# Pofio: AI Budget & Net Worth — AI decodes your money habits > AI decodes your money habits (iPhone/iPad app by Haruki Ouchi.) - Source: https://appshunter.io/ios/app/pofio-ai-budget-and-net-worth/id6756491186 (this page in markdown: same URL + `.md`) - Developer: [Haruki Ouchi](https://appshunter.io/developer/1772666250) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 18.0 · 13 MB - Languages: English, Indonesian, Japanese, Chinese - Released: 2025-12-15 - Data updated: 2026-08-04 - User reviews in markdown: https://appshunter.io/ios/app/pofio-ai-budget-and-net-worth/id6756491186/reviews.md ## What is Pofio? What is POFIO? POFIO is a premium finance and asset management app designed for individuals who take their financial strategy seriously. Unlike conventional budgeting apps that simply display statistics, POFIO transforms your income and expense data into decision-making insights. ■ Automatic Financial Analysis Reports Based on your entries, POFIO generates structured financial reports using key financial indicators. Your personal finances are analyzed like a portfolio — not just a list of transactions. ■ Income Benchmarking See how your income compares to the national average in Japan and understand your current financial standing objectively. ■ Monthly Asset Snapshots Record your total asset position once a month to track long-term wealth progression. Visualize annual summaries, income fluctuations, surplus ratios, and capital efficiency — and understand how effectively you manage your money. ■ Secure iCloud Integration Your data is safely stored in iCloud. Even if you delete the app, your financial records remain protected. About Data Entry POFIO does not connect to bank APIs or credit card integrations. All data is manually entered by design. This ensures complete flexibility: Unlike other apps that cannot support certain banks or asset types, POFIO allows you to fully construct your own comprehensive financial model. It requires discipline — but rewards you with precision. POFIO is built for those who want to manage their personal finances like a company balance sheet or an investment portfolio. For serious asset managers only. ## Version history (last 5 releases) ### 5.0.2 — 2026-08-02 What’s New Generate or regenerate AI reports up to 3 times per calendar month Analyze the current and previous month Edit transaction amount, date, and category together Copy tweaks and stability improvements ### 5.0.1 — 2026-07-21 NEW: Life Simulation Project your assets all the way to retirement, straight from your real data. See exactly how much you'll have at any age—then drag the savings slider and watch your future change in real time. • Factor in life events like marriage, kids, and buying a home • A smoother AI report and financial personality diagnosis • Minor improvements and bug fixes Thank you for using Pofio. We'd love to hear your thoughts in a review! ### 5.0.0 — 2026-07-20 NEW: Life Simulation Project your assets all the way to retirement, straight from your real data. See exactly how much you'll have at any age—then drag the savings slider and watch your future change in real time. • Factor in life events like marriage, kids, and buying a home • A smoother AI report and financial personality diagnosis • Minor improvements and bug fixes Thank you for using Pofio. We'd love to hear your thoughts in a review! ### 4.2.1 — 2026-07-05 NEW: Life Simulation Project your assets all the way to retirement, straight from your real data. See exactly how much you'll have at any age—then drag the savings slider and watch your future change in real time. • Factor in life events like marriage, kids, and buying a home • A smoother AI report and financial personality diagnosis • Minor improvements and bug fixes Thank you for using Pofio. We'd love to hear your thoughts in a review! ### 4.2.0 — 2026-07-01 NEW: Life Simulation Project your assets all the way to retirement, straight from your real data. See exactly how much you'll have at any age—then drag the savings slider and watch your future change in real time. • Factor in life events like marriage, kids, and buying a home • A smoother AI report and financial personality diagnosis • Minor improvements and bug fixes Thank you for using Pofio. We'd love to hear your thoughts in a review! ## More apps by Haruki Ouchi - [IterB](https://appshunter.io/ios/app/iterb/id6753754329) All apps by Haruki Ouchi: https://appshunter.io/developer/1772666250 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*