# PrepLicense: MY PCIL & TBE — Insurance & Takaful Agent Exam

> Insurance & Takaful Agent Exam (iPhone/iPad app by Chris Tang.)

- Source: https://appshunter.io/ios/app/preplicense-my-pcil-and-tbe/id6819364385 (this page in markdown: same URL + `.md`)
- Developer: [Chris Tang](https://appshunter.io/developer/1892232824)
- Category: Education, Reference
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 52 MB
- Languages: American English
- Released: 2026-11-04
- Data updated: 2026-11-09

## What is PrepLicense?

PrepLicense: MY PCIL & TBE — Two Malaysian agent exams in one app: the Pre-Contract Examination for Insurance Agents (PCIL), Life Insurance and Investment-Linked, conducted by the Asian Institute of Insurance (Aii), and the Takaful Basic Examination (TBE), Parts A and C for family takaful agents, administered by the Malaysian Takaful Association (MTA). Practice questions, timed mock exams and study analytics, with an explanation and source citation on every answer, in English, Bahasa Malaysia and Chinese.

[PCIL coverage — Parts A, C and D]

Part A — Insurance fundamentals (40 questions)
- A1 Perspectives on insurance and risk management
- A2 Fundamental principles of insurance
- A3 Legislation and consumer protection
- A4 The insurance contract
- A5 Law of agency
- A6 Medical and health insurance / takaful products

Part C — Life insurance (30 questions)
- C1 Legal provisions relating to life insurance policies
- C2 Life insurance products
- C3 Life insurance premium rating
- C4 Underwriting and documents
- C5 Life insurance claims
- C6 Code of practice for life insurance agents

Part D — Investment-linked insurance (30 questions)
- D1 Introduction to investment-linked insurance
- D2 Regular premium investment-linked policies
- D3 Disclosure requirements
- D4 Single premium investment-linked policies
- D5 Considerations for purchasing an investment-linked policy
- D6 Investment considerations
- D7 Types of investment
- D8 Risk and return
- D9 Unit pricing and charges

[TBE coverage — Parts A and C]
Real paper: 100 questions, 2 hours, pass mark 55%, 25 each on Basic, Medical & Health, Family and Investment-Linked Takaful. The TBE is offered in English, BM and Mandarin. Includes 500 practice and 300 mock-exam questions, all trilingual.

Part A — Basic Takaful, Medical and Health Takaful (50 questions)
- A1 Fundamentals of Shari'ah and Mu'amalat
- A2 Introduction to takaful and insurance
- A3 Concept of risk in takaful
- A4 Basic principles of the takaful contract
- A5 Commercial contracts and the takaful business models
- A6 Takaful intermediaries
- A7 Medical and health takaful
- A8 Development and supervision of the takaful industry
- A9 Industry self-regulation

Part C — Family Takaful and Investment-Linked Takaful (50 questions)
- C1 Family takaful preliminaries
- C2 Certificate administration
- C3 Underwriting
- C4 Claims
- C5 Key considerations in investment
- C6 Choice of investment vehicles
- C7 Introduction to investment-linked takaful
- C8 Basic mathematics of investment-linked takaful
- C9 Identifying and establishing customer needs
- C10 Marketing and services, ethics and code of conduct

[Core features]
- Practice by part and chapter, with the Financial Services Act 2013, the Islamic Financial Services Act 2013, Bank Negara Malaysia policy documents, the LIAM Code or the relevant source cited on every explanation
- Timed mock exams in each real format: PCIL 100 questions, 2 hours, pass mark 50; TBE 100 questions, 2 hours, pass mark 55
- Switch between PCIL and TBE at any time
- Study analytics: accuracy by chapter, weak-spot review, mistakes and bookmarks
- Switch the whole app, including every question, between English, Bahasa Malaysia and Chinese
- No account needed; progress stays on your device

[Free]
- Sample questions in every chapter

[Unlock]
- All Access — the full PCIL and TBE question banks, mock exams and analytics in one subscription
- Monthly, 3-month or yearly auto-renewing subscriptions

Disclaimer: Independent study aid. Not affiliated with or endorsed by the Asian Institute of Insurance (Aii), the Malaysian Takaful Association (MTA), IBFIM, Bank Negara Malaysia, the Life Insurance Association of Malaysia (LIAM) or any insurer or takaful operator. Examination rules, formats and fees follow the current announcements of Aii and MTA.

Terms of Use: https://preplicense.com/my/pcil/terms/
Privacy Policy: https://preplicense.com/my/pcil/privacy/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| All Access Monthly | $5.99 | per month |
| All Access Yearly | $39.99 | per year |
| All Access Seasonal | $14.99 | per 3 months |


## Is PrepLicense safe?

Not enough ratings yet to assess PrepLicense.

## Is PrepLicense legit?

PrepLicense: MY PCIL & TBE appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for PrepLicense is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.1.0 — 2026-11-05

No release notes.

## More apps by Chris Tang

- [CentZero](https://appshunter.io/ios/app/centzero/id6762122633)
- [PrepLicense: HK Real Estate](https://appshunter.io/ios/app/preplicense-hk-real-estate/id6762238983)
- [PrepLicense: HK Insurance](https://appshunter.io/ios/app/preplicense-hk-insurance/id6763751797)
- [PrepLicense: HK MPF](https://appshunter.io/ios/app/preplicense-hk-mpf/id6767170713)
- [PrepLicense: HK SFC](https://appshunter.io/ios/app/preplicense-hk-sfc/id6767772866)
- [PrepLicense: TW Real Estate](https://appshunter.io/ios/app/preplicense-tw-real-estate/id6771188651)

All apps by Chris Tang: https://appshunter.io/developer/1892232824

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-09.*