# Prosperics: AI Finance Tool — Paycheck, Benefits & Debt > AI-powered financial assistant and dashboard for decision-making and tracking. (iPhone/iPad app by Digiti LLC..) - Source: https://appshunter.io/ios/app/prosperics-ai-finance-tool/id6759264612 (this page in markdown: same URL + `.md`) - Developer: [Digiti LLC.](https://appshunter.io/developer/1877725565) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 69 MB - Languages: American English - Released: 2026-05-21 - Data updated: 2026-08-20 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/prosperics-ai-finance-tool/id6759264612/reviews.md ## What is Prosperics? Find your student loan payment, paycheck take-home, SNAP eligibility, or retirement number in seconds — then ask AI what to do next. No bank linking. Calculations run on your device." Most money apps track the past. Prosperics combines an AI advisor with 19 calculators that know your plan, grade your finances, and give you a clear verdict on every money decision. PROSPERICS AI ADVISOR Ask anything in plain English: "Can I afford this house?" "How do I retire by 60?" "What if I put 20% down?" The AI knows your goals and calculator history, runs the math, explains results in one tap, answers with charts, and creates PDF reports. Educational — not financial advice. FINANCIAL HEALTH SCORE Your money. One screen. Graded A+ to F across savings, debt, housing, emergency fund, and retirement. See net worth, biggest win, biggest risk, what-if sliders, monthly reviews, and an action queue of the exact moves that raise your score. 19 CALCULATORS — US & CANADA · Paycheck & Income — real take-home after all federal, state & provincial taxes · Student Loan (RAP/SAVE/IBR/PAYE) — compare every income-driven repayment plan · US Benefits — SNAP, EITC, Child Tax Credit, ACA eligibility checker · Self-Employment / 1099 — quarterly taxes, QBI deduction, S-Corp (US), T2125 (CA) · Mortgage — buy vs rent, PMI/CMHC, refinance break-even, amortization · OBBBA Tax — 2025 Big Beautiful Bill Act impact on your household · FHSA — First Home Savings Account contributions & projections (Canada) · Retirement — 401(k), IRA, RRSP, TFSA, Social Security, CPP/OAS, Monte Carlo simulation · Debt — avalanche, snowball, and consolidation payoff comparison · Stock — 3-scenario DCF valuation, Graham Number, SEC EDGAR financials · Car — buy vs finance vs lease, EV vs gas, total cost of ownership · CA Benefits — CCB, GST/HST credit, CWB, OAS/GIS (Canada) · Budget, Loans, Rental Property, Compound Interest, Refinance Analyzer GOALS, ALERTS & WEEKLY CHECK-INS Track any calculator result as a goal with milestones, streaks, and projections. Rate alerts re-run your saved decisions when interest rates change — you get notified if the verdict shifted. Weekly plan digest, 1-tap check-ins, and a home-screen widget with your top goal and live rates. MARKETS Live CPI inflation, US Treasury and Bank of Canada yields, 10+ years of company earnings, and super-investor 13F filings — sourced from BLS, Federal Reserve, SEC EDGAR, Freddie Mac, Statistics Canada, and Bank of Canada. BUILT FOR TRUST · 256-bit encrypted sync — your data is never sold · No bank linking — you own your numbers · Calculations run on your device · Built for US and Canadian tax, benefits, and retirement systems · English · Español (México) · Français (Canada) · Educational only — not financial advice PRO SUBSCRIPTION Start free. Go Pro for unlimited AI advisor, goals, saves, rate alerts, live rates, PDF reports, and an ad-free experience. Monthly or annual auto-renewing subscription. Free trial included. Cancel anytime in Settings → Apple Account → Subscriptions. Prosperics provides calculators and educational tools only. All figures are estimates. Not financial, legal, tax, or investment advice. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://prosperics.com/privacy ## Key features - AI financial assistant for personalized advice - Financial health dashboard with scoring - Guided decisions for homes, debt, and retirement - 18+ advanced financial calculators - Goal tracking and projection - Market data integration - Device-based calculations for privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Prosperics Pro Monthly | $5.99 | per month | | Prosperics Pro Yearly | $44.99 | per year | ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/prosperics-ai-finance-tool/id6759264612/reviews.md ### 5/5 — Talk to your Financial information *2026-08-04* I like how you can talk about your finances with an ai agent that safely has access to the information you provided. This is a forward looking app that help you make financial decisions. ### 5/5 — Best free tool in personal finance *2026-08-04* This is an excellent free app to keep track of your debt, retirement, government benefits and everything else you need. What I appreciate about it is that it gives you a comprehensive view of your finances. ### 5/5 — An app for all your personal finances *2026-05-31* Great app to see a comprehensive view of your financial life. Guides you through next steps. ## Frequently asked questions about Prosperics ### Does Prosperics have ads? Yes, Prosperics contains advertisements. As a free app with in-app purchases, ads are displayed to support its continued development and availability. ### What are the subscription options for Prosperics Pro? Prosperics Pro offers a monthly subscription for $5.99 with a 7-day free trial, and a yearly subscription for $44.99, also with a 7-day free trial. These plans unlock unlimited AI features, goals, saves, and alerts. ### How does Prosperics ensure user privacy and security? Prosperics prioritizes user trust by not linking to banks, running calculations on your device, and offering encrypted sync and Face ID lock. This ensures you own your numbers and your data is protected. ### What financial systems does Prosperics support? Prosperics is designed for US and Canadian tax, benefits, and retirement systems. It also supports English, Spanish, and French (Canada) languages. ### How often is Prosperics updated? The app was last updated on June 24, 2026, with version 1.0.9. This indicates a recent update, suggesting ongoing development and maintenance. ### What is the age rating for Prosperics? Prosperics has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no content generally considered inappropriate for children. ### Can I use Prosperics on different devices? Prosperics is available on iPhone, iPad, and iPod. Its design for these Apple devices ensures a consistent experience across your iOS ecosystem. ### What kind of financial decisions can Prosperics help with? Prosperics offers guided decisions for homes, cars, debt, retirement, stocks, rentals, loans, take-home pay, budgets, and various tax and benefit scenarios specific to the US and Canada. ## Version history (last 5 releases) ### 1.5.3 — 2026-08-18 • Create an alert from the Alerts header — a labeled button in the same place as New goal, so you do not have to hunt for a hidden control. • Restore purchases and subscription status recover more reliably if a buy did not finish or the receipt was still catching up. • Sign-in is a quicker sheet on Home and guest gates, instead of a full-screen form every time. Email sign-in remains available. • Clearer first-session guidance after you start exploring, and clearer trial status after a trial ends. • Bug fixes and stability improvements. ### 1.5.2 — 2026-08-17 • More reliable first launch after you install or update — the app starts and stays in sync more consistently. • Bug fixes and stability improvements. ### 1.5.1 — 2026-08-14 • Blog on iPad is more stable. Opening articles in the in-app Blog no longer crashes when loading a cover image, and the article list scrolls more smoothly. • Tapping an update notification that points to a new version now opens the App Store listing correctly, instead of failing as a screen inside the app. • This follow-up also includes the 1.5.0 extras: Light Mode under Settings → Appearance, Financial Dashboard open without an account (save your numbers on this device), up to 3 free money goals including Track as Goal, What-If sliders that adapt to your numbers, and clearer guided decisions. • Bug fixes and stability improvements. ### 1.5.0 — 2026-08-14 • Brand-new Light Mode — light, dark, or match your device. • Dashboard is open without an account — save your numbers on this device. • Set up to 3 money goals for free, including Track as Goal. • What-If sliders now adapt to your numbers for realistic scenarios. • Clearer guided decisions — jump to missing details before your verdict. • Easier-to-read charts and saved results; improved French and Spanish. • Bug fixes and stability improvements. ### 1.4.4 — 2026-08-11 • Financial Dashboard now updates correctly after you save from the Budget Calculator — income, savings rate, and related metrics stay in sync. • Saving from income and self-employment tools no longer clears your budget expenses. • Over the Air Updates (OTA) enabled. • Bug fixes and stability improvements. ## Related topics [finance tool](https://appshunter.io/ios/topics/finance-tool) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*