# Property Calculator Australia — All-in-one property calculator

> All-in-one property finance calculator for buyers and investors. (iPhone/iPad app by Zanidy Pty Ltd.)

- Source: https://appshunter.io/ios/app/property-calculator-australia/id1048864391 (this page in markdown: same URL + `.md`)
- Developer: [Zanidy Pty Ltd](https://appshunter.io/developer/1048864390)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 34 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 40 MB
- Languages: American English
- Released: 2015-11-01
- Data updated: 2026-09-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/property-calculator-australia/id1048864391/reviews.md

## What is Property Calculator Australia?

Seven property calculators in one. All free, forever.

Property Calculator Australia has been rebuilt from the ground up — the biggest update in our history. Work out the true cost of any Australian property in seconds: deposit, stamp duty, LMI, fees and grants, accurate to every state and territory.

Most buyers don't discover what a purchase really costs until they're deep in the process. PCAU gives you the full picture up front — so you can budget with confidence, compare properties honestly, and walk into finance conversations already knowing your numbers.

SEVEN INTEGRATED CALCULATORS, ONE APP

- Upfront costs — deposit, stamp duty, LMI, transfer and mortgage fees, loan balance and repayments, very clearly detailed
- Borrowing power — what a lender is likely to let you borrow, and whether it covers the property
- Stamp duty — accurate to each state and territory's current rates
- First Home Owner Grant — check your eligibility and grant amount
- Rate sensitivity — see your repayments if interest rates rise
- Rental yield — gross and net yield plus weekly cashflow for investments
- Growth & equity — project your property's value and equity over time

Plus an extra-repayments calculator to see how much time and interest you could save.

FREE, FOREVER

Every calculator is free, with unlimited use. Save your calculations, check any state, run the numbers as many times as you like — at no cost.

BUILT FOR AUSTRALIA

Every figure is calculated against current Australian rules — state-by-state stamp duty, first home buyer concessions and grants, LMI and lender benchmarks. Whether it's your first home or your next investment, the numbers reflect the state you're actually buying in.

DO MORE WITH PREMIUM AND PRO

- Premium — compare up to three properties side by side and export a clean, branded PDF report
- Pro — for brokers, buyer's agents and property professionals: client-branded reports, client management and lead access

CONNECT WITH A PROFESSIONAL

When you're ready for the next step, opt in to be connected with a mortgage broker or buyer's agent — free, no obligation.

All results are estimates to support your research and planning, and are not financial, tax or legal advice. Always confirm figures with the relevant authority or a licensed professional.

Terms of Use: https://pcau.com.au/terms
Privacy Policy: https://pcau.com.au/privacy

## Key features

- Instant property purchase overview
- Deposit, stamp duty, and loan balance calculation
- Lenders Mortgage Insurance (LMI) calculation
- Customizable loan repayment options
- Foreign purchaser stamp duty calculation
- Save unlimited calculations

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium (Annual) | $24.99 | per year |
| Pro (Monthly) | $12.99 | per month |
| Pro (Annual) | $99.99 | per year |
| Monthly Subscription | $2.99 | per month |
| Annually Subscription | $29.99 | per year |


## Recent user reviews (10 of 34)

All indexed reviews: https://appshunter.io/ios/app/property-calculator-australia/id1048864391/reviews.md

### 5/5 — Awesome App

*2025-02-05*

I wish I found this app sooner. So user friendly and straight forward. Makes a big difference when deciding on a project, even came in handy during an auction!

### 5/5 — Great app

*2025-01-05*

Easy to use, accurate, and very helpful. Highly recommended

**Developer response:** Thank you for your positive review, we appreciate it.

### 1/5 — Once good, now better to find and alternative

*2024-12-02, version 4.2.6*

App worked fine, now it’s hidden behind a paywall

### 3/5 — Works well, very helpful, bit disappointed there is now a fee to use

*2024-09-15*

App used to be great! Bit disappointed to see I now have to signup and also pay if I want to use it more than 5 times. I guess money needs to be made and all 🤷🏼‍♀️

**Developer response:** Hi angeh87, an update since you wrote this — the app has been rebuilt from
the ground up and the 5-calculation limit is gone. No cap.

There's also far more in it now. It runs seven integrated calculators:
upfront costs, borrowing power, rate sensitivity, extra repayments, first
home owner grant, rental yield, and growth and equity. They share the one set
of inputs, so every number lines up with the others. Every state, every kind
of buyer.

Worth another look.

### 5/5 — Best Property Calculator App

*2024-08-01*

Hands down worth the few bucks it costs to save me all the headache of working out my costs

If you’re worried about a few dollars on this app, then property might not be for you 

Amazing app. Bless you PCAU

**Developer response:** Thank you Peter for your kind words and positive feedback. It is very much appreciated.

### 1/5 — Paid calculations

*2024-07-29*

The business model for the app has changed, and now it's trying to charge you for calculations. This makes it useless for frequent use.

**Developer response:** Hi AlexeyNikolayev, an update since you wrote this — the app has been rebuilt
from the ground up and calculations are no longer capped or charged for.

There's also considerably more in it now. It runs seven integrated
calculators: upfront costs, borrowing power, rate sensitivity, extra
repayments, first home owner grant, rental yield, and growth and equity. They
share the one set of inputs, so the numbers line up with each other rather
than sitting in isolation. Every state, every kind of buyer.

Frequent use is exactly what it's built for now. Worth another look.

### 1/5 — Price gouge

*2024-07-10*

Charging app users for an otherwise freely accessible set of calculations on the web.
Would have rather you sought income via adds.

What a joke! The latest update also made the interface worse. Deleting this app.

**Developer response:** Medsy99, an update since you wrote this — the app has been rebuilt from the
ground up and the calculations are free and unlimited.

It now runs seven integrated calculators: upfront costs, borrowing power,
rate sensitivity, extra repayments, first home owner grant, rental yield, and
growth and equity. The difference from the web calculators is that these
share one set of inputs, so changing the purchase price updates every result
at once rather than re-entering the same figures across six different sites.

The interface has been completely redesigned too. Every state, every kind of
buyer.

### 1/5 — Charging for calculations LOL

*2024-06-25*

Used it for years and it was good until they started charging for calculations.. why not just run ads if you want to get money out of the app. Deleted.

**Developer response:** Hi Watermelon mane, an update since you wrote this — the app has been rebuilt
from the ground up and calculations are free and unlimited again. No ads
either.

There's a lot more in it now as well. It runs seven integrated calculators:
upfront costs, borrowing power, rate sensitivity, extra repayments, first home
owner grant, rental yield, and growth and equity. They share one set of
inputs, so changing the purchase price updates every result at once.

If you were using it for years, it's worth another look.

### 5/5 — Informer

*2024-06-18*

Great app, clever design.. a helpful tool if your in the property market.

**Developer response:** Thank you InformeMB for your positive review. Thank you also for your comments about the design, we spent a lot of time and effort creating a clean interface.

### 5/5 — Amazing!!!

*2024-06-18*

Very very accurate !!!  Amazing app ! Anyone looking for a loan needs to download this asap !!!

**Developer response:** Thank you EE Tea for your positive review. We appreciate your endorsement

## Frequently asked questions about Property Calculator Australia

### What does Property Calculator Australia do?

Property Calculator Australia is a comprehensive tool designed to simplify the financial aspects of property ownership. It helps users calculate essential figures like required deposits, stamp duty, loan balances, and Lenders Mortgage Insurance (LMI). The app provides a clear overview of property purchases, empowering users to make informed decisions.

### What are the key features of this app?

Key features include streamlined results for instant insights, tailored calculations for different buyer types (first home buyers, investors), detailed loan management including LMI and customizable repayments, and accurate stamp duty calculations for foreign purchasers in relevant Australian states. Users can also save unlimited calculations.

### How much does Property Calculator Australia cost?

The app is free to download and offers five complimentary calculations to start. For unlimited access to all features and calculations, a subscription is available for $4.99 per month or $49.99 annually. The annual plan offers a discount equivalent to two free months.

### Is this app compatible with my device?

While specific device compatibility is not detailed in the provided description, the app is available for download, implying it is designed for mobile devices. Users can typically find compatibility information on the app store page for their specific operating system (iOS or Android).

### Who would benefit from using this app?

This app is ideal for anyone navigating the Australian property market. This includes first-home buyers trying to understand their initial costs, seasoned investors assessing potential returns, and foreign purchasers needing to account for specific stamp duty rates. It's also useful for existing homeowners looking to refinance or understand their loan terms better.

## Version history (last 5 releases)

### 4.3.0 — 2026-08-08

This is the biggest update in PCAU's history — rebuilt from the ground up, based on what Australians told us they wanted.

- You wanted unlimited calculations – so we removed the calculation cap. Every calculator is now free and unlimited, for everyone. 
- You asked for more than upfront costs — so we added seven calculators in one: borrowing power, stamp duty, First Home Owner Grant, rate sensitivity, rental yield, growth & equity, and extra repayments.
- You wanted clearer, more accurate numbers — so every calculation is now state-accurate and easier to read.
- You wanted to compare options — so you can now line up properties side by side and export a clean PDF report.

If you've used Property Calculator Australia before, this isn't the app you remember. Take another look.

Thank you to everyone who shared feedback over the years — this update is built on it.

### 4.2.7 — 2026-05-27

Minor bugfixes and performance improvements.
Backend framework updates to enable continued support.

### 4.2.6 — 2024-09-19

You spoke and we listened! We've fine-tuned our sliders for smoother, more accurate adjustments!

### 4.2.5 — 2024-08-20

We've made some important updates to enhance your experience with Property Calculator Australia! This version includes performance improvements and minor bug fixes. Keep your app up to date to enjoy the most accurate and reliable calculations.

### 4.2.4 — 2024-06-17

• Fresh New Design: Enjoy a sleek and modern look for a better visual experience.
• Subscription Model: Access unlimited calculations with our new subscription plans.
• Improved User Experience: Enhanced navigation and functionality for smoother interactions.
• Updated Stamp Duty Calculations: Accurate and up-to-date stamp duty figures for all regions.
• Foreign Purchaser Stamp Duty: Now includes calculations for foreign purchasers.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*