# Premium Bank

> Online banking service for managing accounts, payments, and financial transactions. (iPhone/iPad app by Premium Bank OJSC.)

- Source: https://appshunter.io/ios/app/premium-bank/id6736361911 (this page in markdown: same URL + `.md`)
- Developer: [Premium Bank OJSC](https://appshunter.io/developer/1448029592)
- Category: Finance, Business
- Price: Free
- Rating: 2.80/5 from 4 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 23 MB
- Languages: American English, Azerbaijani, Russian
- Released: 2025-01-10
- Data updated: 2026-08-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/premium-bank/id6736361911/reviews.md

## What is Premium Bank?

"Premium Bank" presented an updated version of Mobile and Internet Banking for even greater convenience of its customers who love new technologies and prefer online operations. The updated version has broad features and is very easy to use.

"Premium Internet-Banking" is a modern type of banking service which allows to make payments independently to a wide list of various service providers without visiting a bank office. All the client needs is an access to the Internet from any computer without installation of any additional software. Moreover, the users of mobile devices need to download the Premium Mobile Bank application from the App store.

Premium Internet banking also differs with other advantages, the list of opportunities that are constantly expanding. Internet banking services open to the client:
• broad information opportunities - informing about the status of accounts, loans, deposits, connected banking services;
• financial opportunities - a wide range of payments, transfers, currency exchange, etc.
Internet banking has several significant advantages:
• saving time;
• accounts are daily monitored;
• online payments are made without delay and without the personal participation of the account holder;
a new, modern, user-friendly interface;
Securing the storage and transmission of financial information.
Services and operations:
Payments in national currency - payments within the Republic of Azerbaijan (Payments to the budget)
Payments in foreign currency - International payments outside the country
Conversion - buying and selling foreign currency
Opportunity to create payment templates
A wide range of directories for creating payments for YUL (bank codes, SWIFT, Russian banks, VO codes)
Information on current customer accounts (balance, status, requisites)
Receiving account statements
Information on customer cards
Loan information
Deposit Information
Information on exchange rates
Management of current and card accounts
Creating auto payments
Role-based access for authorized persons of the organization (Accountant, Director, Audit, etc.)
Ability to sign documents by ASAN İmza
Ability to create various electronic documents (Applications for a card, credit, Bank guarantee, etc.)
Control of incoming orders from government agencies

More information about the bank products and services can be obtained on the website www.premiumbank.az, or by calling (012) 931 to the help center or on the Bank’s official Facebook page - www.fb.com/premiumbank.az

## Key features

- Online payments and transfers
- Currency exchange
- Account and loan information
- Deposit management
- Payment templates
- Auto payments
- Electronic document creation

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/premium-bank/id6736361911/reviews.md

### 1/5 — -

*2026-02-03*

To be honest, before this application came out, there was another one that was working perfectly. Right now you can tell that system level went down. To check your balance you need to wait hours, if not the days to make sure that money are on your bank account. They don’t accept instant transfer from PayPal what’s upsetting. But it is just a little bit of the problem. Disappointed…

### 5/5 — Nice app update

*2025-09-23*

The recent update has brought a long waited functionality of transactions’ conversion paid in other currencies, also now now I can see the total balance after the last transaction, very helpful, thank you. Still waiting for international card-to-card transfer feature 🙏

### 1/5 — Horrible tech service

*2025-02-05*

It's honestly baffling how a bank that earns billions can't manage to develop a functional mobile app. I don't know who they’ve hired to develop this, but it’s clearly time to reconsider their hiring choices—or better yet, reach out to me, and I’d be happy to help them find developers who actually know what they’re doing.

I’ve tried logging in so many times, only to be stuck waiting endlessly for an OTP code that never arrives. It’s beyond frustrating when the basic functionality of logging in isn’t reliable. You’d think a bank handling people’s money would prioritize getting this right.

That said, I’ll give credit where it’s due—their customer service is excellent. When you reach out to them, they’re polite, helpful, and genuinely try to fix issues. But it shouldn’t have to come to that every time I need to access my account.

If they can pour a fraction of their earnings into a proper development team, this app could actually be decent. Until then, it’s a disappointment wrapped in good customer support.

## Frequently asked questions about Premium Bank

### What services does Premium Bank offer?

Premium Bank offers a wide range of services including domestic and international payments, currency exchange, account balance inquiries, loan and deposit information, and the ability to create payment templates and auto payments.

### Is Premium Bank secure for financial transactions?

Yes, the application emphasizes securing the storage and transmission of financial information, ensuring a safe environment for your transactions.

### Can I manage my accounts and cards with Premium Bank?

Yes, you can manage your current and card accounts, view account statements, and get information on your customer cards directly through the application.

### Does Premium Bank support international payments?

Yes, Premium Bank facilitates international payments outside of the country, allowing for seamless cross-border transactions.

### How often is Premium Bank updated?

The app was last updated on March 4, 2026, indicating active development and regular updates to enhance features and security.

### What devices are supported by Premium Bank?

Premium Bank is supported on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

### What is the user rating for Premium Bank?

Premium Bank has a rating of 2.3 stars from 3 ratings, suggesting mixed user experiences that may warrant further investigation into specific feedback.

### Does Premium Bank have ads?

No, the application does not contain advertisements, providing an uninterrupted banking experience for its users.

## Version history (last 5 releases)

### 1.0.41 — 2026-08-10

Bug fixes

### 1.0.40 — 2026-08-03

Bug fixes

### 1.0.39 — 2026-07-22

Bug fixes

### 1.0.38 — 2026-06-09

Bug fixes

### 1.0.37 — 2026-05-25

Bug fixes

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## More apps by Premium Bank OJSC

- [Premium Bank](https://appshunter.io/ios/app/premium-bank/id1448029593)
- [Premium Bank AllMiles](https://appshunter.io/ios/app/premium-bank-allmiles/id6740502033)

All apps by Premium Bank OJSC: https://appshunter.io/developer/1448029592

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*