# Poiiints — Maximize Credit Card Rewards > Automated credit card rewards maximization and spending analysis tool. (iPhone/iPad app by Eann McKasson.) - Source: https://appshunter.io/ios/app/poiiints/id6760567550 (this page in markdown: same URL + `.md`) - Developer: [Eann McKasson](https://appshunter.io/developer/1885033025) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 5 App Store ratings · 5 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 36 MB - Languages: American English - Released: 2026-03-20 - Data updated: 2026-08-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/poiiints/id6760567550/reviews.md ## What is Poiiints? Poiiints helps you maximize your credit card rewards automatically. Connect your bank accounts securely through Plaid to analyze spending patterns and receive personalized card recommendations. Features: • Optimize rewards across all purchases • See missed rewards opportunities • Analyze spending by category • Get real-time card recommendations • Track portfolio reward performance Poiiints helps you earn more points and cashback with the cards you already have. ## Key features - Maximize credit card rewards automatically - Personalized card recommendations - Analyze spending by category - Track portfolio reward performance - Identify missed rewards opportunities ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/poiiints/id6760567550/reviews.md ### 5/5 — Helpful App *2026-08-06* Very solid app. Pretty easy to use and lots of helpful info. ### 5/5 — Good rewards and cashback *2026-07-31* surprisingly efficient to log in and cool help for mindful spendings. Best savings app ### 5/5 — Very Seamless *2026-07-30* I had a very similar experience with the app, and it offers quite a lot of ways to link your financial information. ### 5/5 — Personalized Credit Card Advice That Actually Helps *2026-07-23* As someone who travels a lot, I’m always looking for the best ways to maximize points, and this app has been incredibly helpful. I like that it factors in my actual spending habits, upcoming trips, and the cards I already have instead of using one-size-fits-all recommendations. The AI chat is also a nice bonus for quick questions. Highly recommend for anyone serious about travel rewards or cashback. ### 5/5 — Didn’t realize I could get this much value *2026-07-23* I was so confused about my credit cards points and I finally found a product that solved all my problems ## Frequently asked questions about Poiiints ### How does Poiiints help me maximize credit card rewards? Poiiints analyzes your spending patterns and recommends the best credit cards for your purchases, helping you optimize rewards across all transactions and identify missed opportunities. ### Is my financial data secure with Poiiints? Yes, Poiiints securely connects to your bank accounts through Plaid, a trusted third-party service known for its robust security measures to protect user data. ### What types of credit card rewards can Poiiints track? Poiiints helps you earn more points and cashback with the cards you already have, optimizing rewards across all your purchases. ### Can Poiiints track my reward performance over time? Yes, the app allows you to track your portfolio's reward performance, giving you insights into how effectively you are earning rewards. ### Does Poiiints offer personalized card recommendations? Yes, based on your spending analysis, Poiiints provides real-time card recommendations tailored to your purchasing habits to help you earn more. ### What devices does Poiiints support? Poiiints is available on iPhone, iPad, and iPod devices, making it accessible for a wide range of Apple users. ### How often is Poiiints updated? The app was last updated on July 23, 2026, indicating active development and potential for future improvements and features. ### What is the age rating for Poiiints? Poiiints has an age rating of 17+, suggesting it may contain content or features more suited for mature users. ## Version history (last 5 releases) ### 1.05 — 2026-08-08 Small Bug Fix ### 1.04 — 2026-08-06 New UI, and BILT scoring updates ### 1.03 — 2026-07-23 Fixed optimizer, and UI. ### 1.02 — 2026-05-18 What's new in Poiiints: - Budgeting — set category budgets, track spending against them, and stay on top of your goals - Smart Card Picker — get personalized recommendations for which card to add to your wallet next - Insights tab — see how you're using your cards, where rewards are concentrated, and where you're leaving points on the table - Upcoming tab — plan ahead for known expenses and find the optimal card for each - Poiiints AI — chat with our AI assistant to get personalized credit card advice - Refreshed app icon and improvements throughout ### 1.01 — 2026-03-31 Version 3.0 — Major Update - AI Chat Assistant — Ask personalized questions about your cards and spending, powered by AI with your real transaction data. 20 messages per day included. - Smarter Portfolio Optimizer — Recommendations now based on your full 12 months of actual card spending, not estimates. - Spend Calculator — Find the best card before you buy across any category. - Full Card Details — See earn rates, annual credits, transfer partners, welcome bonuses, and perks for every card. - Performance improvements and bug fixes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*