# PocketRatio: Medical Expense — Out-of-Pocket Expense Budget

> Out-of-Pocket Expense Budget (iPhone/iPad app by Vinith Joshua John.)

- Source: https://appshunter.io/ios/app/pocketratio-medical-expense/id6773057922 (this page in markdown: same URL + `.md`)
- Developer: [Vinith Joshua John](https://appshunter.io/developer/1893235019)
- Category: Medical, Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 4 MB
- Languages: American English
- Released: 2026-06-22
- Data updated: 2026-07-18
- User reviews in markdown: https://appshunter.io/ios/app/pocketratio-medical-expense/id6773057922/reviews.md

## What is PocketRatio?

PocketRatio tracks the proportion of medical care expenses relative to your monthly income.

Log expenses, scan receipts, or import spreadsheets. PocketRatio automatically categorizes your medical spending so you always know where you stand against your monthly budget and annual out-of-pocket limits.

Three Main Views

• Summary: Monitor your out-of-pocket ratio, monthly budget, current spending, and trends. 
• Expenses: Browse a timeline of your transactions grouped by month, with filters for categories, dates, and payment status. 
• Manage: Configure your monthly income, medical budget, annual spending cap, and custom alert thresholds.

Key Features

• Entry Options: Log transactions manually or use your device camera to scan receipts and automatically extract amounts and merchants. 
• Document Storage: Attach PDFs or receipt images (up to 5MB) to view inline for convenient reference. 
• Data Portability: Import and export CSV files for tax reporting and insurance reimbursements. 
• System Integration: Access data instantly using Home Screen and Lock Screen widgets, Spotlight, Quick Actions, Siri Shortcuts, and local notifications for budget limits. 
• Demo Mode: Preview features immediately using preloaded sample data. 
• Multiplatform Support: Optimized for iOS and iPadOS with native layouts.

Designed for Privacy

Your health and financial data remains on your device. PocketRatio requires no account registration, includes no third-party trackers, and displays no ads. Securely sync your data across devices using optional end-to-end encrypted iCloud sync.


## Version history (last 5 releases)

### 1.0.5 — 2026-07-15

Fixed minor bugs and optimized layouts for widgets, local notifications, and tab transitions.

### 1.0.4 — 2026-07-01

Fully optimized and configured for iPad and Mac (Designed for iPad) devices
The transaction feed now groups expenses by month in clean, collapsible cards that start collapsed by default for a clutter-free overview.
Activating a search query or selecting filter pills (like "This Month", Category, or Status) will now automatically expand monthly sections to reveal matching items instantly.
Refined the tab bar navigation with sleek, custom-designed vector outlines (Summary, Expenses, and Manage) for a modern, unified aesthetic.

### 1.0.3 — 2026-06-29

This update introduces the History tab and file uploads to help you better manage your health spending.
History Tab: Browse your complete transaction timeline with powerful filters for categories, dates, and payment status.
File Uploads: Securely attach receipt photos or PDFs up to 5MB to any expense with convenient inline viewing.
This version also includes performance improvements and minor bug fixes.

### 1.0.2 — 2026-06-26

Minor bug fixes and performance improvements.

### 1.0.1 — 2026-06-25

Introducing international support and currency personalization:

Region-Aware Currency: PocketRatio now automatically tracks and formats all medical spend, budgets, and annual out-of-pocket caps in your local currency based on your device region.
Manual Currency Overrides: Easily override your default currency from the new settings row in the Manage tab. Select from common currencies (USD, EUR, GBP, CAD, AUD, JPY, INR) or type any custom 3-letter currency code.
Polished Onboarding & Demo: Onboarding samples and demo mode data are now streamlined with generic names.
Settings Interface Enhancements: Improved the Manage view styling to keep settings clean, centered, and easy to edit.

## Related topics

[josh and johns](https://appshunter.io/ios/topics/josh-and-johns)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*