# PowerPay Debt Elimination

> Personalized debt elimination plan and interest savings calculator. (iPhone/iPad app by New Mexico State University Board of Regents.)

- Source: https://appshunter.io/ios/app/powerpay-debt-elimination/id876640149 (this page in markdown: same URL + `.md`)
- Developer: [New Mexico State University Board of Regents](https://appshunter.io/developer/337567846)
- Category: Reference, Education
- Price: Free
- Rating: 3.90/5 from 18 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.3 · 25 MB
- Languages: American English
- Released: 2014-05-15
- Data updated: 2026-06-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/powerpay-debt-elimination/id876640149/reviews.md

## What is PowerPay Debt Elimination?

PowerPay App will help you develop a personalized, self-directed debt elimination plan. Discover how quickly you can become debt free and how much you can save in interest costs by following your debt reduction plan.

## Key features

- Personalized debt elimination plan
- Debt-free timeline estimation
- Interest cost savings calculation
- Self-directed financial planning

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/powerpay-debt-elimination/id876640149/reviews.md

### 2/5 — Lacking

*2025-02-01*

Why can’t I login to my account on the app.. are we not in the year 2025? The app wants me to recreate my entire life in it that’s ridiculous

### 3/5 — Love the concept

*2020-01-04*

I love the concept, however, after spending quite a while entering all of my info for my debts, the app would not let me continue. Maybe it needs an update? 😏

### 5/5 — Please update to work on iPhone 8.

*2018-06-16*

I just upgraded to an iphone 8, because my iPhone 5 died...and I was sad to find out this app won’t work on these operating system. 

I’ve been using power pay for a long time and love it! Please please update your app to work on the iOS for the iPhone 8. :)

Thanks!!! :)

**Developer response:** Hello Toriebean, Please install the recent update. Let us know if you have any problems!

### 3/5 — Good App but Needs Updated to be capatible

*2018-04-17*

App is outdated and the developer needs to u update it to work for iOS version 10.0 and 11.0! This had been going on for at least 6 months now..  I used this app for a while and it was helpful when it worked

**Developer response:** Hello stweylil, Please install the new update. We are glad the app has been helpful.

### 5/5 — Great!

*2018-03-25*

This app was great! Highly recommended in a few financial management texts. I was sad to see it get left behind.

**Developer response:** Hello Budoia, Thank you so much for your kind words. Because of feedback from users like you, we have released a new version of the app. Let us know if the update works for you.

### 5/5 — Please update

*2018-02-02*

Love this app, please update so that it works with iOS 11. 

Thank you!!!!!

**Developer response:** Hello DJDetHihnBoi, We have released an update that works with iOS 11. Thank you for your comment!

### 4/5 — Can we get an update?

*2017-11-25*

I have been using the app and now I can no longer access it... I really like the features... Very handy tool.

**Developer response:** Hello b28moore, We have released an update! I hope you are now able to access the app again.

### 3/5 — iOS 11

*2017-11-17*

Loved the app but doesn’t work with the new update for iPhone could you please do a update so it works with the new iOS 11 update thanks

**Developer response:** Hello Benny Boopy,

We have now released an update that works with iOS11.

### 1/5 — Great app but i can no longer use this on iso11

*2017-11-06*

Please create an update!

**Developer response:** Hello Adriellejoe,

We have now released an update!

### 5/5 — Update please

*2017-10-22*

Luv this app but after installing iOS 11, it’s no longer working. I’m hoping the developer sees this and be kind enough to develop an update. I totally hate iOS 11 and wish I had never installed iOS 11.

**Developer response:** Hello Johnnypella. Thank you for your kind words about the app. We value our users and are seeking funding to create an updated version that will run on iOS11.  For updates, check back here or at apps.nmsu.edu. For a web tool, try PowerPay.org.

## Frequently asked questions about PowerPay Debt Elimination

### What is PowerPay Debt Elimination?

PowerPay Debt Elimination helps you create a personalized, self-directed plan to become debt-free. It estimates how quickly you can achieve this goal and the amount of interest you can save.

### Is PowerPay Debt Elimination free to use?

Yes, PowerPay Debt Elimination is available for free. There are no costs associated with downloading or using its core features for debt planning.

### What devices does PowerPay Debt Elimination support?

PowerPay Debt Elimination is designed for iOS devices, including iPhone, iPad, and iPod. It is not currently available on Android.

### How often is PowerPay Debt Elimination updated?

The latest version of PowerPay Debt Elimination is 1.3, which was released on July 6, 2018. Updates may occur periodically to improve functionality or address issues.

### What is the age rating for PowerPay Debt Elimination?

PowerPay Debt Elimination has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content.

### Does PowerPay Debt Elimination offer in-app purchases?

No, PowerPay Debt Elimination does not feature any in-app purchases. All functionalities are accessible without additional payments.

### Does PowerPay Debt Elimination have ads?

No, PowerPay Debt Elimination is ad-free. Users can plan their debt elimination without interruptions from advertisements.

### Who developed PowerPay Debt Elimination?

PowerPay Debt Elimination was developed by the New Mexico State University Board of Regents. This suggests a focus on educational or public service financial tools.

## Version history (last 4 releases)

### 1.3 — 2018-07-06

This app has been updated by Apple to display the Apple Watch app icon.

Updated to support iOS 11.

### 1.2 — 2014-08-25

Bug fixes.

### 1.1.1 — 2014-07-21

•  Added ability to email or print list of debts.
•  Improved graphic layout for iPad & iPhone 4.
•  Removed the interest rate field from the pop-up screen.
•  Updated emergency fund text.

### 1.0 — 2014-05-15

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-07.*