# Private Portfolio Tracker — Offline Net Worth & Allocation

> Offline net worth and investment portfolio tracker with manual entry and CSV import. (iPhone/iPad app by Gurinder Singh.)

- Source: https://appshunter.io/ios/app/private-portfolio-tracker/id6757809998 (this page in markdown: same URL + `.md`)
- Developer: [Gurinder Singh](https://appshunter.io/developer/1802916889)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 5 MB
- Languages: American English, German (Germany)
- Released: 2026-02-25
- Data updated: 2026-08-04
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/private-portfolio-tracker/id6757809998/reviews.md

## What is Private Portfolio Tracker?

Track your entire net worth privately. No bank logins. No Plaid. No data harvesting. Private Portfolio Tracker keeps everything on your device by default.

THE PROBLEM

Every other portfolio tracker asks for your bank credentials. They route through third-party aggregators like Plaid and Yodlee, creating a chain of companies with access to your complete financial history. If there is a breach, your data is exposed. Even without a breach, many apps monetize your transaction data through analytics partnerships.

THE SOLUTION

Private Portfolio Tracker takes a fundamentally different approach. You enter your holdings manually or import CSV exports from your brokerage. No credentials leave your device. No third-party aggregator ever sees your data. Everything is stored locally by default, with optional iCloud sync when you want it.

KEY FEATURES

- Portfolio Dashboard — See your total portfolio value across all portfolios, accounts, and holdings at a glance with smart formatting for large values
- Interactive Portfolio Charts — Scrub through your portfolio history with responsive charts
- Asset Allocation Visualization — Interactive donut charts reveal portfolio concentration and balance across asset classes
- True Investment Returns (XIRR) — Annualized return calculations that separate real gains from deposits, giving you an accurate picture of investment performance
- CSV Import — Import from US and European brokerages with smart delimiter detection, US/European date and number formats, automatic column mapping, and Finder drag & drop on Mac
- Native Mac App — Keyboard shortcuts (Cmd+N, Cmd+Shift+E, Cmd+,), Finder drag & drop for CSV import, proper window resizing, and macOS Settings. Not "Designed for iPhone" — a real Mac app
- Home Screen & Lock Screen Widgets — Check your total portfolio value at a glance without opening the app
- EU & UK Account Types — Track ISA, SIPP, ISK, PEA, and other region-specific tax-advantaged accounts alongside US 401(k) and IRA
- Multi-Currency Portfolios — Set a base currency (USD, EUR, GBP, CHF, SEK, CAD, AUD, JPY, and more) and track holdings in any currency. Net worth, allocation, and XIRR all auto-convert to your base currency
- Bundled Exchange Rates — No internet required. Exchange rates ship with the app and work completely offline. Override any rate in Settings → Exchange Rates, or reset to defaults at any time
- Unrealized Gain/Loss Tracking — See exactly how each holding is performing with color-coded gain/loss indicators

HOW IT WORKS

1. Create a portfolio (e.g., "Retirement", "Taxable")
2. Add accounts within each portfolio (401k, IRA, ISA, SIPP, ISK, Brokerage)
3. Enter holdings manually, import via CSV, or drag & drop a CSV from Finder (Mac)
4. View your net worth, asset allocation, and investment returns

PRICING

Free:
- 1 portfolio, 3 accounts, 20 holdings
- 12 Snapshots
- 90 Day chart history
- CSV import/export

Pro ($24.99/year or $79.99 lifetime):
- Unlimited portfolios, accounts, and holdings
- Unlimited snapshots
- Unlimited chart history
- JSON Export
- Support independent development

PRIVACY BY DESIGN

- No account creation required
- No bank credentials collected
- No third-party analytics or tracking SDKs
- No data monetization
- All data stored on-device by default
- Optional iCloud sync uses Apple's end-to-end encrypted infrastructure

BUILT FOR SERIOUS INVESTORS

Private Portfolio Tracker is designed for Bogleheads, FIRE practitioners, and anyone who believes tracking your finances shouldn't require surrendering your financial privacy. If you use a spreadsheet today, this is your upgrade — on iPhone and Mac.

Download and take control of your financial privacy.

LEGAL

Privacy Policy: https://privateportfoliotracker.com/privacy.html
Terms of Use (EULA): https://privateportfoliotracker.com/terms.html

## Key features

- Offline net worth tracking
- Manual data entry
- CSV import/export
- Asset allocation visualization
- True investment returns (XIRR)
- Multi-currency support
- Home/Lock Screen widgets

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Annual | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Lifetime | $79.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/private-portfolio-tracker/id6757809998/reviews.md

### 3/5 — Nice tool but

*2026-06-04*

I liked to use this app, but with the last update, all my data are gone and i have to do it again. Thinking about taking another way :-(

**Developer response:** Hi, and I'm truly sorry you lost your app data. It was a bug on our end.

I found the cause: in a recent update a portfolio could in some cases be wrongly treated as the app's built-in "example" data, which made it removable. The next update fixes this at the root so it can't recur, and adds a clear confirmation before anything is ever removed.

I'd really like the chance to win back your trust. You can reach me through the Support link on privateportfoliotracker.com. Thank you for telling me — it directly led to a fix that prevents this from recurring.

## Frequently asked questions about Private Portfolio Tracker

### Does Private Portfolio Tracker have ads?

No, Private Portfolio Tracker does not contain advertisements. The app is free to use with limitations, and offers a Pro version for advanced features.

### What are the limitations of the free version of Private Portfolio Tracker?

The free version of Private Portfolio Tracker allows for 1 portfolio, 3 accounts, 20 holdings, 12 snapshots, 90 days of chart history, and CSV import/export.

### How much does Private Portfolio Tracker Pro cost?

Private Portfolio Tracker Pro is available for $24.99 per year or a lifetime purchase of $79.99. This unlocks unlimited portfolios, accounts, and holdings.

### Is Private Portfolio Tracker secure?

Yes, Private Portfolio Tracker prioritizes security by keeping all data on your device by default and not requiring bank logins or third-party aggregators.

### What devices does Private Portfolio Tracker support?

Private Portfolio Tracker is currently supported on iPhone. A native Mac app is also available, offering enhanced functionality for Mac users.

### How often is Private Portfolio Tracker updated?

The latest version, 1.5.1, was released on June 27, 2026, indicating active development and regular updates to the application.

### Can I track international accounts with Private Portfolio Tracker?

Yes, Private Portfolio Tracker supports EU & UK account types like ISA, SIPP, ISK, PEA, and also US 401(k) and IRA. It also handles multi-currency portfolios with bundled exchange rates.

### What is XIRR in Private Portfolio Tracker?

XIRR stands for True Investment Returns. It calculates annualized returns that distinguish actual investment gains from deposits, providing a more accurate performance picture.

## Version history (last 5 releases)

### 1.5.1 — 2026-06-27

v1.5.1 — Critical bug fix.

This release fixes a critical bug that could lead to deletion of app data, including your portfolio data. Updating is strongly recommended. We've also added a confirmation step before any example data can be removed, so your own portfolios and holdings stay protected.

### 1.5.0 — 2026-06-02

v1.5 — European brokerage expansion and a more accurate dashboard label.

European Brokerage Imports
Import CSV exports from Trade Republic, Scalable Capital, Comdirect, ING, and DEGIRO — with automatic column mapping, European number formats (1.234,56), Swiss apostrophe formats (74'120.00), and per-position currency. Hargreaves Lansdown, Trading 212, Freetrade, Vanguard, Fidelity, and Interactive Brokers remain fully supported.

"Portfolio Value" — What It Actually Tracks
The dashboard hero now reads "Total Portfolio Value" instead of "Total Net Worth." The app tracks investment holdings: stocks, ETFs, bonds, crypto. It does not track liabilities, cash accounts, or real estate as first-class entities — so "portfolio value" is the accurate term. Your numbers are unchanged.

Free: 1 portfolio, 3 accounts, 20 holdings.
Pro: Unlimited everything — $24.99/year or $79.99 lifetime.

### 1.4.0 — 2026-04-21

Welcome to v1.4 — Home Screen widgets, a refreshed design, and a native Mac app.

Home Screen & Lock Screen Widgets
Your total portfolio value is now on your Home Screen and Lock Screen — no need to open the app. Tap the widget to jump straight to your dashboard. Add it from the widget gallery: long-press your Home Screen, tap the + button, and search for Private Portfolio Tracker.

Refreshed Design
The dashboard, holding detail, and allocation views have been rebuilt with a cleaner visual hierarchy. Values are larger and easier to read at a glance. The holding detail view now shows a clear share-of-total bar so you can see how each position fits your overall portfolio.

Native Mac App — Same Subscription
Private Portfolio Tracker is now available on the Mac App Store as a native Mac app — not an iPhone emulator. Keyboard shortcuts, Finder drag & drop for CSV import, and a proper macOS window. If you subscribe to Pro on iPhone, your Mac is covered at no extra cost.

Your data stays on your device. Always.

Free: 1 portfolio, 3 accounts, 20 holdings.
Pro: Unlimited everything — $24.99/year or $79.99 lifetime.

### 1.3.1 — 2026-04-08

Willkommen bei v1.3.1 — deutsche Lokalisierung und Qualitätsverbesserungen.

Was ist neu:

Deutsche Lokalisierung
Die App ist jetzt vollständig auf Deutsch verfügbar. Alle Oberflächen, Bedienelemente und Eingabehilfen wurden übersetzt.

Qualität & Zuverlässigkeit
Umfassende Testabdeckung über 6 neue und 5 aktualisierte Testdateien — sicherheitskritische Muster systematisch geprüft.

Ihre Daten bleiben auf Ihrem Gerät. Immer.

### 1.3.0 — 2026-03-17

Welcome to v1.3 — multi-currency portfolios, bundled exchange rates, and privacy-first.

What's new:

Multi-Currency Portfolios
Set a base currency for each portfolio — USD, EUR, GBP, CHF, SEK, CAD, AUD, JPY, HKD, SGD, NOK, or DKK. Holdings in any currency auto-convert to your base currency, so your net worth, allocation percentages, and XIRR are always calculated in one consistent unit. Holdings priced in a different currency display a currency badge so you always know which values have been converted.

Exchange Rates Settings
Exchange rates ship bundled with the app — no internet connection required, ever. Override any rate in Settings → Exchange Rates if you want to use your broker's exact mid-market rate, or reset to defaults with one tap. All calculations stay on your device.

Hargreaves Lansdown & EU Brokerages
GBX-priced securities on the London Stock Exchange auto-convert to GBP on import — no mental arithmetic required. Improved number parsing for Swiss apostrophe-separated values (74'120.00), French space-thousands (74 120,00), and German dot-comma formats.

Your data stays on your device. Always.

Free: 1 portfolio, 3 accounts, 20 holdings.
Pro: Unlimited everything — $24.99/year or $79.99 lifetime.

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## More apps by Gurinder Singh

- [HelpStash: Stop Impulse Buying](https://appshunter.io/ios/app/helpstash-stop-impulse-buying/id6755245373)
- [Kelo - FIRE Retirement Planner](https://appshunter.io/ios/app/kelo-fire-retirement-planner/id6762631658)

All apps by Gurinder Singh: https://appshunter.io/developer/1802916889

## Related topics

[private portfolio tracker](https://appshunter.io/ios/topics/private-portfolio-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*