# Provincial Credit Union — Formerly Malpeque Bay

> Mobile banking app for account management, payments, and transfers. (iPhone/iPad app by Malpeque Bay Credit Union Ltd.)

- Source: https://appshunter.io/ios/app/provincial-credit-union/id960387179 (this page in markdown: same URL + `.md`)
- Developer: [Malpeque Bay Credit Union Ltd](https://appshunter.io/developer/960387178)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.88/5 from 8 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 49 MB
- Languages: English, French, Spanish
- Released: 2015-04-24
- Data updated: 2026-07-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/provincial-credit-union/id960387179/reviews.md

## What is Provincial Credit Union?

Get instant and secure access to your accounts, deposit cheques, pay your bills and transfer money with the Malpeque Bay Credit Union mobile banking app. View your account balances onscreen without even having to log in, convenient for when you’re standing in the checkout line. 

Everyday banking in the palm of your hand, no matter where you are. 

FEATURES INCLUDE

QUICKVIEW
View account balances without logging in when QuickView is enabled. 

ACCOUNT DETAILS
View your account activity and recent transactions. 
Manage multiple accounts. 

BILL PAYMENTS
Pay bills now or set up payments for the future. Add and delete payees. 

REMOTE DEPOSIT*
Deposit Anywhere™ – deposit cheques using the mobile banking app. 
 
SCHEDULED TRANSACTIONS
Scheduled payments: view and edit upcoming bills and transfers. 

TRANSFERS
Transfer funds now, later or set up as recurring transfers. 
Use INTERAC ® e-Transfer to send money securely via email or text.
Import contacts from your smartphone and add them as INTERAC® e-Transfer recipients.

MESSAGES
View messages and important notifications from the Credit Union. 

ATM LOCATOR
Pay us a visit using the Branch/ATM locator utilizing your phone’s GPS. 

FINANCIAL CALCULATORS
Access financial calculators without the need to login in to the mobile banking app. 

ACCESS
You log in to the app with the same membership details as online banking and once you log out or close the app, your secure session will end. Learn more about how we keep your information secure. 
To take advantage of the full functionality of this app, you must already be registered and have logged in to online banking. If you are not an online banking member, you can still use the Branch/ATM locator, Rates and our Contact Us information. 

SECURITY
Bank securely and with confidence. Our mobile banking app uses the same high level of security as our online banking. For information on security, please see our security section on our website. 

PRIVACY
Your privacy is important to us. We never use your information for any other purpose other than delivering financial services to you. For information on our Privacy Policies, and how we keep your information safe, please see our privacy section on our website. 

LEGAL
If you install the Malpeque Bay Credit Union mobile banking app, then you must review and are subject to the terms and conditions found on our website, and the Membership Terms and Conditions that you would have received when your account was opened. If you would like to obtain an updated copy of the Membership Terms and Conditions, please contact us.
By downloading the credit union mobile banking application, you consent to the installation of this app, its future updates and upgrades. You can withdraw you consent at any time by deleting the app.

FEES
There is no charge for the app but mobile data downloading and internet charges may apply. Check with your mobile phone provider for details. 


*The Deposit Anywhere feature uses the camera function on the mobile device

INTERAC  e-Transfer is a trademark of Interac Inc. used under licence by Malpeque Bay Credit Union Deposit Anywhere™ is a registered trademark of Central 1 Credit Union used under licence by Malpeque Bay Credit Union

## Key features

- Quick account balance view
- Cheque deposit via mobile
- Bill payment scheduling
- Fund transfers (now, later, recurring)
- INTERAC e-Transfer
- ATM and branch locator
- Financial calculators

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/provincial-credit-union/id960387179/reviews.md

### 1/5 — Outdated

*2024-11-17, version 16.1.37*

Very outdated and slow

### 5/5 — Join Credit Union in Kensington a year ago

*2024-09-05, version 16.1.18*

Once my mother and myself changed banks and joined Malpeque BayCredit Union, we never looked back, the only regret was, why did we take so long to change banks????
They are kind, friendly, they recognize us as customers, people, not a number! 
Thank you and please never change!
The financial advice we were given, has made us money, simple and easy to understand banking!
Kathy MacKay

### 3/5 — Login

*2023-09-16, version 16.1.18*

I like the app. But it seems like I have to login in twice every time to get in. It rarely lets me in on the first try.

### 5/5 — Thank you Credit Union

*2021-09-03, version 15.2.44*

User friendly and Always feel secured using credit union online banking.  

Thank you Credit Union.

### 5/5 — Works great!

*2017-10-29*

Love that MBCU has an app!  It is so much more convenient than the web site. It works great!  Haven't had any issues at all.

## Frequently asked questions about Provincial Credit Union

### What is Provincial Credit Union's mobile app?

Provincial Credit Union's mobile app provides secure access to your accounts for everyday banking. You can view balances, deposit cheques, pay bills, and transfer funds from your smartphone or tablet.

### Is Provincial Credit Union app free to download?

Yes, the Provincial Credit Union app is free to download. While there is no charge for the app itself, mobile data downloading and internet charges may apply, so check with your mobile provider for details.

### How secure is the Provincial Credit Union app?

The app uses the same high level of security as online banking to ensure your financial information is protected. Your secure session ends when you log out or close the app.

### Can I deposit cheques with the Provincial Credit Union app?

Yes, the app features 'Deposit Anywhere™', allowing you to deposit cheques using your mobile device's camera. This feature requires access to your phone's camera.

### How often is the Provincial Credit Union app updated?

The app was last updated on November 8, 2024, with version 16.1.37. Updates and upgrades are provided to enhance functionality and security, and you consent to these by installing the app.

### What devices support the Provincial Credit Union app?

The Provincial Credit Union app is available for iPhone, iPad, and iPod devices. It is designed for iOS users who need mobile access to their banking services.

### Does Provincial Credit Union app have ads?

No, the Provincial Credit Union app does not contain advertisements. It is designed to provide a clean and focused banking experience without any ad interruptions.

### What financial calculators are available in the Provincial Credit Union app?

The app offers access to various financial calculators without requiring a login. These tools can help you with planning and understanding your finances directly within the app.

## Version history (last 5 releases)

### 16.1.37 — 2024-11-08

Bug fixes and improvements

### 16.1.18 — 2023-09-05

Apple Pay - you can now add your Malpeque Bay debit Mastercard/ debit card to Apple Pay on your iPhone or Apple Watch to pay for purchase.

### 16.1.02 — 2022-05-25

Évangéline-Central, Malpeque Bay, Provincial and Tignish are officially one and will operate under the name Provincial Credit Union.

While the credit union name is not new for all members, we are excited to launch a new stronger Provincial Credit Union - one that builds on the success of our four legacy credit unions, remain rooted in our local focus and ready to lead the financial services industry in how we serve our members and community.

Welcome to the new Provincial Credit Union.

### 16.1.01 — 2022-04-18

Évangéline-Central, Malpeque Bay, Provincial and Tignish are officially one and will operate under the name Provincial Credit Union.
While the credit union name is not new for all members, we are excited to launch a new stronger Provincial Credit Union - one that builds on the success of our four legacy credit unions, remain rooted in our local focus and ready to lead the financial services industry in how we serve our members and community.
Welcome to the new Provincial Credit Union.

### 15.2.44 — 2021-08-20

v15.2 is a significant step forward for the Malpeque Bay Credit Union Ltd. Mobile App. Among the improvements are:
* multiple security enhancements
* improved performance
* new auto-photo feature for cheque deposit function
* fixes issue with incorrect keyboard (with comma instead of period) being shown when entering amounts
* fixes dark mode issues with date picker
* fixes multiple minor layout, interaction, and display issues

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*
