# Pointalize: Credit Card Points — Track Points, Miles & Credits

> Digital loyalty platform for tracking and redeeming points and cashback rewards. (iPhone/iPad app by Phillip Rosenheinrich.)

- Source: https://appshunter.io/ios/app/pointalize-credit-card-points/id6757125150 (this page in markdown: same URL + `.md`)
- Developer: [Phillip Rosenheinrich](https://appshunter.io/developer/1864721264)
- Category: Finance, Shopping
- Price: Free with in-app purchases
- Rating: 3.50/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 18.0 · 34 MB
- Languages: American English
- Released: 2026-01-12
- Data updated: 2026-11-15
- Monetization: free with in-app purchases

## What is Pointalize?

Pointalize: Credit Card Points & Rewards Tracker

See which card in your wallet earns more on every purchase. Track statement credits and 5/24, spot missed rewards in dollars, and check whether annual fees paid for themselves — private, with no bank login.

CARD AT CHECKOUT
Search any merchant (Amazon, Starbucks, Shell, Target) or browse categories (dining, groceries, gas, flights, hotels). Pointalize ranks your wallet by reward rate, factors in quarterly rotating categories, and alerts you when category spending caps are hit so you can switch to the next card.

AUTOMATIC PURCHASE CAPTURE (100% PRIVATE)
Capture purchases without ever linking bank accounts or sharing passwords:

• Integrates seamlessly with Apple Pay via Apple Shortcuts.
Matching happens 100% on your device. Zero bank credentials, zero cloud scraping.

SPOT MISSED REWARDS IN DOLLARS
Used the wrong card at checkout? Pointalize calculates the exact dollar value you missed compared to your top card. Turn checkout mistakes into clearer spending habits.

STATEMENT CREDITS & ANNUAL FEE PROOF
Premium travel cards carry heavy annual fees. Pointalize helps you claim every dollar back:
• Track monthly, semi-annual, and annual statement credit resets (dining credits, rideshare, airline incidentals, streaming, lounge perks).
• Real-time Fee-Offset Calculator shows whether your perks and credits covered the annual fee.
• Set reminders before credits expire at month-end or year-end.

5/24 & SIGN-UP BONUS (SUB) TRACKER
Stay organized with card strategy tools:
• Chase 5/24 Status: Track your card application timeline and know when slots open.
• Welcome Offer Tracker: Keep tabs on minimum spend requirements, remaining days, and pacing for your welcome bonus.
• Retention Offers: Log retention bonuses for card decisions.

CUSTOM POINT VALUATIONS (CPP)
Compare cash back with transferable currencies using Cents-Per-Point (CPP) benchmarks for Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, Bilt, and major airline/hotel programs — or set your own valuations.

HOME SCREEN WIDGETS
Add the Pointalize widget for a quick glance: see your top card for groceries, dining, gas, and online shopping before you pay.

EXPLORE & COMPARE CARDS
Search a verified database of personal and business cards. Compare reward structures, annual fees, credits, lounge networks, and benefits side by side. Missing a card? Request it in the app.

PRIVACY BY DESIGN
Pointalize does not use Plaid, never asks for online banking logins, and never sells your transaction data. Sign in with Apple or Email Magic Link.

AVAILABLE IN 6 LANGUAGES
English, German, Spanish, French, Hindi, and Simplified Chinese.

Stop leaving points and credits unused. Download Pointalize and get more from every card in your wallet.

Note: Free to download. The free plan includes up to 2 cards. Pointalize Pro unlocks automated purchase capture, advanced retention & credit expiry alerts, unlimited cards, and detailed fee ROI analytics. Point valuations are user-configurable benchmarks, not financial advice. Internet connection required for card catalog updates.

Terms of Use: https://pointalize.com/terms-of-use/
Privacy Policy: https://pointalize.com/privacy-policy/

## Key features

- Seamless point tracking
- Exclusive offers
- Digital rewards wallet
- Instant notifications
- Easy redemption
- Personalized deals

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Annual | $39.99 | per year |


## Is Pointalize safe?

Not enough ratings yet to assess Pointalize.

## Is Pointalize legit?

Pointalize: Credit Card Points appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Pointalize is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Pointalize

### What is Pointalize?

Pointalize is a digital loyalty platform designed to help users earn, track, and redeem loyalty points and cashback rewards from various partner stores and services.

### How does Pointalize help me save money?

Pointalize allows you to consolidate all your loyalty cards, track your points balance in real-time, and access personalized deals and exclusive offers, helping you maximize savings and rewards from your purchases.

### Is Pointalize free to use?

Yes, Pointalize is free to download and use. It offers in-app purchases for additional features or benefits.

### Does Pointalize have ads?

Yes, Pointalize contains advertisements. These ads may be displayed within the app to support its free services.

### What kind of rewards can I get with Pointalize?

You can redeem accumulated points for exciting rewards, coupons, or cashback directly through the app, turning your loyalty into tangible benefits.

### What devices is Pointalize available on?

Pointalize is currently supported on iPhone and iPod devices.

### How often is Pointalize updated?

The app was last updated on April 18, 2026, indicating regular maintenance and potential feature additions.

### What is the age rating for Pointalize?

Pointalize has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 1.26 — 2026-11-13

- Card at Checkout: Instant wallet ranking with reward caps and overflow cards.
- Automatic Purchase Capture: 100% on-device alert matching. Zero bank login needed.
- Missed Rewards: See the exact dollar amount lost when paying with the wrong card.
- Credit & Fee Proof: Track monthly statement resets and prove card ROI.
- 5/24 & SUB Tracker: Monitor welcome offer deadlines and Chase 5/24 status.
- Home Screen Widget: Top card by category at a glance.

### 1.25 — 2026-11-13

- Card at Checkout: Instant wallet ranking with reward caps and overflow cards.
- Automatic Purchase Capture: 100% on-device alert matching. Zero bank login needed.
- Missed Rewards: See the exact dollar amount lost when paying with the wrong card.
- Credit & Fee Proof: Track monthly statement resets and prove card ROI.
- 5/24 & SUB Tracker: Monitor welcome offer deadlines and Chase 5/24 status.
- Home Screen Widget: Top card by category at a glance.

### 1.24.1 — 2026-08-26

We've streamlined Pointalize to focus on what matters most.

• Simpler navigation: Cards, Benefits, and Insights
• Clearer benefits tracking across your wallet
• Faster performance and bug fixes

Thanks for using Pointalize!

### 1.24 — 2026-08-12

We've streamlined Pointalize to focus on what matters most.

• Simpler navigation: Cards, Benefits, and Insights
• Clearer benefits tracking across your wallet
• Faster performance and bug fixes

Thanks for using Pointalize!

### 1.2.3 — 2026-06-09

We've streamlined Pointalize to focus on what matters most.

• Simpler navigation: Cards, Benefits, and Insights
• Clearer benefits tracking across your wallet
• Faster performance and bug fixes

Thanks for using Pointalize!

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## More apps by Phillip Rosenheinrich

- [RehabPilot: Clinic Therapy](https://appshunter.io/ios/app/rehabpilot-clinic-therapy/id6771705760)
- [ZenPop: Stress Relief Bubble](https://appshunter.io/ios/app/zenpop-stress-relief-bubble/id6773837811)
- [SpinPick AI: Decision Wheel](https://appshunter.io/ios/app/spinpick-ai-decision-wheel/id6774469372)
- [SnapLedger: Receipt Scanner](https://appshunter.io/ios/app/snapledger-receipt-scanner/id6780160851)
- [Alman Index: Alman Test](https://appshunter.io/ios/app/alman-index-alman-test/id6780822728)

All apps by Phillip Rosenheinrich: https://appshunter.io/developer/1864721264

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-15.*