# Premium Credit - eJourney — user reviews

> 4 indexed App Store user reviews of Premium Credit by Premium Credit Limited, rated 3.00/5 from 1 ratings.

- Source: https://appshunter.io/ios/app/premium-credit-ejourney/id1438511813/reviews
- App overview in markdown: https://appshunter.io/ios/app/premium-credit-ejourney/id1438511813.md
- Rating breakdown: 5★ 0 · 4★ 0 · 3★ 1 · 2★ 0 · 1★ 0

## Most critical reviews (4 lowest-rated)

### 1/5 — Why camera and location needed

*2022-12-07, version 5.9.2*

Why camera and location access nedded for the app, i uninstalled it after asking for location and camera for no reason

### 1/5 — Bad company

*2020-07-04, version 5.9.1*

Premium  credit are just a bad company that thrive off robbing teenagers and young people on their car insurance. Has poor communication and who’s policy is geared in a way where they are looking to fault you and fine you the full amount of your contract amount. And if you can’t pay you know there will be extra charges. Hard to get in touch with, harder to get through, paid lines, long waits which means they need more call centre staff, or there purposefully keeping you on the line to bill you.

Had a very negative experience with PCL a few years ago and recently purchased pay monthly car insurance, with marmalade, and have once again now in bed with PCL. I wouldn’t have gone with them if I knew PCL was the finance provider. They didn’t make it obvious or if they did, not enough so that I knowticed it, shame.  

Now I need to change the date on which my payments come out and I can’t get through to them and been referred to this app by a phone robot... lets see how it goes.

### 1/5 — Why

*2019-05-16, version 4.6.25*

Why do I need to give you access to my location, camera and a hole bunch of other things.

I hate apps that don’t let you use there features with out this kind of information 
So I have decided to uninstall.

### 5/5 — It’s a good app that made things quicker

*2019-04-04, version 4.6.25*

Best feature is that it saved me having to send all my private documents in the post. Much quicker to get my loan. It has some annoying niggles but for a first attempt this is a pretty good app.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-12.*