# PolyPro — Household Expense Tracker > Household Expense Tracker (iPhone/iPad app by Bencapsulate Designs.) - Source: https://appshunter.io/ios/app/polypro/id6770562114 (this page in markdown: same URL + `.md`) - Developer: [Bencapsulate Designs](https://appshunter.io/developer/451954064) - Category: Utilities, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 26.4 · 5 MB - Languages: American English - Released: 2026-05-30 - Data updated: 2026-10-07 ## What is PolyPro? Polypro - Shared expenses without the surveillance Polypro is a privacy-first expense tracker for households. Track what you spend together, keep what's personal personal, and never hand your financial life over to a third-party server. Built entirely on Apple frameworks — your data lives on your devices and in your private iCloud. -------- Features >Household and personal expense tracking in one app >Voice-to-expense with on-device speech recognition >Smart natural language parsing ("12 bucks coffee at Blue Bottle") >Home Screen widgets for balance, members, voice, and quick-type >iCloud sync for Household Expense >Insights view for spend patterns -------- Privacy first — by design, not by policy No analytics. No telemetry. No crash reporters. Polypro makes zero network calls outside of iCloud. No third-party SDKs. Pure Apple frameworks only — SwiftUI, SwiftData, CloudKit, Speech, AppIntents. Your data stays in your iCloud. There is no Polypro server. We literally cannot see your spending. The privacy boundary is enforced at the data layer, not just hidden in the UI. Private expenses are stored in a separate CloudKit zone from shared ones — they never touch the household record at all. On-device intelligence. Speech recognition and expense parsing run locally on your device whenever your hardware supports it. Works fully offline. iCloud is optional. The app is 100% functional with sync disabled. -------- Household + Private spending — one app, two lives Polypro solves the awkward problem every couple and roommate group runs into: some spending is joint, some isn't, and you shouldn't need two apps to handle both. -------- Budgeting >Per-category monthly budgets with progress tracking. >Household-scoped or personal-scoped budget views. >Currency-aware — every budget carries the household's currency. >Visual progress on the Home and Insights screens — see where you're trending before the month closes. -------- Speak to add an expense Hands full, walking home, just paid for dinner? Tap once and talk. Voice overlay sheet captures speech with on-device recognition. Natural language parsing extracts amount, merchant, and category automatically. Three-tier intelligence chain — uses the most capable model your device supports, with a rule-based fallback that runs in sub-millisecond time. Merchant memory — Polypro learns the categories you assign to your regular merchants and suggests them next time. Review before saving — every voice entry gets a quick confirmation before it lands in your ledger. -------- Widgets Glanceable household finances, right on your Home Screen and Lock Screen. Month widget — current household spend and remaining budget at a glance. Members widget — who's contributed what this month. Voice widget — one tap to start a voice expense from your Home Screen. Quick-type widget — jump straight into the add-expense sheet. Live data via a shared App Group store — widgets reflect your latest entries without waiting for sync. -------- What Polypro deliberately doesn't do No "settle up" or IOU tracking — Polypro is about visibility, not enforcement. No bank account linking, no Plaid, no scraping. No receipt OCR or photo storage. No social feed, no leaderboards, no sharing outside your household. Polypro is for people who want to understand their shared spending without surrendering their privacy to do it. ## Is PolyPro safe? Not enough ratings yet to assess PolyPro. ## Is PolyPro legit? PolyPro has limited verification signals. The AppsHunter Legitimacy Score for PolyPro is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 3.0.1 — 2026-07-31 Fixed some iCloud sync issues ### 3.0.0 — 2026-07-28 Version 3.0.0 A redesigned navigation and all-new Insights experience. Simplified navigation Hearth now has four focused tabs — Home, Insights, Budget, and Settings. Household management lives in Settings where it belongs: set it up once, find it when you need it. Insights carousel The Insights screen now features a swipeable card carousel with five at-a-glance views: • Spending pace — see if you're on track to hit or beat your monthly baseline • Daily spend — a day-by-day bar chart of the selected month, with today highlighted • 6-month trend — rolling six-month totals so you can see the bigger picture • Largest expenses — your top transactions for the month, privacy-aware • Members — how household spending breaks down per person this month Budget page refresh The Budget header now scrolls with the page. The household shortcut sits right next to the title — tap the house icon to jump straight to household management. Bug fixes and polish Navigation bars no longer double-stack when moving between screens. Various layout and alignment improvements throughout. ### 2.4.0 — 2026-07-22 v2.4.0 What's New Behind-the-scenes improvements to stability and performance, plus small layout refinements. Thanks for using Hearth! ### 2.3.0 — 2026-07-15 What's New A warmer look. Hearth now wears a fresh terracotta accent that matches our app icon — the same cozy, at-home palette across every screen. Better accessibility. We did a full VoiceOver and accessibility pass: • All buttons and toggles now announce clearly what they do • Private expenses are properly labeled (not just shown in color) • Charts and progress bars read cleanly instead of adding clutter • Larger, easier-to-tap controls • Animations now respect your Reduce Motion setting Same private-by-design Hearth — now easier to see, hear, and use. ### 2.2.0 — 2026-07-14 Fixed a persistent categorisation issue with the expense logging Tweaked the intelligence to be more capable to understand user's input ## Apps similar to PolyPro | App | Rating | Price | Category | | --- | --- | --- | --- | | [Tape Measure – Measure Ruler](https://appshunter.io/ios/app/tape-measure-measure-ruler/id6758329325) | — | Free | Utilities | | [Deep ChatAI - AI Assistant](https://appshunter.io/ios/app/deep-chatai-ai-assistant/id1658778866) | 4.1 (32) | Free | Utilities | | [Screen Ruler: Measure Length](https://appshunter.io/ios/app/screen-ruler-measure-length/id1174757735) | 3.7 (24) | Free | Utilities | | [Fullscreen Clock: Flip & Focus](https://appshunter.io/ios/app/fullscreen-clock-flip-and-focus/id1403700342) | 4.7 (2,201) | Free | Utilities | | [DuckDuckGo, optional Duck.ai](https://appshunter.io/ios/app/duckduckgo-optional-duckai/id663592361) | 4.8 (2,409,435) | Free | Utilities | ## More apps by Bencapsulate Designs - [FlowFit](https://appshunter.io/ios/app/flowfit/id6761552481) All apps by Bencapsulate Designs: https://appshunter.io/developer/451954064 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-07.*