# PointMate - AU Loyalty Points — Frequent Flyer Card Calculator

> Australian loyalty points calculator and comparison tool for credit cards and flights. (iPhone/iPad app by PointMate Pty Ltd.)

- Source: https://appshunter.io/ios/app/pointmate-au-loyalty-points/id6771188233 (this page in markdown: same URL + `.md`)
- Developer: [PointMate Pty Ltd](https://appshunter.io/developer/1896773954)
- Category: Finance, Travel
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 43 MB
- Languages: American English
- Released: 2026-07-10
- Data updated: 2026-09-16
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/pointmate-au-loyalty-points/id6771188233/reviews.md

## What is PointMate?

The all-in-one app for Australian loyalty points.

PointMate is an independent calculator and comparison tool covering 17 Australian loyalty programs and 66+ personal rewards credit cards — including Qantas Frequent Flyer, Velocity Frequent Flyer, KrisFlyer, Amex Membership Rewards, Flybuys, Everyday Rewards, Myer One, David Jones, and rewards programs from every major Australian bank.

No affiliate commissions. No issuer partnerships. Just the numbers.

PAY

Compare your rewards cards on any purchase. PointMate factors in earn rates, surcharges, and the estimated dollar value of points earned to rank cards by estimated net benefit. Add your cards, set merchant surcharge rates, enter an amount, and see ranked results.

FLIGHT

A Qantas economy flight to Bali might calculate at 1.6 cents per point. The same points on a flight to Japan? Maybe 3.5 cents. Flight calculates the cents-per-point on any Qantas, Velocity or KrisFlyer booking and shows how it compares to PointMate's benchmark range.

CARDS

With dozens of rewards cards on the market, it's hard to know which ones deliver the highest calculated return. Cards lets you browse, compare, and filter major personal Australian rewards credit cards — from points value based on your typical redemption, to bonus reachability on your monthly spend, to cancel-by dates.

VALUE

10,000 Qantas points redeemed as a gift card: about $45. Redeemed on an international economy class flight: up to $440. Value shows the estimated range for any balance across programs, broken down by how you'd actually use them.

PORTFOLIO

See your total estimated points value across your programs in one place.

GOALS

Enter your monthly card spend and earn rate to see how many months until you earn enough points for any route and cabin class on both Qantas and Velocity.

SAVINGS

Log results from Pay and Flight calculations, plus transfer bonus gains. Track your total logged savings over time with milestone progress.

BONUSES

Check active transfer bonuses between programs, including percentage uplift and days remaining.

ALERTS

Stay across program changes, devaluations, and upcoming events. Check points expiry rules per program.

FREE VS PREMIUM

Free: Access all features with capacity limits — Pay (2 cards), Flight (general benchmark range), Value (average rate), Cards (browse and filter), Portfolio (3 programs), Savings (5 logs per month). All data saved between sessions. Ads displayed.

Premium ($4.99/month or $39.99/year): Unlimited cards, full redemption breakdowns, side-by-side comparison of up to 3 cards, custom card entry, PM Wallet (renewal and cancel-by date tracking), unlimited Portfolio and Savings, no ads.

Eligible new subscribers can start with a 1-month free trial — full Premium access, no ads.

INDEPENDENT AND TRANSPARENT

PointMate is built and maintained in Melbourne, Australia. It does not receive commissions, referral fees, or any payment from credit card issuers, banks, or loyalty programs. Outputs are estimates based on publicly available information and current assumptions.

PointMate is a calculator and comparison tool for general information only. It does not provide financial advice, credit advice, or product recommendations. Estimated values may differ from actual outcomes. Check current issuer and program terms before acting.

Your points deserve a better mate.

## Key features

- Loyalty program comparison
- Credit card rewards calculator
- Flight points valuation
- Portfolio points tracking
- Savings and bonus tracking
- Program change alerts

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| PointMate Premium (Monthly) | $2.99 | per month |
| PointMate Premium (Annual) | $24.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/pointmate-au-loyalty-points/id6771188233/reviews.md

### 5/5 — Making points easy

*2026-07-22*

This app has been great to analyse all current frequent flyer promotions, and indicate what are of the best value. Simple, easy to use! Highly recommend.

**Developer response:** Thank you, glad you like it!

## Frequently asked questions about PointMate

### Does PointMate have ads?

Yes, the free version of PointMate displays advertisements. Users can remove ads by subscribing to the Premium version.

### What loyalty programs does PointMate support?

PointMate supports over 17 Australian loyalty programs, including Qantas Frequent Flyer, Velocity Frequent Flyer, KrisFlyer, Amex Membership Rewards, Flybuys, Everyday Rewards, Myer One, and David Jones.

### How does PointMate calculate the value of points?

PointMate calculates the cents-per-point for flights and estimates the dollar value of points based on common redemption methods, comparing these to a benchmark range.

### Can I track my total points value with PointMate?

Yes, the Portfolio feature allows you to see your total estimated points value across your supported loyalty programs in one place.

### What are the subscription options for PointMate Premium?

PointMate Premium is available for $4.99 per month or $39.99 per year, offering unlimited features and an ad-free experience. New subscribers can get a 1-month free trial.

### How often is PointMate updated?

The app was last updated on July 25, 2026, indicating ongoing maintenance and potential feature additions. The latest version is 1.01.

### Is PointMate available on all devices?

PointMate is currently supported on iPhone and iPod devices. Compatibility with other platforms may be considered in future updates.

### What is the age rating for PointMate?

PointMate has an age rating of 4+, making it suitable for a wide audience of users interested in managing their loyalty points.

## Version history (last 2 releases)

### 1.01 — 2026-07-25

Minor updates including font enlarging and additional in-app links to the Privacy Policy and Terms of Service.

### 1.0 — 2026-07-10

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-16.*