add saving also in the app so I will make it more perfect like other banking app as usual.

### 5/5 — Ebenz

*2025-08-28*

This is the best mobile banking app I have use so far👍

### 5/5 — Great Product

*2025-08-28*

Great product!!!!! Well done

## Frequently asked questions about PocketMoni

### How secure is PocketMoni?

PocketMoni prioritizes security with state-of-the-art encryption, private mode, two-factor authentication, and real-time transaction alerts to protect your personal and financial information.

### What are the fees associated with PocketMoni?

PocketMoni is free to download and use for its core features. Some services, like custom debit card designs, may incur fees as indicated.

### Can I use PocketMoni for international transfers?

The app description specifically mentions sending money to any Nigerian bank fast, suggesting its primary focus is on domestic transfers within Nigeria.

### How often is PocketMoni updated?

PocketMoni was last updated on April 3, 2026, indicating a commitment to regular maintenance and feature enhancements. The latest version is 1.0.40.

### What devices does PocketMoni support?

PocketMoni is available for iPhone, iPad, and iPod, making it accessible to a wide range of Apple users.

### What is the age rating for PocketMoni?

PocketMoni has an age rating of 4+, making it suitable for users of all ages, including features for under 18 accounts.

### How do I sign up for PocketMoni?

Signing up for PocketMoni is easy and free, taking approximately 10 minutes. You will need your NIN and BVN to create your account.

### Can I track my spending with PocketMoni?

Yes, PocketMoni provides detailed weekly and monthly reports to help you understand your spending behavior and make informed financial decisions.

## Version history (last 5 releases)

### 1.0.50 — 2026-08-14

We’ve made a few bug fixes and minor improvements to make your PocketMoni experience smoother and more reliable.

Update your app to enjoy the latest improvements.

### 1.0.49 — 2026-07-30

We’ve made a few bug fixes and minor improvements to make your PocketMoni experience smoother and more reliable.

Update your app to enjoy the latest improvements.

### 1.0.48 — 2026-06-27

We’ve given PocketMoni a fresh new look!

Introducing Our New User Interface
- Cleaner and more modern design
- Easier navigation across the app
- Improved user experience and accessibility
- Faster access to the features you use most

We’ve also made several performance improvements and fixes to make your PocketMoni experience smoother and more reliable.

Update now and explore the new PocketMoni experience!

### 1.0.47 — 2026-06-23

We’ve given PocketMoni a fresh new look!

Introducing Our New User Interface
- Cleaner and more modern design
- Easier navigation across the app
- Improved user experience and accessibility
- Faster access to the features you use most

We’ve also made several performance improvements and fixes to make your PocketMoni experience smoother and more reliable.

Update now and explore the new PocketMoni experience!

### 1.0.46 — 2026-06-15

Minor improvements across PocketMoni. We will continue to make your experience 10x better.

Cheers, 
PocketMoni Dev Team.

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## More apps by eTranzact International Plc

- [PocketMoni App](https://appshunter.io/ios/app/pocketmoni-app/id6469810371)
- [PocketMoni Business](https://appshunter.io/ios/app/pocketmoni-business/id6479609550)

All apps by eTranzact International Plc: https://appshunter.io/developer/1733281180

## Related topics

[PocketMoni](https://appshunter.io/ios/topics/pocketmoni) · [pocket money](https://appshunter.io/ios/topics/pocket-money)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*
