# Prosper - Financial Planner — Track Net Worth, Loans & FIRE

> Financial planning app for net worth, loans, and early retirement simulations. (iPhone/iPad app by Paulo Jose Mendes Marques.)

- Source: https://appshunter.io/ios/app/prosper-financial-planner/id6677030972 (this page in markdown: same URL + `.md`)
- Developer: [Paulo Jose Mendes Marques](https://appshunter.io/developer/1768019220)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 26 MB
- Languages: English
- Released: 2024-10-03
- Data updated: 2026-06-26
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/prosper-financial-planner/id6677030972/reviews.md

## What is Prosper?

See your financial future before it happens.

Prosper helps you plan ahead, not just track the past. Simulate retirement, test major life decisions, optimize your mortgage, and see how your net worth could evolve over time.

- Project your future with interactive net worth and cash flow projections over the next 10, 20, or 30 years.
- Test what-if scenarios for salary changes, home purchases, children, major expenses, and early retirement.
- View inflation-adjusted projections to understand what your money could be worth in real terms.
- Optimize your mortgage with extra payment simulations, payoff comparisons, and long-term cost analysis.
- Plan as a household with multiple profiles and combined long-term projections.
- Stay private by default with data stored on your device, offline support, and optional cloud sync only if you enable it.

Prosper is built for people pursuing Financial Independence (FIRE), planning retirement, paying off debt, and making bigger financial decisions with more confidence.

Download Prosper and start simulating your financial future.

## Key features

- Interactive net worth and cash flow projections
- What-if scenario testing
- Inflation-adjusted projections
- Mortgage optimization tools
- Household planning with multiple profiles
- Offline support and local data storage

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FP Pro - Monthly | $0.99 | per month |
| FP Pro - Annual | $3.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Features | $6.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/prosper-financial-planner/id6677030972/reviews.md

### 5/5 — Great Personal Financial Planning app

*2026-05-04*

It allows you to document, forecast, and adjust your personal finances quickly and easily.

**Developer response:** Thanks for the review! Glad to hear the app is making personal financial planning easier.

## Frequently asked questions about Prosper

### Does Prosper have ads?

No, Prosper is ad-free, allowing for an uninterrupted financial planning experience.

### What are the subscription options for Prosper?

Prosper offers 'FP Pro' with a monthly subscription for $0.99 or an annual subscription for $3.99. These plans likely unlock advanced features or remove limitations.

### How secure is my financial data with Prosper?

Prosper prioritizes privacy by default, storing data on your device and offering offline support. Cloud sync is optional and only enabled if you choose to activate it.

### What devices is Prosper available on?

Prosper is available on iPhone, iPad, and iPod, making it accessible across various Apple devices.

### How often is Prosper updated?

The latest version, 1.4.6, was released on 2026-06-20, indicating regular updates to improve functionality and add features.

### What is the age rating for Prosper?

Prosper has an age rating of 4+, making it suitable for a wide range of users interested in financial planning.

### Can I use Prosper to plan for my household finances?

Yes, Prosper supports household planning with multiple profiles and combined long-term projections, allowing you to manage finances as a unit.

### What are the main benefits of using Prosper?

Users can simulate their financial future, test life decisions, optimize mortgages, and gain confidence in making bigger financial choices, all with a focus on privacy.

## Version history (last 5 releases)

### 1.4.6 — 2026-06-20

- Added household split support for shared assets, liabilities, and cashflows between profiles.
- Added mixed-rate mortgage and loan modeling with custom rate paths after the fixed period.
- Added surplus routing to extra loan amortizations, including early repayment fee handling.

### 1.4.5 — 2026-05-16

- Added a clearer Free/Pro plan indicator in navigation
- Improved mobile layout spacing and safe-area handling for dialogs, tips, and bottom actions
- Improved translations

### 1.4.4 — 2026-04-28

- Fixed stacked area charts not rendering correctly
- Added analytics consent dialog
- Improved premium and subscription management screens
- Improved chart colors and advanced configuration controls

### 1.1.1 — 2026-01-02

- added the possibility to import a demo profile in the tutorial
- added amortization comparison chart in Mortgage tool

### 1.1.0 — 2025-12-16

- Added marks with relevant moments on the chart
- Added Snapshots feature which allows to compare different configurations on the same profile
- Improved support when installed on macOS (click on charts was not working)
- UX improvements

## Apps similar to Prosper

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Retirement Investing Simulator](https://appshunter.io/ios/app/retirement-investing-simulator/id1468286155) | 4.2 (61) | Free | Finance |
| [WealthBuilder Planning](https://appshunter.io/ios/app/wealthbuilder-planning/id1557723072) | 5.0 (2) | Free | Finance |
| [Fire Companion](https://appshunter.io/ios/app/fire-companion/id6502856072) | — | Free | Finance |
| [Projections:Retirement Planner](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672) | 2.0 (1) | Free | Finance |
| [PlanMode: Retirement Planner](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311) | 4.3 (105) | Free | Finance |
| [Personal Financial Plan Wiz](https://appshunter.io/ios/app/personal-financial-plan-wiz/id701216911) | — | Free | Finance |

## More apps by Paulo Jose Mendes Marques

- [Bricks Breaker Gravity: Arcade](https://appshunter.io/ios/app/bricks-breaker-gravity-arcade/id6736374717)
- [Sum Run](https://appshunter.io/ios/app/sum-run/id6758531674)

All apps by Paulo Jose Mendes Marques: https://appshunter.io/developer/1768019220

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*