# PODERcard - Mobile Banking > Digital banking platform for managing money, earning rewards, and secure transactions. (iPhone/iPad app by Saber Es Poder INC..) - Source: https://appshunter.io/ios/app/podercard-mobile-banking/id1454587345 (this page in markdown: same URL + `.md`) - Developer: [Saber Es Poder INC.](https://appshunter.io/developer/1454587344) - Category: Finance, Productivity - Price: Free - Rating: 4.82/5 from 22,809 App Store ratings · 97 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 16 MB - Languages: English, Spanish - Released: 2020-02-20 - Data updated: 2026-06-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/podercard-mobile-banking/id1454587345/reviews.md ## What is PODERcard? Managing your finances has never been easier with PODERcard Debit! A digital banking platform [1] built for you, with years of expertise and trust from SABEResPODER. It's time to embrace a smarter way to manage your money. FLEXIBILITY AT YOUR FINGERTIPS - Apply via the app using your SSN, ITIN or Passport [3] - Get a virtual card instantly upon approval [3] - Access a robust library of content to answer all your questions - Get in touch with our Customer Care team easily CONVENIENT CASH CONTROL - Deposit or withdraw cash at an ATM near you [2] - Earn cash rewards with instant payouts by answering SABEResPODER surveys [4] - Send money to loved ones as easily as sending a text message NO UNEXPECTED CHARGES - Low monthly fee that can be waived - No initial deposit required [2] - Access ATMs near you, whenever you need ALWAYS SECURE - Safer than cash - Receive instant notifications for each transaction - Block your card instantly if you lose it or misplace it - Two-Factor Authentication protects your account at all times Questions? Get in touch with our Customer Care team — your peace of mind is our top priority. [1] Welcome Tech dba SABERespoder is not a bank. Banking services provided by Thread Bank; Member FDIC. The PODERcard Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Your funds are FDIC insured up to $250,000 through Thread Bank; Member FDIC. [2] See Deposit Account Agreement for fees and additional details. [3] PODERcard Debit account opening is subject to identity verification by Thread Bank. [4] Other SABEResPODER products, services, and discounts are not provided by Thread Bank. ## Key features - In-app application with SSN, ITIN, or Passport - Instant virtual card upon approval - ATM cash deposits and withdrawals - Cash rewards from surveys - Easy money transfers - Low, waivable monthly fee - Instant transaction notifications ## What do users think of PODERcard? Overall sentiment: negative **Pros** - 👍 Easy to use - 💰 Ability to earn money through surveys - 🤑 Instant payout for surveys - 🤝 Helpful customer service - 🏦 Good banking features **Cons** - 🐛 Surveys not working/not qualifying - 🤬 Payments not received after completing surveys - 🔒 Security and privacy concerns - 🤯 Difficulty with account creation and setup - 🔍 Poor app performance and functionality **Commonly reported bugs** - App crashes and freezes - Login and account access issues - Problems with debit card delivery and activation - Inconsistent survey availability and payout - Unexpected account closures and fund losses **Most requested features** - Virtual debit card option - Improved survey experience - Better customer support and communication - Faster payouts and deposits - Expanded payment and banking features ## Recent user reviews (10 of 97) All indexed reviews: https://appshunter.io/ios/app/podercard-mobile-banking/id1454587345/reviews.md ### 1/5 — Saberespoder *2025-04-18, version 3.6* I had tried to take surveys on the saberespoder app. No improvements. I hope this app gets better or I will gladly delete this app from my phone. This app was great before. ### 2/5 — App issue *2025-01-23, version 3.6* The app will not let me login at all please fix because I like this site ### 1/5 — Dumb *2024-12-09* It was good but recently about a month or so surveys no longer work it doesn’t even try to direct to one instantly goes to unfortunately you didn’t qualify… this needs to be fixed or I will gladly delete my account and all my friends said the same thing being I referred them to this app and now it is garbage. Edit - to your reply no it is not your app is broken. It doesn’t as a single question to be disqualified for to begin with. The app needs to be updated as it is. But something is wrong with the app it doesn’t go into a survey at all. Months later still nothing support is no help **Developer response:** Thank you for your feedback. Please note that the initial section of every survey will determine if you qualify for it. You’ll be presented with the rewards opportunities available to you depending on eligibility. If you have additional comments or would like to receive personalized assistance, please send us a message at info@saberespoder.com with your name and phone number. We look forward to providing you a 5-star experience. ### 1/5 — Dumb *2024-10-16* It was good but recently about a month or so surveys no longer work it doesn’t even try to direct to one instantly goes to unfortunately you didn’t qualify… this needs to be fixed or I will gladly delete my account and all my friends said the same thing being I referred them to this app and now it is garbage. Edit - to your reply no it is not your app is broken. It doesn’t as a single question to be disqualified for to begin with. The app needs to be updated as it is. But something is wrong with the app it doesn’t go into a survey at all **Developer response:** Thank you for your feedback. Please note that the initial section of every survey will determine if you qualify for it. You’ll be presented with the rewards opportunities available to you depending on eligibility. If you have additional comments or would like to receive personalized assistance, please send us a message at info@saberespoder.com with your name and phone number. We look forward to providing you a 5-star experience. ### 5/5 — App down *2024-10-09, version 3.6* The app is down ?? As of October 9,2024. ### 5/5 — Entregar más encuestas y felicidades *2024-07-11, version 3.6* Muchas felicidades y deben entregar más encuestas a los clientes ### 5/5 — New *2024-06-17, version 3.6* I just started using the podder direct card and wonderfull things continue to happen great investment tool please keep up the good work. ### 1/5 — PODERcard mobile bank *2024-05-24, version 3.6* Worst mobile bank ever! They don’t respond to your text and calls. The bank is so poor to receive direct deposit. I regretted signing up with them ### 1/5 — Packed with Incompetence *2024-05-03, version 3.6* I’m on my third account creation with Poder in two years. Lost survey rewards and access with two prior attempts. One day the accounts just stopped working and the support engineers threw their hands up an told me to make a new account. Trying to get customer service to resolve the problem was a waste. Customer Service just stopped responding. ### 5/5 — I like it *2024-03-22, version 3.6* I like that I’m getting approved for more surveys ## Frequently asked questions about PODERcard ### What is PODERcard? PODERcard is a digital banking platform that offers a mobile banking experience with a debit card. It allows users to manage their finances, deposit and withdraw cash, send money, and earn rewards. Banking services are provided by Thread Bank, a Member FDIC. ### How do I apply for a PODERcard? You can apply for a PODERcard directly through the app using your SSN, ITIN, or Passport. The account opening is subject to identity verification by Thread Bank. ### Are there any hidden fees with PODERcard? PODERcard aims for no unexpected charges. There is a low monthly fee that can be waived, and no initial deposit is required to open an account. Access to ATMs near you is also available. ### How does PODERcard ensure security? The app prioritizes security with features like instant transaction notifications, the ability to block your card instantly if lost or misplaced, and Two-Factor Authentication to protect your account at all times. It is also noted as being safer than cash. ### Can I earn rewards with PODERcard? Yes, you can earn cash rewards with instant payouts by answering SABEResPODER surveys. These rewards are separate from the banking services provided by Thread Bank. ## Version history (last 5 releases) ### 3.6 — 2023-07-13 Bug fixes and improvements. ### 3.5 — 2023-04-17 Bug fixes and improvements. ### 3.4 — 2023-02-14 Bug fixes and improvements. ### 3.3 — 2023-02-14 Bug fixes and improvements. ### 3.2 — 2022-12-19 Bug fixes and improvements. ## Apps similar to PODERcard | App | Rating | Price | Category | | --- | --- | --- | --- | | [Sable](https://appshunter.io/ios/app/sable/id1474654292) | 4.7 (8,135) | Free | Finance | | [Cogni Multi-Chain Wallet](https://appshunter.io/ios/app/cogni-multi-chain-wallet/id1483957512) | 4.7 (1,421) | Free | Finance | | [h.way](https://appshunter.io/ios/app/hway/id1635450512) | 3.4 (97) | Free | Finance | | [Greenwood - Mobile Banking](https://appshunter.io/ios/app/greenwood-mobile-banking/id1627062465) | 4.8 (7,342) | Free | Finance | | [Restart - Mobile Banking App](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155) | 4.0 (83) | Free | Finance | | [B9: Cash Advance](https://appshunter.io/ios/app/b9-cash-advance/id1552004842) | 4.5 (15,435) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*