# PrismWorth: Smart Finance — Net worth, budgets & cash flow

> Net worth, budgets & cash flow (iPhone/iPad app by Pierre Ngo.)

- Source: https://appshunter.io/ios/app/prismworth-smart-finance/id6793793997 (this page in markdown: same URL + `.md`)
- Developer: [Pierre Ngo](https://appshunter.io/developer/6793793999)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 15 MB
- Languages: American English
- Released: 2026-11-05
- Data updated: 2026-11-08

## What is PrismWorth?

PrismWorth brings your net worth, cash flow, budget, goals, recurring obligations, subscriptions, and investment positions into one thoughtful financial workspace.

UNDERSTAND THE WHOLE PICTURE
• See assets and debts together in a clear net-worth view.
• Follow cash flow and a 30-day forecast without losing the underlying transactions.
• Build a flexible monthly budget around fixed, flexible, and goal-based spending.
• Track goals, recurring bills, income, and subscriptions in context.

CONNECT OR STAY MANUAL
• Connect supported financial institutions through Plaid using a read-only flow.
• Add manual cash, investment, property, credit, loan, and other accounts whenever a connection is unavailable or unwanted.
• Export your transaction history as CSV from Settings.

INVEST WITH CONTEXT
• Review supported investment accounts, holdings, allocation, and available cost-basis information.
• Keep manual investment balances alongside connected accounts.
• PrismWorth does not support trading or money movement.

PRIVACY-MINDED BY DESIGN
• Your financial records are stored on your device.
• Bank connections are optional and use Plaid's secure authorization flow.
• Support diagnostics exclude credentials, account numbers, holdings, and transaction amounts.

PRISMWORTH PREMIUM
Premium unlocks Subscription Autopsy, trial reminders, price-change insights, and other advanced views. Monthly and yearly auto-renewable subscriptions are available. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel subscriptions in your Apple Account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://ledgerly-backend.vercel.app/privacy

Some connected features depend on institution and data-provider availability. PrismWorth is an informational personal-finance tool and does not provide financial, investment, tax, or legal advice.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| PrismWorth Premium Monthly | $8.99 | per month |
| PrismWorth Premium Yearly | $69.99 | per year |


## Is PrismWorth safe?

Not enough ratings yet to assess PrismWorth.

## Is PrismWorth legit?

PrismWorth: Smart Finance has limited verification signals. The AppsHunter Legitimacy Score for PrismWorth is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-11-06

• Bills: turn real transactions into recurring bills, add unbudgeted spending to your plan, and mark any transaction as recurring.
• New Property Tax category. Bank tax payments and donations are now sorted automatically.
• Better layouts on wide and foldable iPhone screens, including headers that stay visible in landscape.
• Plan keeps your place while it refreshes, update messages are clearer, and many smaller fixes.

### 1.0 — 2026-11-05

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-08.*