# Pointspector > Personal rewards strategist for optimizing credit card spending and maximizing rewards. (iPhone/iPad app by FREDERICK CANTZLAAR BEECHER.) - Source: https://appshunter.io/ios/app/pointspector/id6761955228 (this page in markdown: same URL + `.md`) - Developer: [FREDERICK CANTZLAAR BEECHER](https://appshunter.io/developer/1892191242) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 54 MB - Languages: American English - Released: 2026-07-09 - Data updated: 2026-07-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pointspector/id6761955228/reviews.md ## What is Pointspector? You've got the cards. You're just not using them right. Every time you pay with the wrong card, you leave points, miles, and cash back on the table. Pointspector makes sure that stops today. Pointspector is your personal rewards strategist. Tell it which cards are in your wallet, and it instantly shows you the best one to use for any purchase (dining, groceries, travel, gas, and everything in between) so you always earn the most. WHAT YOU CAN DO Find the best card for every purchase: Real-time recommendations surface your highest-earning card for each spending category, ranked by what your rewards are actually worth. Build your wallet: Add the cards you already own and get guidance tailored to exactly what's in your pocket. Never miss a welcome bonus: Track active sign-up bonuses and stay ahead of spending deadlines, so you don't leave big rewards unclaimed. Optimize for real value: Recommendations are powered by cents-per-point valuations, so you're maximizing true value, not just chasing raw points. Explore the catalog: Browse a growing library of cards and discover your next great addition. Whether you're new to points or a seasoned pro, Pointspector turns everyday spending into smarter rewards. Download Pointspector and stop swiping blind. ## Key features - Real-time card recommendations for purchases - Personalized guidance based on your wallet - Welcome bonus tracking - Optimization based on cents-per-point valuations - Card catalog for discovery ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/pointspector/id6761955228/reviews.md ### 5/5 — Great app *2026-07-10* Super helpful to maximize what I get back on my spending. We love free stuff! ### 5/5 — Where has this App been my whole life? *2026-07-10* This app has been a game changer for our family. We play the points/rewards game to earn travel and cash back. It can be complicated and overwhelming. Pointspector allowed me to organize my cards, compare their rewards, shop for new cards and create a spending by card plan that optimizes our targeted rewards. It is so easy for all the card users in our family can quickly reference the app to see which card to use. The app has so much utility and flexibility. It is incredibly easy to use. ## Frequently asked questions about Pointspector ### What is Pointspector? Pointspector is a personal rewards strategist that helps you choose the best credit card for every purchase to maximize your points, miles, and cash back. It analyzes your existing cards and spending habits to provide real-time recommendations. ### How does Pointspector optimize rewards? Pointspector uses cents-per-point valuations to power its recommendations, ensuring you're maximizing the true value of your rewards. It also helps you track welcome bonuses to avoid missing out on significant earnings. ### Can I add all my credit cards to Pointspector? Yes, you can build your wallet by adding all the credit cards you own. This allows Pointspector to provide guidance tailored specifically to the cards you have in your pocket. ### Is Pointspector available on Android? Based on the provided data, Pointspector is supported on iPhone, iPad, and iPod. Information regarding Android availability is not specified. ### How often is Pointspector updated? Pointspector was last updated on July 9, 2026, with version 1.0. This indicates it is a newly released application. ### What is the age rating for Pointspector? Pointspector has an age rating of 4+, making it suitable for a wide range of users. ### Does Pointspector have ads? No, Pointspector does not contain advertisements. It is a completely ad-free application. ### What are the benefits of using Pointspector? Users benefit from never leaving points or cash back on the table by using the wrong card. It simplifies rewards optimization and helps discover new cards, turning everyday spending into smarter rewards. ## Version history (last 1 release) ### 1.0 — 2026-07-09 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*