# Presidential Bank Mobile App

> Mobile banking app for managing Presidential Bank accounts, transactions, and services. (iPhone/iPad app by Presidential Bank, FSB.)

- Source: https://appshunter.io/ios/app/presidential-bank-mobile-app/id862427087 (this page in markdown: same URL + `.md`)
- Developer: [Presidential Bank, FSB](https://appshunter.io/developer/862427090)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.77/5 from 517 App Store ratings · 26 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 100 MB
- Languages: English, Chinese
- Released: 2014-06-03
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/presidential-bank-mobile-app/id862427087/reviews.md

## What is Presidential Bank Mobile App?

It’s safe, convenient, fast and free. 

Enjoy a seamless mobile experience and manage your accounts on the go. Designed for either consumers or businesses, you’ll have instant access to your Presidential Bank, FSB accounts.

Use it to check your balances, transfer funds and more. It’s like having a branch at your fingertips.

Presidential customers must first sign up for Online Banking at https://www.presidential.com to utilize the app.

With the Presidential Bank mobile app you can :

Consumers can:
-    View account balances and transaction history
-    Transfer funds between your Presidential accounts or external accounts
-    Pay bills 
-    Move money to other people 
-    View and activate Purchase Rewards
-    Manage a debit card with card controls
-    Make mobile check deposits
-    Locate a branch and ATM

And Business users can:
-    Log in securely with the same username and password you use on Presidential Bank, FSB.
-    User access controls
-    Text and voice approval options
-    Check balances on your Presidential Bank, FSB business accounts
-    View multi-TIN balances and create transactions
-    Entitled account access: Entitlements enforced regardless of channel
-    Transfer funds quickly and easily between your accounts
-    Find locations and contact information for all of our convenient branches.

SAFE AND SECURE:
Presidential Bank’s Mobile App uses the latest encryption methods available. Just like in Online Banking, sign in with your secure credentials, where your login is protected by encryption technology. Users are logged out for inactivity or if the app is closed. Same account lockout features as online banking, apply.

Your mobile device carrier’s internet access and text messaging rates may apply.

FDIC insured.

To learn how we protect your privacy please visit https://www.presidential.com/deposit-rules-regulations/privacy-policy.

## Key features

- View account balances and history
- Transfer funds between accounts
- Bill payment
- Mobile check deposit
- Debit card controls
- Locate branches and ATMs
- Business user access controls

## What do users think of Presidential Bank Mobile App?

Overall sentiment: mixed

**Pros**

- 👍 Straightforward and easy to use
- 😊 Good interest rates
- 👍 Approchable customer support
- 🚀 App works well and is stable
- 💡 Continues to improve and add features
- 👍 Great bank, solid app
- 🚀 Mobile deposit feature is great
- 👍 Love being able to make mobile deposits
- 👍 Camera deposit is excellent
- 👍 Great Mobile Banking App
- 👍 Banking made Easier
- 👍 Great Bank! Great App!

**Cons**

- 🐌 Employees work at DMV speed
- ⚠️ Ridiculous registration requirement for mobile check deposit
- ⏳ Waited all week for authorization
- ❌ Mobile check deposit rejected for ridiculous reasons
- ❌ Mobile deposit requires specific endorsement
- 🐛 Camera is finicky, won't see endorsement
- 🐛 Processing team requires specific endorsement text
- ❌ More checks rejected than ever before
- 🐛 Cannot do mobile deposit, image not clear error
- 🐌 Taking longest time to open and setup online banking
- ⚠️ External transfers not possible in app
- ⚠️ Maximum of 3 external accounts can be linked
- ⚠️ Don't trust advertised rates, terms change
- 🐛 Mobile deposit takes more than 12 photos to get accepted
- 🐛 Camera interface is funky
- 🐛 Camera function works very poorly
- 🐛 Image quality is terrible, pixelated
- 🐛 App made me retake image multiple times
- 🐛 Mobile deposit feature needs work
- 🐛 Cannot take complete check picture after many tries

**Commonly reported bugs**

- Mobile check deposit authorization delay
- Mobile check deposit rejections for unclear reasons
- Mobile check deposit requires specific endorsement text
- Camera issues with mobile check deposit (finicky, won't see endorsement)
- Image clarity errors for mobile check deposit
- App camera interface is funky and image quality is poor
- App camera not connecting properly with the camera
- App requires multiple retakes of check images

**Most requested features**

- Add external transfers to the app
- Increase the limit for linked external accounts
- Warn users about mobile check deposit requirements upfront
- Send electronic confirmations for deposits instead of paper
- Add mobile deposit functionality

## Recent user reviews (10 of 26)

All indexed reviews: https://appshunter.io/ios/app/presidential-bank-mobile-app/id862427087/reviews.md

### 1/5 — So slow

*2025-10-10*

I had to call in to get them to process my account application and then they have a ridiculous registration requirement for mobile check deposit and I’ve waited all week for them to authorize it and they still haven’t. If they didn’t have good interest rates I would go back to capital one in a heartbeat. As it is I’m going to have to deposit my checks to capital one and transfer to presidential after they clear. Their employees work at dmv speed.

### 3/5 — Need to warn about mobile check deposit requirement

*2024-06-10*

You do not accept a mobile check deposit unless it’s endorsed “for mobile deposit only into presidential bank” - you should warn the user of this when making the deposit, vs days later when you reject the deposit.

### 1/5 — Do NOT use their check deposit

*2023-10-02*

Takes longer and rejects for ridiculous reasons. I have been using BOA app to deposit checks, no issues whatsoever. Gave this app a try, same kind of checks got rejected by their human reviewing process! Value your time and money. Dont bother to use their check deposit function.

### 4/5 — Good but

*2022-11-11*

The apps works week but I use it 90% of time to deposit checks

### 5/5 — So far so good

*2021-06-05*

I’m a new customer of presidential bank and recently opened my account with them. So far they seems to be as good as those big banks and their customer support is 100x more approachable! Good bank!

### 3/5 — Mobile Deposit

*2021-01-08*

Mobile Deposit needs some help. The camera is finicky and won’t see your endorsement, etc. this means you’re taking photos. The processing team requires you to write “mobile deposit only to presidential bank” which is a lot to require to be written on each check. I’ve been a long time customer of USAA and Wells Fargo and have had more checks rejected in this new account than I ever did in decades of banking.

### 2/5 — Cannot do mobile deposit

*2020-12-29*

I cannot do mobile deposit. It was never an issue before. Started getting “image is not clear” error about 2 months ago. No matter what I do, I get the same error. I have no problem doing mobile deposit to any other bank.

### 5/5 — Slow bank

*2020-12-09*

Presidential bank is the slowest bank. Taking the longest time to open and setup online banking account.

### 5/5 — Great bank, solid app

*2020-11-19*

App works very well, it’s stable, fast and very well designed. I gave it 4 stars b/c external transfers are not possible to do in the app and also because maximum of 3 external accounts can be linked, which is ridiculous. Bank has excellent customer service and I was told the external transfers are in the works.

### 1/5 — Bait and Switch

*2020-07-01*

Don’t trust their advertised rates; as soon as you go through the trouble to transfer your money, they’ll change the terms so you get almost 86% less than you thought. Can’t wait to close this account.

## Frequently asked questions about Presidential Bank Mobile App

### What can I do with the Presidential Bank Mobile App?

The app allows you to manage your Presidential Bank accounts on the go. You can check balances, view transaction history, transfer funds between your accounts or to external ones, pay bills, move money to other people, activate purchase rewards, manage your debit card with controls, and make mobile check deposits. Business users have additional features like user access controls and text/voice approvals.

### Is the Presidential Bank Mobile App free to use?

Yes, the app is described as free to use. However, your mobile device carrier's internet access and text messaging rates may apply.

### How do I sign up to use the Presidential Bank Mobile App?

Presidential customers must first sign up for Online Banking at https://www.presidential.com to utilize the app. Once you have an online banking account, you can use the same username and password to log in securely to the mobile app.

### Is the Presidential Bank Mobile App secure?

Yes, the app is designed to be safe and secure. It uses the latest encryption methods available, similar to Online Banking. Your login is protected by encryption technology, and users are logged out for inactivity or if the app is closed. Account lockout features from online banking also apply.

### What devices are compatible with the Presidential Bank Mobile App?

The provided description does not specify exact device compatibility. However, it is a mobile application, implying it is designed for smartphones and tablets that can access mobile banking services.

## Version history (last 5 releases)

### 2026.4.2.3 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.1 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by Presidential Bank, FSB

- [Presidential Business App](https://appshunter.io/ios/app/presidential-business-app/id1274101475)
- [Presidential Bank Mortgage](https://appshunter.io/ios/app/presidential-bank-mortgage/id6464521976)
- [BayFirst MTG Loans](https://appshunter.io/ios/app/bayfirst-mtg-loans/id6468680192)
- [ONE Presidential Mortgage](https://appshunter.io/ios/app/one-presidential-mortgage/id6468681288)

All apps by Presidential Bank, FSB: https://appshunter.io/developer/862427090

## Related topics

[presidential bank](https://appshunter.io/ios/topics/presidential-bank) · [presidential bank mobile app](https://appshunter.io/ios/topics/presidential-bank-mobile-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*