# Poku: AI Money Tracker — Budget, expenses, one sentence

> Budget, expenses, one sentence (iPhone/iPad app by Ferry Dwianta Peranginangin.)

- Source: https://appshunter.io/ios/app/poku-ai-money-tracker/id6792810411 (this page in markdown: same URL + `.md`)
- Developer: [Ferry Dwianta Peranginangin](https://appshunter.io/developer/1734855766)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 29 MB
- Languages: American English
- Released: 2026-08-14
- Data updated: 2026-10-09

## What is Poku?

AI Money tracking that takes one sentence.

Tell Poku what you spent, the way you'd actually say it. "lunch $12". "yesterday dinner for $15, and today coffee for $5". It gets logged, categorized and dated, without opening a single form.

TYPE IT OR SAY IT
Type one line, or hold the button and speak. Speech is transcribed on your device.

ASK ANYTHING ABOUT YOUR MONEY
"How much on coffee this month?" "Show all transactions today." "What did I spend over the weekend?" Poku answers from your actual numbers, never a guess.

POCKETS
Keep separate spending in separate notebooks when you want it counted apart.

BUDGETS THAT TELL YOU EARLY
Set a weekly or monthly budget in a sentence. Add limits to individual categories. See where you stand while the month is still running, not after it ends.

THINGS THAT REPEAT, HANDLED
"netflix $5 a month starting today" creates a repeat. Subscriptions and bills log themselves, and what's coming up shows before it lands.

IT LEARNS HOW YOU SORT
Correct a category once and Poku remembers it. The longer you use it, the less you correct.

NO BANK LOGIN
Nothing to connect. No credentials to hand over, no access to your accounts. You tell Poku what you spent, and that is the whole arrangement.

ANY CURRENCY
Choose your currency when you start. Amounts are written the way your part of the world writes them.

Poku uses AI, so check the amounts and dates it logs.

FREE AND POKU PRO
Poku is free to use, with daily limits on chat and a cap on how many transactions you keep at once. Poku Pro removes the limits and unlocks unlimited categories, repeats and pockets.

Terms of Use: https://poku.chat/terms
Privacy Policy: https://poku.chat/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| poku.pro.yearly | $4.99 | per month |
| Poku Pro Yearly | $39.99 | per year |


## Is Poku safe?

Not enough ratings yet to assess Poku.

## Is Poku legit?

Poku: AI Money Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Poku is 63 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.0.2 — 2026-09-07

Money you haven't spent yet
Log something before it happens. "Groceries 60 tomorrow", "rent next Monday", "in 3 days". 
Poku files it on the day you meant instead of answering that nothing was saved. You can move an existing transaction to a future date now too.

Repeats that stop
Give a repeat an ending: "car payment every month until April 2027", or a count like "gym membership 12x". "The last day of every month" now means the last day, not the 30th. Ask when something ends and Poku knows.

Repeat monthly, without the double charge
Tapping Repeat monthly on a future-dated payment no longer charges it twice, and a payment on the 31st stays on the 31st.

A wait that tells you what it's doing
Poku shows which step it is on while it works, and cards appear as soon as they are saved, about two seconds sooner than before.

Your two screens are one swipe apart
Swipe in from the right edge to open the other screen, and back from the left edge to return.
It follows your finger, so you can change your mind halfway. Your Default screen setting decides which one is home.

Faster, and in your language
Replies come back about a third quicker, and Poku answers in the language you wrote in, answering what you actually asked.

Fixes
An expense that occasionally vanished is now logged every time. Retrying a failed send no longer logs it twice. A failed first load offers a Retry that works. The composer no longer floats mid-screen after the keyboard has gone. Money never wraps mid-number. Transactions shows in, out and net for the month at a glance.

### 1.0.1 — 2026-08-25

Deleting from chat is fixed. Confirming a delete now actually removes the transaction, and you can pick one by amount when several share a name.

Voice input works on every iPhone, not just the newest ones. A Reset pill clears a false start without closing the overlay.

Long lists log correctly. Say ten things in one message and you get ten transactions, each once, with the date you gave applied to all of them.

Repeats now support intervals like "every 2 weeks" and an ending date. A repeat starting in the past asks before recording the months it missed.

Swipe to delete a transaction, on the dashboard and in search.

Poku no longer tells you it did something it didn't do. Every claim about saving, changing or deleting is checked before you see it. And when it doesn't recognise an item, it says so instead of guessing the category.

Thank you to everyone who reported these.

### 1.0.0 — 2026-08-14

No release notes.

## Apps similar to Poku

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Expense Tracker - Cash Chat](https://appshunter.io/ios/app/expense-tracker-cash-chat/id6748521644) | — | Free | Finance |
| [BillBro: Split Bills for Trips](https://appshunter.io/ios/app/billbro-split-bills-for-trips/id6737456189) | — | Free | Finance |
| [METALGO+: Gold, Good Lifestyle](https://appshunter.io/ios/app/metalgo-plus-gold-good-lifestyle/id6449437302) | — | Free | Finance |
| [MoneyKu: AI Expense Tracker](https://appshunter.io/ios/app/moneyku-ai-expense-tracker/id6752487484) | — | Free | Finance |
| [Budget Planner - Quanta AI](https://appshunter.io/ios/app/budget-planner-quanta-ai/id6751512166) | 5.0 (8) | Free | Finance |
| [LOTS - Lotus Online Trading](https://appshunter.io/ios/app/lots-lotus-online-trading/id1612377684) | — | Free | Finance |

## More apps by Ferry Dwianta Peranginangin

- [TinniPal](https://appshunter.io/ios/app/tinnipal/id6483106989)

All apps by Ferry Dwianta Peranginangin: https://appshunter.io/developer/1734855766

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*