# PreSpend: Control Spending — Stay true to your own limit.

> Stay true to your own limit. (iPhone/iPad app by PreSpend LTD.)

- Source: https://appshunter.io/ios/app/prespend-control-spending/id6767580349 (this page in markdown: same URL + `.md`)
- Developer: [PreSpend LTD](https://appshunter.io/developer/1896489472)
- Category: Finance, Productivity
- Price: Free
- Age rating: 17+
- Requires: iOS 15.1 · 52 MB
- Languages: American English
- Released: 2026-05-11
- Data updated: 2026-09-23
- User reviews in markdown: https://appshunter.io/ios/app/prespend-control-spending/id6767580349/reviews.md

## What is PreSpend?

With PreSpend, you're in control of your spending — impulse isn't. Plan your money in wallets, set limits, and protect what's meant for rent, food, and family.
 
PLAN YOUR MONEY
Every naira you deposit lands as unplanned money first. Then you decide where it goes — Food, Transport, Rent, Savings, whatever matters to you. Create wallets for each purpose and split your money with a plan.

TRANSFER & PAY
Send money to any Nigerian bank account. Buy airtime or data. Pay electricity and cable bills. All from the same app, all drawing from the right wallet.

SPENDING WALLETS — YOUR EVERYDAY MONEY
Daily spending lives here. Set daily limits so you don't blow through your budget before the week is over. Uncle is watching.

COMMITMENT WALLETS — MONEY YOU'VE PROMISED
Rent. School fees. Family obligations. Money in a Commitment wallet waits 6 hours before it can leave. That cooling period is the whole point — it stops you from touching money you've already decided to use elsewhere.

ASSET WALLETS — MONEY YOU'RE GROWING
Your savings and long-term money. A 24-hour waiting period means you have to really mean it before anything moves. Lock funds until a future date if you want to take it even further.

THE VAULT — YOUR SERIOUS MONEY
The Vault is for money you don't want to see unless it's an emergency. Deposits above ₦10,000 automatically move 5% into your Vault. To get it out, you start an emergency release and then wait, because that's the point. Your first vault break each month is free.

SAFE & PROTECTED
Powered by Safe Haven MFB. Licensed by the CBN. Insured by the NDIC. Your money isn't just sitting somewhere — it's protected.


## Version history (last 5 releases)

### 1.1.1 — 2026-09-18

Better UI Experience.

### 1.1.0 — 2026-08-30

Better UI Experience.

### 1.0.5 — 2026-08-01

We’ve made PreSpend faster, smarter, and more reliable.

New in this release:
• Improved secure login and trusted device recovery
• Faster app startup and smoother wallet loading
• Better background session handling and stability
• Improved notifications and transaction reliability
• Performance optimizations across the app
• General bug fixes and UX improvements

### 1.0.4 — 2026-05-20

We’ve made PreSpend faster, smarter, and more reliable.

New in this release:
• Improved secure login and trusted device recovery
• Faster app startup and smoother wallet loading
• Better background session handling and stability
• Improved notifications and transaction reliability
• Performance optimizations across the app
• General bug fixes and UX improvements

### 1.0.1 — 2026-05-17

Better User Experience

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*