# Promi Finance — Smart money tracking & FIRE

> Smart money tracking, budgeting, and FIRE planning with bank-level security. (iPhone/iPad app by Promi Technologies, Inc..)

- Source: https://appshunter.io/ios/app/promi-finance/id6756520699 (this page in markdown: same URL + `.md`)
- Developer: [Promi Technologies, Inc.](https://appshunter.io/developer/1861149447)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 24 MB
- Languages: English
- Released: 2026-06-22
- Data updated: 2026-09-18
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/promi-finance/id6756520699/reviews.md

## What is Promi Finance?

Promi is a personal finance app for people who take retirement and FIRE planning seriously.

It pulls live data from 12,000+ banks and brokerages through Plaid and feeds it into the kind of planning tools a fee-only financial planner uses: Monte Carlo retirement simulations, tax-aware drawdown analysis, scenario comparison, FIRE projections across five variants. Most retirement tools are spreadsheets you maintain by hand. Promi does the work and keeps everything updated as your accounts change.

PLAN YOUR FIRE
• FIRE auto-tracking on the dashboard, updated daily as accounts sync
• Monte Carlo simulations with 1,000 runs per scenario
• Historical backtests against real recession periods (1929, 1937, 1966, 2000, 2008)
• Five FIRE variants: Lean, Coast, Barista, Fat, and Traditional
• Side-by-side scenario comparison
• Configurable Safe Withdrawal Rate

PLAN YOUR RETIREMENT
• Multi-source income projection covering Social Security, pension, and part-time work
• Tax-aware drawdown modeling across pre-tax, Roth, taxable, HSA, and tax-free accounts
• Roth conversion ladder analysis with bracket-room calculation
• Required Minimum Distribution modeling per SECURE Act 2.0
• 72(t) and SEPP early-withdrawal computation
• Life event modeling for college costs, home purchases, healthcare

TRACK YOUR MONEY
• Real-time net worth dashboard with multi-account aggregation
• Automatic transaction categorization
• Cash flow forecasting and recurring bill detection
• Income vs. spending trends with visual breakdowns
• Live market data with a daily AI brief covering S&P, NASDAQ, DOW, VIX, and Gold

BUDGET FROM YOUR LIFE STAGE
• Pre-filled spending estimates from your age, income, ZIP, and household
• A GUIDE column that shows what households like yours typically spend, sourced from Census and BLS data
• Side-by-side comparisons against local and national peer benchmarks
• Custom budgets with month-over-month tracking

GROW YOUR INVESTMENTS
• Per-holding cost basis tracking across every brokerage account
• Asset allocation breakdown with sector analysis
• Portfolio performance compared to the S&P 500
• Dividend tracking and IRS contribution-limit progress

COMPARE WITH PEERS
• See how your savings rate, net worth, and spending compare to households like yours
• National benchmarks by age, income, education, and household size
• Local Census comparison against the median for your ZIP
• Powered by Federal Reserve Survey of Consumer Finances data

INSTITUTION-INDEPENDENT
We make money from your subscription, not from steering you toward a bank's products or an advisor's AUM fees. No upsells, no recommendations bought by partners, no affiliate kickbacks. Promi works for you.

LEARN AS YOU GO
Plain-language explainers live on every page. 70+ glossary entries cover FIRE, 401(k)s, Roth IRAs, tax planning, withdrawal sequencing, and more. Financial literacy is part of the product, not a separate tab.

SECURITY
Bank-level 256-bit encryption. Plaid provides read-only access, so Promi can see balances and transactions but can never move money. Your data is never sold. Sign in with Apple is supported.

PRICING
$13.99 a month or $139.99 a year. 14-day free trial on iOS. No feature gates, no upsells.

Built for couples planning together, solo earners working through scenarios on their own, FIRE-curious savers running the math on Coast or Barista FIRE, and late-stage planners optimizing Roth conversions. If you currently use ProjectionLab for projections and Monarch for budgets, you are paying for two tools that do not talk to each other. Promi gives you both, integrated, for one subscription.

Questions: support@promifinance.com or promifinance.com/help.

Promi is a financial tracking and planning tool. It does not provide investment advice, tax advice, or personalized financial recommendations.

## Key features

- Real-time net worth dashboard
- Automatic transaction categorization
- Cash flow forecasting
- Budgeting with progress tracking
- FIRE projections and simulations
- Portfolio and investment tracking
- Peer spending comparisons

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Promi Annual | $139.99 | per year |
| Promi Monthly | $13.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/promi-finance/id6756520699/reviews.md

### 5/5 — Honestly- an app that automates and does the work for me

*2026-06-23*

I’ve tried a lot of personal finance apps, and this one has quickly become my favorite because it automates almost everything. I don’t have to spend time manually categorizing transactions…the AI is surprisingly accurate and gets the categories right most of the time. I also like being able to compare my financial progress with people in similar situations, which gives me helpful context without feeling overwhelming. The market updates and insights are a nice bonus, and everything is presented in a clean, easy-to-use interface. It’s made staying on top of my finances much easier.

## Frequently asked questions about Promi Finance

### What is Promi Finance?

Promi Finance is a financial tracking and education tool that helps you see all your accounts in one place, track your net worth, budget smarter, and plan for early retirement. It connects to over 12,000 financial institutions for live transaction syncing.

### How secure is Promi Finance?

Promi Finance uses bank-level 256-bit encryption and provides read-only access to your accounts, meaning it can never move your money. Your data is never sold to third parties, and it supports sign-in with Apple and biometric authentication.

### What are the subscription costs for Promi Premium?

Promi Premium is available for $13.99 per month or $139.99 per year, with both options including a 14-day free trial. You can manage or cancel your subscription through your Apple ID settings.

### Does Promi Finance offer investment advice?

No, Promi Finance is a financial tracking and education tool. It does not provide investment advice, tax advice, or personalized financial recommendations. It offers tools for portfolio tracking and performance analysis.

### How does Promi Finance compare my spending to others?

Promi Finance allows you to compare your savings rate, net worth, and spending against local and national peer benchmarks. These comparisons are powered by Federal Reserve Survey of Consumer Finances data and can be filtered by age, income, location, and household size.

### What devices does Promi Finance support?

Promi Finance is available on iPhone, iPad, and iPod. It is designed for users who want data-driven visibility into their finances across Apple devices.

### How often is Promi Finance updated?

Promi Finance was last updated on June 22, 2026, with version 1.2. The app is actively developed to provide users with the latest financial tracking and planning features.

### Can I cancel my Promi Premium subscription?

Yes, you can cancel your Promi Premium subscription at any time. To do so, navigate to Settings → Apple ID → Subscriptions on your device. Subscriptions must be cancelled at least 24 hours before the end of the current period to avoid renewal.

## Version history (last 2 releases)

### 1.2.1 — 2026-07-04

- The app now stays in portrait orientation
- Cash flow chart improvements and onboarding polish

### 1.2 — 2026-06-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*