# Polar - Global Finance — Receive USD, Convert & Send > Global finance app for USD earnings: bank, save, invest, and send money internationally. (iPhone/iPad app by PolarFi.) - Source: https://appshunter.io/ios/app/polar-global-finance/id6747092549 (this page in markdown: same URL + `.md`) - Developer: [PolarFi](https://appshunter.io/developer/1819807723) - Category: Finance - Price: Free - Rating: 5.00/5 from 16 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 88 MB - Languages: American English - Released: 2025-06-24 - Data updated: 2026-08-25 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/polar-global-finance/id6747092549/reviews.md ## What is Polar? Polar - The smarter way to manage USD earnings globally Get a U.S. dollar account to receive and save USD. Convert & send it fast to 120+ countries with great exchange rates. Whether you're a freelancer, ship crew member, or remote worker earning USD, Polar helps you receive, save, and send your earnings all in one app. GET A U.S. DOLLAR ACCOUNT IN MINUTES - Get a U.S. dollar account with just your phone and local ID in 10 minutes - No U.S. ID or social security number required - Also receive USDT or USDC deposits CONVERT & SEND AT BETTER RATES - Send to bank accounts or mobile money in 75+ countries - Send as USDT to exchanges like Binance in 110+ countries - Free & instant USD transfers to anyone on Polar - Many transfers arrive in 5-10 minutes and most arrive same day A BETTER WAY TO SAVE IN DOLLARS - Save in stable U.S. dollars and earn 2-6% APY* - Interest paid out every second - No lockups or fees - Start with only $1 SECURE & RELIABLE - State-of-the-art encryption protects your account - Secured by Face ID or fingerprint authentication - You own your account and can revoke our access anytime HUMAN SUPPORT THAT CARES - Get help on WhatsApp, email, or in-app chat - Real support from people who care about our customers Perfect for: - Freelancers on Upwork, Fiverr, Freelancer.com, etc. - Ship crew members (Royal Caribbean, Carnival, Norwegian, etc.) - Remote workers with U.S. clients or companies - Withdrawals from Stripe, Amazon, Etsy, or other eCommerce platforms - Withdrawals from Alignerr, Outlier AI, or other AI training platforms - Withdrawals from Airbnb or other marketplaces Download Polar today and keep more of what you earn. *Interest rates are variable and subject to change based on market conditions. Polar is a product of GoldenBasis, Inc. We are not a bank. All regulated financial services are provided through our licensed partners. Fees apply for certain services. Must be 18+. Terms apply. ## Key features - U.S. bank account - International money transfers - High-yield USD savings - Invest in gold, Bitcoin, Ethereum - 24/7 trading - Human support ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/polar-global-finance/id6747092549/reviews.md ### 5/5 — Amazing App! *2026-05-02* Polar is the best way for me to receive USD payments internationally and convert it to my local currency **Developer response:** Thanks! That's exactly what we built Polar for - making it simple to receive USD and convert to your local currency without the hassle. Appreciate the love, and we're here if you ever need anything! ### 5/5 — Amazing app, highly recommend *2026-04-28* Polar gave me a US virtual account, which is perfect for receiving salary with no fees. Best part is the cross border transfer to my local bank account, it is super fast and great rates. Onboarding is super smooth and the app is easy to navigate. I’ve tried many money transfer apps and Polar works the best. **Developer response:** Thanks so much for the kind words! We're really glad the US virtual account and cross-border transfers are working well for you. Reviews like this mean a lot to the team - especially hearing that we came out on top after you've tried other options. We're always working to keep things fast and simple, so don't hesitate to reach out if you ever need anything! ### 1/5 — Fraud *2026-03-06* Some fraud guy named grant running this app, no clear terms of service or privacy policy, will keep your info for 5 years even when you delete the account, they’re data farming and pretty sure selling your data to other companies and will play bad when you get funds, Don’t let them mess with your blood money AVOID AT ALL COSTS USE WISE INSTEAD, its the best **Developer response:** We're sorry about your experience. Our Terms of Service and Privacy Policy are publicly available at https://info.polarfi.com/terms and https://info.polarfi.com/privacy. We don't sell user data - the 5-year data retention is a legal requirement. If you had issues with your funds, please reach out to our support team so we can help. ### 1/5 — Scam App *2026-03-04* This is a scam app and will scam you out of your funds, prolly 1 guy running it in some basement, no automations, the app is down most of the times and will rob you out of your funds, Never use this app ever, Use Wise instead, I made a mistake of using this app to cut off fees but it turned out to be a total SCAM Avoid using this at any cost **Developer response:** Hi, we're sorry to hear about your experience. We never withhold anyone's funds. In rare cases, our banking partner may return transactions for fraud prevention. We'd love to help resolve this. Please reach out to our support team and we'll look into it right away. ### 5/5 — Finally easy remittance *2025-08-16* I’ve been using Polar for a couple of weeks now and it’s been a game changer. Setting up was super easy, and I love that I can get my paycheck directly deposited here without any issues. The interest on my balance is a nice bonus, and sending money home has been faster and cheaper than the other services I used before. Everything feels smooth and reliable, exactly what I needed as someone working in the U.S. Highly recommend! **Developer response:** Thank you for the amazing review! We're so glad Polar has made remittances easier and faster for you. Your recommendation means everything to us! ### 5/5 — 5 stars *2025-07-02* Highly recommend! **Developer response:** Thank you for the recommendation! We're so happy you're enjoying Polar. ### 5/5 — 5/5 *2025-07-01* Super easy to use, nice flow **Developer response:** Thank you for the great feedback! We're thrilled you find Polar easy to use. We appreciate you! ### 5/5 — Amazing! *2025-06-24* This app is so easy to use, much better than the other options available. I like how fast it is to send money and earn extra money in interest along the way. Love it! **Developer response:** Thank you for the fantastic review! We're delighted you love our speed and interest features. Thanks for choosing Polar! ## Frequently asked questions about Polar ### Does Polar have ads? Yes, Polar contains advertisements. This is a common monetization strategy for free financial applications. ### What is the interest rate on savings with Polar? Polar offers variable interest rates on USD savings, ranging from 2-6%. Interest is paid out every second with no lockups, minimum balance, or fees, and you can start with as little as $1. ### How quickly can I send money with Polar? Transfers with Polar are fast and cheap, with transparent exchange rates. Many transfers arrive in 5-10 minutes, and most arrive the same day to 123 countries. ### Can I get a U.S. bank account with Polar without a U.S. ID? Yes, you can get a U.S. bank account number and routing number instantly with Polar without needing a U.S. ID or social security number. You only need your phone and a local government-issued ID. ### What can I invest in with Polar? With Polar, you can invest in gold, Bitcoin, or Ethereum starting with just $1. You can trade 24/7 with a few taps. ### What is the age requirement for Polar? Users must be 18 years or older to use Polar. Terms and conditions apply to all services. ### How is my account secured with Polar? Polar uses state-of-the-art encryption to protect your account and supports Face ID or fingerprint authentication for security. You own your account and can revoke access at any time. ### How often is Polar updated? The latest version of Polar is 1.0.11, and it was last updated on March 12, 2026. This indicates a relatively active development cycle. ## Version history (last 5 releases) ### 1.0.14 — 2026-08-22 Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements. ### 1.0.13 — 2026-07-05 Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements. ### 1.0.12 — 2026-04-26 Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements. ### 1.0.11 — 2026-03-12 Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements. ### 1.0.10 — 2026-01-13 Polar is the smarter way to manage USD earnings globally. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*