# POSB Smart Buddy

> In-school savings and payments wearable for children with parental financial management. (iPhone/iPad app by NETS (Singapore) Pte Ltd..)

- Source: https://appshunter.io/ios/app/posb-smart-buddy/id1214272559 (this page in markdown: same URL + `.md`)
- Developer: [NETS (Singapore) Pte Ltd.](https://appshunter.io/developer/644090154)
- Category: Finance
- Price: Free
- Rating: 3.80/5 from 12 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 101 MB
- Languages: American English
- Released: 2017-04-25
- Data updated: 2026-07-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/posb-smart-buddy/id1214272559/reviews.md

## What is POSB Smart Buddy?

POSB Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. 

You can instantly increase allowance, manage your child's finances and encourage smart living and saving habits. Most of all, you get to do them all while on the go.

Features:
·         Set daily or weekly allowances
·         Create savings goal
·         Monitor spending/savings
·         Link payment cards (i.e. Smart Buddy, School Smartcard, EZ-Link Card)
·         Link Smart Buddy Watch for fitness tracking

## Key features

- In-school savings and payments
- Tap to pay functionality
- Check account balances
- Track fitness levels
- Set daily/weekly allowances
- Create savings goals
- Monitor spending and savings

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/posb-smart-buddy/id1214272559/reviews.md

### 5/5 — Useful and Accessible

*2024-08-08*

SmartBuddy is such a useful and accessible app for parents looking to simplify the daily, weekly, or monthly allowance transaction for their kids!

I recommend this platform for all those who want to make allowances an easy matter, at the same time giving kids easy access to their saving and spending logs, along with the ability to set saving goals.

This, paired with the SmartBuddy Watch, is perfect for kids and parents alike!

### 1/5 — Awful

*2023-08-05*

The first app I’ve been compelled to write about because it is so awful to use. The intent is obviously in the right place but how can anybody make an app these days as poor as this and with instructions that make absolutely no sense with the interface. Why bother

**Developer response:** Hi PipMoMo,

Thank you for your feedback and taking the time to review our app! We’re constantly looking to make our interface and app more seamless to use and will definitely take in your feedback to improve.

### 1/5 — App keeps unpairing with the watch

*2021-05-05*

Frustrating.

**Developer response:** Dear RGBZJ, hope you are doing well. we have previously provided steps to resolve the issues faced with POSB Smart Buddy app. If the past issues you have faced has been addressed with our recent updates, we would like to seek your kind assistance to review your rating for our app as our team continues to improved develop better features and capabilities. Thank you so much.

- POSB SmartBuddy Team

### 5/5 — Good way to control kid's spending!

*2017-08-08*

Good way to control kid's spending!

## Frequently asked questions about POSB Smart Buddy

### What is POSB Smart Buddy?

POSB Smart Buddy is a wearable device and companion app designed for children to manage their savings and make payments in school and at select merchants. It allows parents to oversee and manage their child's finances remotely.

### How does POSB Smart Buddy help with savings?

POSB Smart Buddy allows parents to set daily or weekly allowances and create specific savings goals for their children. Children can monitor their spending and savings progress directly through the wearable and app.

### What payment methods can be linked to POSB Smart Buddy?

You can link payment cards such as the Smart Buddy card, School Smartcard, and EZ-Link Card to the POSB Smart Buddy system. This enables tap-to-pay functionality for your child.

### Can parents instantly increase allowance with POSB Smart Buddy?

Yes, parents can instantly increase their child's allowance on the go using the POSB Smart Buddy app. This provides flexibility in managing your child's funds as needed.

### Does POSB Smart Buddy track fitness?

Yes, the Smart Buddy Watch, which is part of the system, includes fitness tracking capabilities. This allows children to monitor their activity levels alongside their financial management.

### What devices is POSB Smart Buddy compatible with?

The POSB Smart Buddy app is available for iPhones and iPods. The wearable device itself is designed for children's use.

### How secure is POSB Smart Buddy?

POSB Smart Buddy is designed with security in mind for in-school and selected merchant transactions. Specific security protocols are in place to protect financial data and transactions.

### How often is POSB Smart Buddy updated?

The latest version of POSB Smart Buddy is 3.25.0, and it was last updated on April 6, 2026. Updates typically include feature enhancements and security improvements.

## Version history (last 5 releases)

### 3.27.0 — 2026-07-20

Your watch, your way! Our latest update brings exciting new watch face selections right to your app. You can now personalise your watch and select your favourite watch face in-app. Update today for a smoother, more enjoyable experience with general improvements and to make your watch truly yours!

### 3.26.0 — 2026-05-25

Your Missions experience just got an upgrade. We’ve introduced enhancements for a smoother, more seamless journey. These improvements also pave the way for new mission experiences – stay tuned as we roll out new missions. Update now!

### 3.25.0 — 2026-04-06

Exciting update!

We have implemented UI enhancements across the app to improve your app experience. You can now set up Face ID/fingerprint login directly from the login screen for a more convenient experience. We've also introduced banners on the login screen to keep you informed about important updates, such as scheduled maintenance.

Update now to enjoy the improved app experience!

### 3.24.0 — 2025-12-08

This update brings enhancements and important backend upgrades to keep your app running seamlessly and securely. Update now to enjoy improved app performance and a smoother experience. Stay tuned for more features coming your way!

### 3.23.0 — 2025-11-17

Introducing our upgraded feature - Goals!
Empower your child with smart saving through Savings Goals. Create and track goals, allocating their savings to the goals to instil healthy saving habits and foster an understanding of delayed gratification. Parents maintain oversight via goal approvals while your child stays motivated and engaged, visually tracking their progress in a fun, gamified manner.
Update today to enjoy the feature and allow your child to start saving smarter today!

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## More apps by NETS (Singapore) Pte Ltd.

- [NETS vCashCard](https://appshunter.io/ios/app/nets-vcashcard/id1002313679)
- [NETSPay](https://appshunter.io/ios/app/netspay/id1259180781)
- [NETSBiz](https://appshunter.io/ios/app/netsbiz/id1432433286)
- [NETS App](https://appshunter.io/ios/app/nets-app/id1582745910)

All apps by NETS (Singapore) Pte Ltd.: https://appshunter.io/developer/644090154

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*
