# PREMIER Credit Card — user reviews > 998 indexed App Store user reviews of PREMIER Credit Card by PREMIER Bankcard, rated 4.80/5 from 593,501 ratings. - Source: https://appshunter.io/ios/app/premier-credit-card/id1476775662/reviews - App overview in markdown: https://appshunter.io/ios/app/premier-credit-card/id1476775662.md - Rating breakdown: 5★ 525,790 · 4★ 31,365 · 3★ 12,966 · 2★ 4,740 · 1★ 18,640 ## What do users think of PREMIER Credit Card? Overall sentiment: negative **Pros** - 🚀 Helps build credit - 👍 Good for beginners - 🙌 Offers credit increases **Cons** - 💰 High fees and interest rates - 🕰️ Slow transaction updates - 🤯 Frustrating customer service - 🔒 Difficult to use payment options - 📉 Low credit limits **Commonly reported bugs** - Incorrect card information - Unexplained account closures **Most requested features** - Faster transaction updates - More user-friendly app and website - Automatic payment options - Higher credit limits ## Newest reviews (12 of 998) ### 3/5 — Payment *2026-09-01, version 3.19.6* Should not have to log in to my bank account to make a payment ### 2/5 — Fees *2026-08-28, version 3.19.5* You pay for everything you do even when you pay your bill you pay again and again and again ### 4/5 — Good *2026-08-25, version 3.19.5* High ### 5/5 — HOLY TRINITY AND PREMIER WORK MIRACLES FOR OUR FAMILY BUSINESSES HOME ALL IN JESUS CHRIST’S NAME! *2026-08-24, version 3.19.5* HOLY TRINITY AND PREMIER WORK MANY MIRACLES FOR ME MY FAMILY BUSINESSES HOME LAND AND ALL THAT IS OURS DAILY AND THEY ARE ALWAYS SO GOOD TO US IN JESUS CHRIST’S NAME AMEN! WE BOUGHT OUR JORDAN HOME TODAY 8-24-2016! ### 5/5 — Exceptional *2026-08-24, version 3.19.5* Easy card to use with easy online features ### 4/5 — Meh *2026-08-24, version 3.19.5* It’s coo just pay it off ### 5/5 — Awesome *2026-08-24, version 3.19.5* Very good application and easy to use. ### 5/5 — A+++++ *2026-08-23, version 3.19.5* I love Premier!!! A++++ credit card! Great App!!! ### 5/5 — Awesome *2026-08-22, version 3.19.5* Awesome ### 5/5 — Thank you *2026-08-22, version 3.19.5* Always easy to pay my bill. ### 5/5 — Excelente *2026-08-22, version 3.19.5* Todo muy bien ### 5/5 — Great attention *2026-08-22, version 3.19.5* Love the attention in this site and the ease for fill up the application process. Thank you ## Most critical reviews (10 lowest-rated) ### 1/5 — Closed Account *2026-08-31, version 3.19.5* I closed both my accounts today and both accounts had zero balances yesterday. The one for some reason had a balance of $12.11 which was a service charge. It would’ve been nice if they just voided that service charge seeing as the balance was just zero yesterday. I was unable to call yesterday because you were closed. This is why I closed these accounts was because of the monthly and yearly service charges ### 1/5 — Bank *2026-08-28, version 3.19.5* Can’t make a payment through the app because they don’t recognize your small town bank. ### 1/5 — Make it make sense *2026-08-28, version 3.19.5* I called at 7:43 am … the stupid teleprompter say the normal business hours is 7 AM central time to 9 PM Butt saying at 7:43 AM the business is still closed ### 1/5 — Outdated app *2026-08-27, version 3.19.5* Love the service but the app reminds me of early 2000’s yahoo or aol log in. Dial up ### 1/5 — intereses por las nubes *2026-08-27, version 3.19.5* es exagerado la cantidad de intereses mensuales que cobra esta tarjeta, parece que quieren que nunca dejes de deberles dinero ### 1/5 — Payment processing *2026-08-26, version 3.19.5* It bothers me that I make a payment and it takes a week to post even after it’s already come out of my bank account and that is unacceptable. The payment has come out of my bank account. It has been reduced from my balance owed, but I still have nothing available. ### 1/5 — Scam *2026-08-26, version 3.19.5* They offer a credit line extension for my first credit card and instead sent me a second credit card which I now have two cards with an annual fee pretty messed up ### 1/5 — Fraud *2026-08-25, version 3.19.5* Don’t activate this card by the time you do you will get300 from them but pay 225 ### 1/5 — App *2026-08-21, version 3.19.5* App doesn’t work ### 1/5 — Quit bugging me *2026-08-21, version 3.19.5* Quit asking for a review every time I log in ## Most praised reviews (10 highest-rated) ### 5/5 — Efficiency *2026-08-31, version 3.19.5* Love it ### 5/5 — I love my experience *2026-08-30, version 3.19.5* I am loving my experience with them so far I’ve been with this company for over a year and with out hesitation they reached out and offered me a new credit limit just for being a great customer. ### 5/5 — Great card and service *2026-08-29, version 3.19.5* This company is the best!! ### 5/5 — Good *2026-08-29, version 3.19.5* Very good ### 5/5 — Money *2026-08-29, version 3.19.5* Okay good app ### 5/5 — App use *2026-08-27, version 3.19.5* Everything worked great ### 5/5 — Reseña *2026-08-26, version 3.19.5* Excelente servicio al cliente ### 5/5 — Me gusta *2026-08-26, version 3.19.5* Es rápida y fácil de usar, hasta ahora me funciona muy bien me dieron esta tarjeta sin tener buenos puntos y me ayudó a subir mi puntaje, me dieron más crédito que en otras, lo único malo es que no tiene tarjeta digital pero puedes poner la tarjeta manualmente y funciona pagar con tap y en compras en línea ### 5/5 — Review *2026-08-26, version 3.19.5* There okay ### 5/5 — Money *2026-08-25, version 3.19.5* Ok --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*