# Prospa - Business Account — Banking, payments & loans. > Licensed business bank account for payments, loans, and operational management. (iPhone/iPad app by Prospa Technology Limited.) - Source: https://appshunter.io/ios/app/prospa-business-account/id6739344740 (this page in markdown: same URL + `.md`) - Developer: [Prospa Technology Limited](https://appshunter.io/developer/1505367284) - Category: Finance, Business - Price: Free - Rating: 4.67/5 from 9 App Store ratings - Age rating: 4+ - Requires: iOS 16.6 · 94 MB - Languages: English - Released: 2025-06-18 - Data updated: 2026-08-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/prospa-business-account/id6739344740/reviews.md ## What is Prospa? Prospa is a fully CBN licensed and NDIC insured bank for serious businesses. With a Prospa bank account businesses can make payments, access loans, and manage vital business processes, all from a mobile app that’s fast and secure. Regulated, Trusted, Insured - Prospa Capital Microfinance Bank - Licensed by the Central Bank of Nigeria (CBN) - Deposits insured by the NDIC - Built on robust infrastructure for faster payments and security Faster Business Payments - Send and receive payments instantly - Make bulk transfers to vendors or payroll teams - Make seamless bill payments Expense Cards & Spend Control - Issue virtual and physical cards for team members - Set spend limits, track usage, and block cards anytime - Use across online and offline channels securely Run Operations Like a CFO - Create sub-accounts for payroll, taxes, savings - Upload bulk payments for multiple recipients - Automatically track payables & receivables Get Real Support, Online or In-Person - Speak to real people, not just bots - Visit a Prospa Support Centre in your city - Get help with issues fast Perfect for Structured, Growth-Focused Businesses - SMEs with ₦10 million+ in monthly revenue - Agencies, consultants, trade businesses, logistics, SaaS - Founders and business owners ready to grow Why Prospa Is Different - Built for real businesses, not just side hustles - A relationship-first approach to banking - Fast onboarding and regulatory credibility - Designed for high-transaction, team-managed businesses Beyond business banking Prospa is a real financial partner. Businesses build credit automatically, just by using their Prospa business account. Every transaction adds to your credibility and makes it easier to qualify for serious business loans, starting from ₦10 million. ## Key features - Fully licensed and insured business bank account - Send and receive instant payments - Issue virtual and physical expense cards - Create sub-accounts for financial management - Access business loans - Automated credit building ## Frequently asked questions about Prospa ### Is Prospa a secure business bank account? Yes, Prospa is a fully CBN licensed and NDIC insured bank. It is built on robust infrastructure for faster payments and security, ensuring your business transactions are protected. ### What types of payments can I make with Prospa? You can send and receive payments instantly, make bulk transfers to vendors or payroll teams, and handle seamless bill payments directly through the app. ### How does Prospa help manage business expenses? Prospa allows you to issue virtual and physical cards for team members, set spend limits, track usage, and block cards anytime for enhanced control over business expenses. ### Can I get business loans through Prospa? Yes, Prospa offers access to business loans starting from ₦10 million. Your business builds credit automatically by using your Prospa account, making it easier to qualify. ### What are the eligibility criteria for Prospa? Prospa is perfect for structured, growth-focused businesses, particularly SMEs with ₦10 million+ in monthly revenue, such as agencies, consultants, trade businesses, logistics, and SaaS companies. ### How often is Prospa updated? The app was last updated on May 11, 2026, indicating regular maintenance and feature enhancements to ensure optimal performance and security. ### What devices does Prospa support? Prospa is available on both iPhone and iPad, providing a seamless mobile banking experience across Apple devices. ### Does Prospa have ads? No, Prospa does not contain advertisements, allowing for an uninterrupted and focused user experience. ## Version history (last 5 releases) ### 3.1.7 — 2026-05-11 • GBP, USD and EUR accounts are now available • Send global payments to UK, USA, Europe, CNY corridors and more • Exchange multiple currencies seamlessly • New home screen layout for faster navigation ### 3.1.4 — 2026-03-25 • GBP, USD and EUR accounts are now available • Send global payments to UK, USA, Europe, CNY corridors and more • Exchange multiple currencies seamlessly • New home screen layout for faster navigation ### 3.1.3 — 2026-03-23 • GBP, USD and EUR accounts are now available • Send global payments to UK, USA, Europe, CNY corridors and more • Exchange multiple currencies seamlessly • New home screen layout for faster navigation ### 3.1.2 — 2026-03-19 • GBP, USD and EUR accounts are now available • Send global payments to UK, USA, Europe, CNY corridors and more • Exchange multiple currencies seamlessly • New home screen layout for faster navigation ### 3.1 — 2026-03-18 • GBP, USD and EUR accounts are now available • Send global payments to UK, USA, Europe, CNY corridors and more • Exchange multiple currencies seamlessly • New home screen layout for faster navigation ## Apps similar to Prospa | App | Rating | Price | Category | | --- | --- | --- | --- | | [Vybecash](https://appshunter.io/ios/app/vybecash/id1623204391) | 5.0 (2) | Free | Finance | | [CTMFB](https://appshunter.io/ios/app/ctmfb/id1662530510) | 3.8 (4) | Free | Finance | | [Credx Finance](https://appshunter.io/ios/app/credx-finance/id6745017170) | 1.0 (1) | Free | Finance | | [TrustBanc Prime Pro](https://appshunter.io/ios/app/trustbanc-prime-pro/id6739510806) | — | Free | Finance | | [Ucee](https://appshunter.io/ios/app/ucee/id6476814776) | 4.5 (36) | Free | Finance | | [Crust Business](https://appshunter.io/ios/app/crust-business/id6449383440) | — | Free | Finance | ## More apps by Prospa Technology Limited - [Prospa - Business Account](https://appshunter.io/ios/app/prospa-business-account/id1505367285) - [TAP - Prospa Pay](https://appshunter.io/ios/app/tap-prospa-pay/id1537539947) All apps by Prospa Technology Limited: https://appshunter.io/developer/1505367284 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*