# PocketVault Finance — On-device budgets & net worth > Private, on-device personal finance tracker for budgets and net worth. (iPhone/iPad app by Rupesh Dubey.) - Source: https://appshunter.io/ios/app/pocketvault-finance/id6791743277 (this page in markdown: same URL + `.md`) - Developer: [Rupesh Dubey](https://appshunter.io/developer/6791743279) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 16.0 · 99 MB - Languages: American English, French (France), German (Germany), Polish - Released: 2026-07-24 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pocketvault-finance/id6791743277/reviews.md ## What is PocketVault Finance? PocketVault is a private, all-in-one personal finance app that runs entirely on your device. No account. No cloud. No tracking. Your financial life stays with you — encrypted and offline. Most finance apps upload your transactions to their servers. PocketVault doesn't. Your accounts, budgets, and insights are computed on your iPhone and stored in an AES-256 encrypted database that never leaves it. WHAT YOU CAN DO • Track unlimited accounts, cash, and cards in one place • Build budgets and watch spending as it happens • Log income, expenses, and recurring bills • Monitor investments, loans, savings goals, and retirement accounts • See your net worth update in real time • Plan loan payoff with extra payments, lump sums, and step-ups • Split and settle shared expenses • Keep tabs on subscriptions before they renew ON-DEVICE AI — NOT THE CLOUD Ask questions about your money in plain language and get answers computed locally, never sent to a server. Scan receipts, auto-categorize transactions, and surface spending insights with AI that runs on your iPhone. BUILT FOR EVERY CURRENCY Track balances across US Dollar, Indian Rupee, Euro, Pound, Yen, and more. Amounts are converted consistently wherever they're totaled, so multi-currency net worth just works — with region-aware terminology throughout. QUICK, PRIVATE IMPORT Add transactions in seconds: scan a receipt, share text from another app, or capture messages with a Shortcut you trigger yourself. Nothing is read in the background. PRIVACY, BY DESIGN • No account or sign-up — open the app and start • AES-256 encrypted, on-device storage • Works fully offline • Zero telemetry — nothing is collected, because there's no server to collect it • Your data is yours to export any time No ads. No data resale. A finance app that respects you. Questions? Visit pocketvault.finance ## Key features - On-device data storage - Offline functionality - Unlimited account tracking - Budget building - Net worth monitoring - AI-powered insights - Multi-currency support ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/pocketvault-finance/id6791743277/reviews.md ### 5/5 — Best finance app I’ve found — and it’s fully private *2026-08-23* Best finance app I’ve come across so far. Most apps are cloud-first — you sign up and your spending becomes their data. PocketVault flips that: No account, no servers, no tracking. And it doesn’t trade features for privacy — it’s truly all-in-one: accounts, budgets, net worth, investments, loan payoffs, shared expenses, and subscriptions in one app. AI automation is looking awesome Fast, private, and more capable than apps I used to pay for. If you care about owning your financial data, this is the one. All the best to the team! ## Frequently asked questions about PocketVault Finance ### What is PocketVault? PocketVault is a personal finance app that runs entirely on your device, offering private budgeting and net worth tracking. It emphasizes security through on-device, encrypted storage and offline functionality. ### Is PocketVault free to use? Yes, PocketVault is available for free. The app does not have any ads or in-app purchases, providing a completely free experience for users. ### Does PocketVault have ads? No, PocketVault is ad-free. The developers explicitly state that there are no ads and no data resale, ensuring a user-respecting experience. ### What devices does PocketVault support? PocketVault is designed for Apple devices, specifically supporting the iPhone and iPad. It is not currently available on Android or desktop platforms. ### How secure is my financial data with PocketVault? PocketVault uses AES-256 encryption for all on-device data storage, ensuring your financial information is highly secure. The app operates fully offline with zero telemetry, meaning no data is collected or sent to servers. ### Can PocketVault handle multiple currencies? Yes, PocketVault is built for every currency. It supports tracking balances across various currencies like USD, INR, EUR, GBP, and JPY, with consistent conversion for multi-currency net worth calculations. ### How often is PocketVault updated? The latest version of PocketVault is 2.2.0, which was last updated on August 8, 2026. This indicates a relatively frequent update schedule to maintain and improve the application. ### What is the age rating for PocketVault? PocketVault has an age rating of 17+. This is likely due to the nature of financial management and the complexity of the features offered. ## Version history (last 5 releases) ### 2.6.1 — 2026-08-26 - New Vault light/dark themes - Improved UI/UX - Bug fixes ### 2.5.1 — 2026-08-22 - Bug fixes - Improved transactions visibility ### 2.5.0 — 2026-08-21 - Improved charts and statistics - Improved user experience - Bug fixes ### 2.4.1 — 2026-08-19 - Bug fixes - Improved UI/UX ### 2.4 — 2026-08-18 - Improved onboarding - Improved user experience - Improved sms and pdf parsing --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*