# Prepay Loans

> Prepay Loans (iPhone/iPad app by USRcube LLC.)

- Source: https://appshunter.io/ios/app/prepay-loans/id881999280 (this page in markdown: same URL + `.md`)
- Developer: [USRcube LLC](https://appshunter.io/developer/795580136)
- Category: Finance, Utilities
- Price: $3.99
- Age rating: 4+
- Requires: iOS 12.0 · 5 MB
- Languages: English, German, Japanese, Korean, Chinese, Spanish
- Released: 2014-06-12
- Data updated: 2026-05-19
- User reviews in markdown: https://appshunter.io/ios/app/prepay-loans/id881999280/reviews.md

## What is Prepay Loans?

Do you want to pay your loans off early and save on interest payments?  This app will show you how much money you save AND how soon you will clear your loan under various prepaying scenarios.  These prepaying scenarios include:
- paying extra over the normal monthly payment
- paying twice a month (bimonthly)
- paying every two weeks (biweekly)
- paying weekly
- paying extra over the normal bimonthly payment
- paying extra over the normal biweekly payment
- paying extra over the normal weekly payment
- paying off loan in shortened time

Loan prepayment scenarios can be calculated for many different loans.  Therefore, you can add many loans in this app such as your house loan, car loan, personal loan, or home equity loan and evaluate prepayment scenarios for each of them.

The different payment amounts are also calculated for each of these prepayment scenarios.  The app calculates savings for the above scenarios by using:
- any additional amount that you wish to make
- any starting month to make the additional payments
- any ending month to stop the additional payments
In other words, the effect of the additional payments can be evaluated when they are made over the life of the loan or for a certain number of months.

For definitions on what the various terms mean, double-tap on the label.


## Version history (last 1 release)

### 1.2.0 — 2020-09-06

- updated for iOS 12

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## More apps by USRcube LLC

- [Loan For House](https://appshunter.io/ios/app/loan-for-house/id795580133)
- [Buy House Or Rent](https://appshunter.io/ios/app/buy-house-or-rent/id850566067)
- [Payday Loan Interest](https://appshunter.io/ios/app/payday-loan-interest/id915569939)
- [SeeAll](https://appshunter.io/ios/app/seeall/id1030640271)
- [Skyfie](https://appshunter.io/ios/app/skyfie/id1383581302)

All apps by USRcube LLC: https://appshunter.io/developer/795580136

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-19.*