# Prograte — Smarter Lending & Credit Sales

> Lending and credit sales management platform for cash lending businesses. (iPhone/iPad app by Prograte FinTech.)

- Source: https://appshunter.io/ios/app/prograte/id6761401791 (this page in markdown: same URL + `.md`)
- Developer: [Prograte FinTech](https://appshunter.io/developer/1889394204)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 17+
- Requires: iOS 16.0 · 83 MB
- Languages: American English
- Released: 2026-04-14
- Data updated: 2026-09-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/prograte/id6761401791/reviews.md

## What is Prograte?

Prograte Finance is a comprehensive lending management platform for cash lending and credit sales businesses. Manage clients, process loan applications, track repayments, collect payments via mobile money and bank transfer, monitor collateral, manage branches and staff, and get real-time reports on your portfolio performance. Built for loan officers and managers who need secure, reliable access to their lending operations from anywhere.

## Key features

- Client management
- Loan application processing
- Repayment tracking
- Payment collection (mobile money, bank transfer)
- Collateral monitoring
- Branch and staff management
- Real-time portfolio reports


## Frequently asked questions about Prograte

### What is Prograte?

Prograte is a comprehensive lending management platform designed for cash lending and credit sales businesses. It helps manage clients, process loan applications, track repayments, and monitor collateral.

### Is Prograte free to use?

Yes, Prograte is available for free. It does not have any associated costs for downloading or using its core features.

### What devices does Prograte support?

Prograte is available on iPhone and iPad devices, offering a mobile solution for managing lending operations.

### How secure is Prograte for financial data?

Prograte is built as a secure and reliable platform for loan officers and managers. It facilitates secure access to lending operations from anywhere.

### What payment methods can be used with Prograte?

Prograte supports payment collection via mobile money and bank transfers, providing flexibility for both lenders and borrowers.

### Does Prograte offer real-time performance reports?

Yes, Prograte provides real-time reports on your portfolio performance, allowing you to monitor key metrics and make informed decisions.

### What is the age rating for Prograte?

Prograte has an age rating of 17+, indicating it is intended for adult users due to its business and finance-related functionalities.

### When was Prograte last updated?

Prograte was last updated on April 14, 2026, with version 1.0, indicating recent development and support.

## Version history (last 3 releases)

### 1.0.34 — 2026-09-01

Prograte now feels at home on iPhone.

This release rebuilds the interface around Apple's design guidelines:

• Navigation bars, titles and back buttons now follow iOS, with the back button showing the name of the screen you came from.
• Apple's typography throughout, at the system's own sizes, spacing and weights. Amounts use tabular figures, so columns of money line up.
• SF Symbols across the app, including a native tab bar.
• Native controls — dates and list values are chosen with the iOS wheel picker, alerts and action sheets are the system ones, and switches, spinners, sliders and pull-to-refresh all match iOS.
• Cards and grouped content adopt Apple's flat, rounded style instead of Material's raised panels.
• Status messages now appear as a banner from the top of the screen, and can be swiped away.

Also in this release:

• The app now correctly appears as "Prograte" on your Home Screen.
• The top bar no longer blends into the background in dark mode.
• Home, Clients, Loans, Collateral and Sales headers now extend to the top of the screen.
• Closed and written-off loans no longer show instalments as overdue, and their repayment schedules load correctly.
• The credit check screen now presents the score in line with the rest of the report.

### 1.0.33 — 2026-08-23

New in this version
 • Credit Check: instantly see a client's recommended maximum credit, a financial summary (total borrowed, repaid, and outstanding), and a repayment probability score before you lend.
• Flexible payment collection: collect repayments via mobile money or bank transfer directly from the app.
• Smarter subscriptions: get a clear prompt to renew when your plan expires, so you're never blocked mid-task.
• iPad support and improved App Store compatibility.
• Performance improvements, UI polish, and bug fixes across loans, clients, wallet, and reports.
Thanks for using Prograte Finance! Have feedback? We'd love to hear from you.

### 1.0 — 2026-04-14

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-29.*