# POOL Savings™ — Susu, tanda & chama circles > App for organizing informal, peer-to-peer savings circles and group contributions. (iPhone/iPad app by Mayali Ventures LLC.) - Source: https://appshunter.io/ios/app/pool-savings/id6817753112 (this page in markdown: same URL + `.md`) - Developer: [Mayali Ventures LLC](https://appshunter.io/developer/6817741641) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 16.4 · 71 MB - Languages: American English, Arabic, Central Kurdish, Filipino, French (France), Hausa, Igbo, European Portuguese, European Spanish, Swahili and 1 more - Released: 2026-10-21 - Data updated: 2026-10-26 - Monetization: free ## What is POOL Savings™? POOL Savings™ is the savings circle app for people you know. People have always saved in circles. Everyone puts in the same amount on a schedule, and each person takes a turn receiving the pot. Your family might call it a susu, a tanda, a jam'iya, a chama, an esusu or a paluwagan. POOL keeps the circle organized so nobody has to track it on paper or in a group chat. HOW IT WORKS • One person is the Captain. The Captain starts the pool: who is in, how much, how often, and the order of turns. • Share an invite link or code with your people. The Captain approves each person who asks to join. • Everyone puts in the same amount on each date. Each round, one member takes the pot. • By the last round, everyone has had a turn. WHAT POOL KEEPS TRACK OF • Who is in, whose turn it is, and when the next payment is due • Who says they sent their share, and who confirmed it arrived • Turn swaps, which need the affected member's yes • What the Captain does, logged where everyone in the pool can see it THE MONEY STAYS BETWEEN YOU POOL is not a bank and not a wallet. POOL never holds, moves or processes money. You pay each other the way you already do, such as Zelle, Cash App, Venmo, PayPal or cash, outside the app. POOL only keeps the record. BUILT FOR PEOPLE WHO KNOW EACH OTHER • Private pools only: nobody joins without an invite • Reminders before payments are due • A group chat for each pool, with the option to mute, report a message or block a member • Face ID or fingerprint lock for the app • A calendar of holidays and big events to help you pick a goal and a date • Ideas for pools: a trip, a celebration, a new laptop, a fresh start • Available in English, Español, العربية, Français, Português and more GOOD TO KNOW • A pool has no interest. Everyone puts in the same amount, and everyone receives the same total. • POOL doesn't do credit checks and doesn't report to credit bureaus. • Earlier turns get the pot sooner. Later turns have saved up to it. • POOL is free to download and use. You must be 18 or older. IMPORTANT POOL can't check that payments happen or make anyone pay. If a member stops paying after their turn, the other members can lose money. Only join people you know and trust. POOL isn't a bank, a lender, an investment or financial advice. Questions? Visit mayaliventures.com/pool/support or email contact@mayaliventures.com. Save together. Take turns. ## Key features - Organize savings circles (susu, tanda, chama) - Manage member contributions and turn order - Facilitate peer-to-peer payments outside the app - Private, invite-only pools - Payment reminders and confirmation tracking - In-app group chat with moderation tools - App lock with Face ID or fingerprint ## Is POOL Savings™ safe? Not enough ratings yet to assess POOL Savings™. ## Is POOL Savings™ legit? POOL Savings™ has limited verification signals. The AppsHunter Legitimacy Score for POOL Savings™ is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about POOL Savings™ ### What is POOL Savings™? POOL Savings™ is an app designed to help you organize informal savings circles, also known as susu, tanda, or chama. It keeps track of who contributes, when payments are due, and who receives the pot each round, all within a private group setting. ### Does POOL Savings™ handle money transfers? No, POOL Savings™ does not handle or process any money. All payments are made directly between members outside the app using methods like Zelle, Cash App, Venmo, PayPal, or cash. The app only serves as a record-keeping tool. ### How do I start a savings circle with POOL Savings™? One person acts as the Captain to start a pool, defining the contribution amount, frequency, and turn order. You can then invite your trusted contacts to join the pool via a shared link or code. ### Is POOL Savings™ secure? POOL Savings™ offers security features like Face ID or fingerprint lock for app access. However, it's crucial to only invite people you know and trust, as the app cannot guarantee payments between members. ### What happens if a member stops paying in POOL Savings™? POOL Savings™ cannot enforce payments. If a member stops paying after their turn, other members may lose money. It is essential to only participate in pools with individuals you know and trust implicitly. ### Does POOL Savings™ charge any fees? POOL Savings™ is free to download and use. There are no hidden fees or charges associated with organizing or participating in savings circles through the app. ### What devices is POOL Savings™ available on? POOL Savings™ is available for iPhone and iPad devices, as indicated by its supported devices list. ### How often is POOL Savings™ updated? The latest version of POOL Savings™ is 1.0.2, and it was last updated on October 22, 2026. This suggests a recent update, indicating ongoing development and maintenance. ## Version history (last 3 releases) ### 1.0.2 — 2026-10-22 • Updated App Store page and search improvements • Minor stability fixes ### 1.0.1 — 2026-10-22 - Security screen now shows only the protections that are really on. - Face ID lock is smoother: no repeat prompts after using your passcode, plus a Sign out button on the lock screen. - Face ID sign-in turns itself off with a clear note if your password changed elsewhere. - Password reset links are safer: they only work for the account that asked on this phone. - Real photos on many more event cards. - Clearer wording across Activity, Settings, Security and Chat, in all 11 languages. ### 1.0 — 2026-10-21 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-26.*