# Prism Money: Budget Tracker — Expense & Savings Planner

> Personal finance tracker for income, expenses, savings, and insights. (iPhone/iPad app by Pavel Sakhanko.)

- Source: https://appshunter.io/ios/app/prism-money-budget-tracker/id6472780231 (this page in markdown: same URL + `.md`)
- Developer: [Pavel Sakhanko](https://appshunter.io/developer/1615349705)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 27.0 · 47 MB
- Languages: American English, Belarusian, French (France), German (Germany), Polish, Brazilian Portuguese, Russian, European Spanish
- Released: 2024-11-04
- Data updated: 2026-10-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/prism-money-budget-tracker/id6472780231/reviews.md

## What is Prism Money?

See exactly where your money goes and take charge of every dollar with Prism Money.

Prism Money brings your income, expenses, budgets, and savings goals together in one clean, simple app. Log a transaction in seconds, see your spending by category, and plan ahead with budgets and envelopes, so you always know what you can spend and what you're saving for.

WHY YOU'LL LOVE IT

Know where you stand at a glance. Your Dashboard, Analytics, and Insights turn your transactions into clear charts and breakdowns across all your wallets.

Spend on purpose. Give every category a budget or set aside money in envelopes. Prism Money alerts you when an envelope is overspent.

Reach your goals. Set savings goals, add contributions, and follow weekly or monthly pacing hints to stay on track.

Less manual work. Recurring transactions, planned payment reminders, automation rules, and receipt scanning help keep your records complete with less effort.

WHAT'S INSIDE

• Income and expense tracking across multiple wallets
• Custom categories with per-category budgets
• Envelopes with auto-allocation, overspending alerts, and envelope filters for the Dashboard and Analytics
• Savings goals with contributions, progress tracking, and pacing hints
• Recurring transactions with rule details and history
• Planned payment reminders so upcoming bills don't slip by
• Automation rules to cut down on manual work
• Receipt scanning with your camera
• Search, filters, and custom date ranges to find any transaction fast
• Reports you can export as PDF, with incoming transfers included in per-wallet reports
• Cloud sync to keep your data up to date
• Home Screen widgets to check your finances without opening the app
• PIN lock and auto-lock to keep your data private
• Currency, language, appearance, and app icon settings
• A sidebar layout designed for iPad

Some features require a Prism Money Pro subscription.

Download Prism Money and start seeing your finances clearly today.

This app is subject to Apple's standard end user license agreement:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Track income, expenses, and balances
- Visualize financial trends with charts
- Smart transaction categorization
- Search and filter transactions
- Biometric and PIN protection
- iCloud backup and sync
- Multi-currency support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly Subscription | $0.99 | per 7 days |
| Yearly Subscription | $9.99 | per year |
| Monthly Subscription | $1.99 | per month |
| Monthly Subscription | $9.99 | per month |
| Yearly Subscription | $79.99 | per year |


## Is Prism Money safe?

Not enough ratings yet to assess Prism Money.

## Is Prism Money legit?

Prism Money: Budget Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Prism Money is 73 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/prism-money-budget-tracker/id6472780231/reviews.md

### 2/5 — Ну такое…

*2025-09-15*

Объективно говоря не понятно, за что тут платить и к чему тут популярное нынче AI в названии

### 5/5 — Nice app!

*2024-12-18, version 1.0.2*

Very useful and friendly 🙂

### 5/5 — Recommend

*2024-11-28, version 1.0.1*

A beautifully designed and highly functional app for seamless budget tracking

### 5/5 — Convenient app

*2024-11-27, version 1.0.1*

I like that I can track my expenses there. Very user friendly. Recommend to use it

### 5/5 — like it!

*2024-11-08, version 1.0.0*

Great app for tracking expenses!  easy to use, with plenty of transaction categories and support for multiple currencies and even crypto—perfect for travel and international work. Love the PDF export feature; monthly reports are a breeze. A bit of a learning curve with all the features, but it’s a game-changer once you get used to it!

### 5/5 — Excellent budget tracking app!

*2024-11-05, version 1.0.0*

Nice and useful app with PDF reports

## Frequently asked questions about Prism Money

### What is Prism Money?

Prism Money is a finance tracker designed to give you a clear picture of your income, expenses, and savings. It offers visualizations and smart categorization to help you understand your financial health.

### Is Prism Money free to use?

Prism Money is free to download and use, with optional in-app purchases for enhanced features and subscriptions. It also contains advertisements.

### What subscription plans does Prism Money offer?

Prism Money offers several subscription plans, including weekly at $0.99, monthly at $1.99 and $9.99, and yearly at $9.99 and $79.99. These plans provide different levels of access and features.

### How does Prism Money protect my financial data?

Prism Money prioritizes your data security with Face ID & Touch ID biometric lock and custom PIN protection. Your data is also backed up and synced across devices via iCloud.

### What devices is Prism Money available on?

Prism Money is available on iPhone and iPad devices, offering a consistent experience across Apple's mobile platforms.

### How often is Prism Money updated?

The latest version of Prism Money is 1.0.5, and it was last updated on March 4, 2026. Updates typically include new features, bug fixes, and performance improvements.

### Does Prism Money support multiple currencies?

Yes, Prism Money supports over 10 currencies, allowing you to track your finances effectively regardless of your location or the currencies you use.

### Can I customize the interface of Prism Money?

Yes, Prism Money offers full interface customization with themes, allowing you to personalize the app's appearance to your preference.

## Version history (last 5 releases)

### 1.0.7 — 2026-10-06

Here's what's new in Prism Money:

• Home Screen widgets: check your finances at a glance without opening the app
• Better on iPad: a proper sidebar replaces the stretched tab bar, and saving transactions and opening Settings now work as expected
• Better Envelopes: filter your Dashboard and Analytics by envelope, read clearer activity rows, get feedback when you save, and use Envelopes in every app language
• A redesigned PIN lock screen
• Clearer Goals: rounded progress percentages, visible totals for paused goals, and weekly or monthly pacing hints
• Smarter search and reports: search now finds envelope entries, the "Filters active" label is more accurate, and per-wallet reports include incoming transfers
• More stable and polished: fixed a crash when deleting a transaction you just edited, fixed data-related crashes, tidied up the category chart, and typing an amount no longer adds an extra leading zero

Enjoying Prism Money? A quick review really helps us keep improving.

### 1.0.6 — 2026-04-01

Thanks for staying with us! In this version:
— Bug fixes and performance enhancements

We love getting feedback from all of you! Please leave your reviews so we can keep making the app even better.

### 1.0.5 — 2026-03-04

Thanks for staying with us! In this version:
— Bug fixes and performance enhancements

We love getting feedback from all of you! Please leave your reviews so we can keep making the app even better.

### 1.0.4 — 2026-02-20

Thanks for staying with us! In this version:
— Bug fixes and performance enhancements

We love getting feedback from all of you! Please leave your reviews so we can keep making the app even better.

### 1.0.3 — 2025-08-15

Minor updates to improve the app's visibility and provide a better experience for our users.

## Apps similar to Prism Money

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [SumSpend - Budget Tracking](https://appshunter.io/ios/app/sumspend-budget-tracking/id6468905135) | — | Free | Finance |
| [Pefi: Expense Tracker](https://appshunter.io/ios/app/pefi-expense-tracker/id1631890281) | — | Free | Finance |
| [Balansly – Budget Planner](https://appshunter.io/ios/app/balansly-budget-planner/id6756850099) | — | Free | Finance |
| [Prism Wallet - Budgeting App](https://appshunter.io/ios/app/prism-wallet-budgeting-app/id6746259951) | 5.0 (5) | Free | Finance |
| [AIBudget](https://appshunter.io/ios/app/aibudget/id6743775157) | — | Free | Finance |
| [Architekt Majątku - Portfel AI](https://appshunter.io/ios/app/architekt-majatku-portfel-ai/id6761601069) | — | Free | Finance |

## More apps by Pavel Sakhanko

- [PayOffly](https://appshunter.io/ios/app/payoffly/id6754790967)
- [Billory](https://appshunter.io/ios/app/billory/id6760150174)

All apps by Pavel Sakhanko: https://appshunter.io/developer/1615349705

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-07.*
