# 民生助粒Pro — 民生银行战略合作伙伴

> Digital financial services platform offering flexible loans and financial information. (iPhone/iPad app by Minshengyidai Internet Finance Information Service Co., Ltd..)

- Source: https://appshunter.io/ios/app/pro/id913065836 (this page in markdown: same URL + `.md`)
- Developer: [Minshengyidai Internet Finance Information Service Co., Ltd.](https://appshunter.io/developer/1346501817)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 10 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 35 MB
- Languages: English
- Released: 2014-11-12
- Data updated: 2026-08-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pro/id913065836/reviews.md

## What is 民生助粒Pro?

【公司简介】
民生助粒是民生电商旗下科技金融创新主体，以“科技赋能金融、创新服务实体、责任惠福民众”为宗旨，将大数据、云计算、人工智能等先进技术融入到金融服务中，为个人及小微企业提供普惠、便捷、高效的金融信息服务。
民生电商是中国互联网金融协会常务理事，于2013年由民生加银资产管理有限公司牵头，联合东方集团、新希望集团、复星集团、巨人集团等国内知名企业发起设立。
依托强大的资源，以及清晰的战略定位，民生电商快速成长为综合型互联网公司。截至目前，民生电商的业务涵盖商业、金融、物流、人力、科技等领域，服务近百家金融机构、数千家中小企业，累计服务民众超过3000万人。

【产品服务】
围绕客户的“衣、食、住、行、学、医、购”生活消费场景，将大数据、云计算、人工智能等先进技术融入到金融服务中，提供培训分期、保险分期、消费分期等普惠金融服务。
【贷款额度高】最高可借额度20万元
【贷款速度快】在线秒批，最快10分钟放款
【贷款更灵活】全程线上申请，随借随还
【贷款费率底】每日息费低至0.03%，无手续费
【产品多样化】多种借款模式灵活选择，总有一款适合您

【安心保障】
平台从资产、资金、系统等方面提供安心保障措施。资产方面按照银行筛选客户的要求选择融资方，搭建了自有大数据风控模型。资金上实现全额第三方存管，平台不设资金池，不碰监管红线。账户安全上，银行级安心控制措施，确保账户信息不被泄露。  
此外，还以科技驱动为战略，开发了国内首批银行级会计核心系统。

## Key features

- Flexible loan options
- Up to 200,000 loan limit
- Fast online approval
- Low daily interest rates
- Third-party fund custody
- Bank-level account security

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/pro/id913065836/reviews.md

### 1/5 — 大改版

*2021-10-11*

民生易貸，改版為：民生助粒Pro了？

### 1/5 — 高利贷软件

*2020-09-27*

典型的搞消费贷，装修贷的小额金融公司。利息超高。

### 5/5 — 看好这个app

*2018-02-02*

不错的投资平台，第一次用app理财赚了一笔钱

## Frequently asked questions about 民生助粒Pro

### What is the maximum loan amount offered by 民生助粒Pro?

民生助粒Pro offers a maximum loan amount of up to 200,000. The app aims to provide high loan limits to meet user needs.

### How quickly can I get a loan from 民生助粒Pro?

The app boasts fast loan processing, with online instant approval and the potential for funds to be disbursed in as little as 10 minutes. This speed is a key feature for users needing quick access to funds.

### What are the interest rates for loans on 民生助粒Pro?

民生助粒Pro offers competitive interest rates, with daily interest as low as 0.03%. There are no additional handling fees, making the loan terms transparent and cost-effective.

### Is my financial information secure with 民生助粒Pro?

Yes, the platform implements robust security measures. It utilizes a proprietary big data risk control model and ensures full third-party custody of funds, with bank-level controls to protect account information.

### Does 民生助粒Pro have ads?

No, 民生助粒Pro does not contain advertisements. The app focuses on providing a clean and uninterrupted financial service experience for its users.

### What types of installment services does 民生助粒Pro offer?

民生助粒Pro provides a variety of installment services covering life consumption scenarios, including training installments, insurance installments, and general consumption installments.

### What devices is 民生助粒Pro available on?

民生助粒Pro is available on iPhone and iPod devices. The app is designed for iOS users.

### How often is 民生助粒Pro updated?

The latest version of 民生助粒Pro is 6.1.8, which was last updated on June 7, 2022. This indicates a history of regular updates to improve the application.

## Version history (last 5 releases)

### 6.1.8 — 2022-06-07

修复已知问题，优化用户体验。

### 6.1.7 — 2022-05-30

修复已知问题，优化用户体验。

### 6.1.6 — 2022-04-08

修复已知问题，优化用户体验。

### 6.1.5 — 2022-03-30

修复已知问题，优化用户体验。

### 6.1.4 — 2022-03-13

修复已知问题，优化用户体验。

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*