# Provident Funding — Low Rates. Great Service.

> Mortgage management and loan application tool. (iPhone/iPad app by Provident Funding Associates, L.P..)

- Source: https://appshunter.io/ios/app/provident-funding/id605817443 (this page in markdown: same URL + `.md`)
- Developer: [Provident Funding Associates, L.P.](https://appshunter.io/developer/554192304)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.70/5 from 1,276 App Store ratings · 73 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 8 MB
- Languages: American English
- Released: 2013-03-05
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/provident-funding/id605817443/reviews.md

## What is Provident Funding?

Do you have a mortgage loan through Provident Funding or just thinking of apply for a new loan? Well now you can download this app and manage your Provident Funding Mortgage or check out the latest mortgage rates and even apply for a new loan from your mobile devices. 

You’ll be able to easily and securely manage account functions including:
• View Mortgage Rates
• Account Information
• Payment History
• Make a Payment
• Setup/Edit Automatic Payment
• Apply for a new loan
• Amortization Details
• Amortization Calculator
• View Letters
• Contact Information

## Key features

- View mortgage rates
- Manage account information
- Check payment history
- Make loan payments
- Apply for new loans
- Amortization details and calculator

## What do users think of Provident Funding?

Overall sentiment: positive

**Pros**

- 🚀 Great App and Good Service
- 🚀 Amazing app
- 🚀 Makes everything EASY
- 🚀 Great app!
- 🚀 Great app
- 🚀 Detailed App
- 🚀 All I need on demand
- 🚀 Convenient
- 🚀 Easy to use
- 🚀 Great app
- 🚀 Super Convenient!
- 🚀 Great app to track your loan
- 🚀 Simply Beautiful
- 🚀 Outstanding app
- 🚀 Awesome!
- 🚀 Easy Peasy
- 🚀 Thank you Provident
- 🚀 Improvements are great!
- 🚀 Latest Updates are Fantastic!
- 🚀 The update is terrific!
- 🚀 Awesome Updates
- 🚀 Simple
- 🚀 Well Designed
- 🚀 Informative and simple
- 🚀 Love this app
- 🚀 Easy to use

**Cons**

- 🐛 Does the basics.
- 🐛 Lack of payment options
- 🐛 No Bi-Monthly Payment.
- 🐛 Not flexible
- 🐛 WAS fine. Not now
- 🐛 I don't want paperless!!
- 🐛 App is so boring!
- 🐛 No FaceID
- 🐛 Needs to work in landscape mode
- 🐛 Where's the calculator?
- 🔒 Security
- 🐛 Doesn't support modern phones
- 🐛 Update
- 🐛 Password
- 🐛 Old style
- 🐛 User Experience is Important
- 🐛 Could use a refresh
- 🐛 Last updated 2 years ago
- 🐛 App need an overhaul
- 🐛 Old app layout needs updates including faceID/touchID
- 🐛 Actually and summer balance are different
- 🐛 Can't log on to app
- 🐛 Login credentials not in sync
- 🐛 Cannot login
- 🐛 Needs updating
- 🐛 Good app but more enhancements needed
- 🐛 Can't login
- 🐛 Needs some work
- 🐛 Can't even open it!

**Commonly reported bugs**

- Endless Face ID loop
- Crashes when saving documents
- Incompatible with older devices
- Login screen freezes

**Most requested features**

- Bi-monthly payment option
- Landscape mode support
- Mortgage calculator
- Face ID/Touch ID support
- Dark mode
- Advanced analytics dashboard

## Recent user reviews (10 of 73)

All indexed reviews: https://appshunter.io/ios/app/provident-funding/id605817443/reviews.md

### 5/5 — Provident app

*2026-08-07, version 5.8.0*

Great app.  Very helpful.

### 5/5 — God app.  Easy to use

*2026-07-18, version 5.7.4*

We've had our mortgage with Provident for years.  I can get complete, prompt detail on the app any time.

### 5/5 — Great App and Good Service

*2025-12-05, version 5.7.4*

I’ve had my loan since 2012. No complaints.

### 5/5 — Amazing app

*2025-11-02, version 5.7.4*

Such a huge improvement over time. It was good before but it was kind of slow. Now it is very fast and also information got a huge improvement on providing all pertinent information and making easier to get what you need to find out!

### 5/5 — Makes everything EASY

*2025-08-17, version 5.7.2*

I think this app is truly amazing. My husband did everything that had anything to do with the paperwork of life. When he unexpectedly died and I was clueless it was horrible to not understand things that were very simple to a lot of other people!
This app is so easy to navigate and makes me feel accomplished to be able to apply extra principle payments! Love it!

### 2/5 — Does the basics.

*2025-08-02, version 5.7.2*

I literally just need to pay my bill, which it does - but I DO NOT NEED the absurd pop up “do you like the Provident Funding app?”

This isn’t freaking Candy Crush.  Are you trying to boost your star rating by ramming it down people’s throats?  Don’t do that.

### 5/5 — Great app!

*2025-05-12, version 5.7.2*

We’ve been using this app for years and it’s been easy to use and had everything at my fingertips. Easy to navigate, make payments and locate documents. Highly recommend this app.

### 5/5 — Great app

*2025-03-14, version 5.7.2*

I am thankful for this app’s ease of use. It is helpful in making my mortgage payments seamlessly.

### 5/5 — Detailed App

*2025-03-03, version 5.7.2*

Banking Apps can be confusing and have lots of bugs this one is detailed but easily navigated. Payments, Taxes and information easily accessible .

### 5/5 — All I need on demand

*2025-02-03, version 5.7.2*

I have been using the app for several years. Whether applying for a refinance or checking my balance it’s simple and easy to navigate. My favorite feature is the amortization schedule. You can try out different scenarios on your current mortgage payment to see how it will affect the future savings. Powerful tool at your disposal. I have recommended Provident to all my friends. They always have great rates and simplify the process.

## Frequently asked questions about Provident Funding

### What can I do with this app?

This app allows you to manage your Provident Funding mortgage, check current mortgage rates, and apply for a new loan directly from your mobile device. You can also view account information, payment history, and set up automatic payments.

### Is this app free to use?

Yes, the app is free to download and use. There are no in-app purchases or ads mentioned in the provided description.

### What kind of financial information can I access?

You can securely access your account information, view your payment history, see amortization details, and even use an amortization calculator. The app also provides access to view letters related to your loan.

### Can I apply for a new mortgage through the app?

Yes, you can apply for a new loan directly from your mobile device through the app. This streamlines the process of exploring new mortgage options.

### Who is this app designed for?

This app is designed for individuals who currently have a mortgage loan through Provident Funding or are interested in applying for a new mortgage with them. It provides convenient tools for managing existing loans and exploring new ones.

## Version history (last 5 releases)

### 5.8.0 — 2026-07-23

Updated Framework

### 5.7.4 — 2025-10-02

Updated Framework

### 5.7.2 — 2024-12-17

Bug fixes
Framework updates

### 5.7.1 — 2024-02-12

Big fixes

### 5.7.0 — 2023-11-20

Updated Framework

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## More apps by Provident Funding Associates, L.P.

- [Provident Funding Broker](https://appshunter.io/ios/app/provident-funding-broker/id554192301)

All apps by Provident Funding Associates, L.P.: https://appshunter.io/developer/554192304

## Related topics

[provident fund](https://appshunter.io/ios/topics/provident-fund) · [provident funding](https://appshunter.io/ios/topics/provident-funding) · [provident mortgage](https://appshunter.io/ios/topics/provident-mortgage) · [provident funding associates, l.p.](https://appshunter.io/ios/topics/provident-funding-associates-l-p) · [provident funding broker](https://appshunter.io/ios/topics/provident-funding-broker) · [Provident](https://appshunter.io/ios/topics/provident) · [american family funding app](https://appshunter.io/ios/topics/american-family-funding-app) · [provident bank](https://appshunter.io/ios/topics/provident-bank) · [central provident fund board](https://appshunter.io/ios/topics/central-provident-fund-board)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*