# PSB UnIC Biz — PSB UnIC Biz

> Digital banking platform for corporate customers of Punjab & Sind Bank. (iPhone/iPad app by PUNJAB AND SIND BANK.)

- Source: https://appshunter.io/ios/app/psb-unic-biz/id1606960286 (this page in markdown: same URL + `.md`)
- Developer: [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222)
- Category: Finance
- Price: Free
- Rating: 2.88/5 from 115 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 117 MB
- Languages: American English, Catalan, French (France), German (Germany), Italian, Polish, European Portuguese, Chinese (Simplified, China), European Spanish
- Released: 2022-03-04
- Data updated: 2026-08-14
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/psb-unic-biz/id1606960286/reviews.md

## What is PSB UnIC Biz?

PSB UnIC Biz Digital Banking Solution is the new digital initiative of Punjab & Sind Bank for its Corporate Customers. It comprises of Internet Banking, Mobile Banking, UPI & IMPS and offers single login across all platforms. It caters to all your digital banking needs and provides uniform look and feel across all the platforms.  PSB UnIC Biz mobile banking app is a one stop solution to Send money, View account details, Generate statement, Invest in Term deposits, Manage debit card, Cheque services and many other exclusive services at your fingertips. PSB UnIC Biz App allows transferring funds instantly within and outside bank accounts using UPI, NEFT, RTGS,MMID and IMPS.  

Below are some features of PSB UnIC Biz App: 
• Single login for Web and Mobile app. Login using Biometric or MPIN option can be used for PSB UnIC Biz App. 
• Instant Self-accounts and Within Bank transfer. 
• Instant Payment upto Rs 10,000/- via UPI & IMPS without adding Payee.
• Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: IMPS, NEFT, RTGS, MMID & UPI.
• Manage your Payees hassle free.
• Pay EMI, Pay Advance EMI or Pay Loan overdue amount instantly.
• Investing in Bank’s Term Deposits. Open and close an online Fixed Deposit or online Recurring Deposit instantly.
• Debit card management- Manage your debit card limits and control the usage online. 
• Apply for a new Debit card, Hotlist a card or upgrade your card online.
• Request for a new Cheque book instantly. 
• Pre-Intimate the issuance of cheques using Positive Pay. 
• Stop a cheque, enquire inward and outward cheque status 
• Generate bank statement, TDS certificate, Balance certificate instantly.
• Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments.
• Debit Freeze your account in case of any suspicious activity.  
Bank will be adding more features in the PSB UnIC Biz Digital Banking Solution. Web version of PSB UnIC Biz can be accessed through https://psbomnigateway.onlinepsb.co.in/PSB/#/nliLanding, Corporate Banking  For any feedback, queries or issues pertaining to PSB UnIC Biz, please write to omni_support@psb.co.in

## Key features

- Single login for web and mobile
- Biometric and MPIN login options
- Instant fund transfers via UPI, IMPS, NEFT, RTGS
- Debit card management and application
- Cheque services and positive pay
- Term deposit investments
- Account statement generation

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/psb-unic-biz/id1606960286/reviews.md

### 2/5 — Not working properly

*2026-07-15*

After reinstalling the app is performing very poorly. Auto logging out and in between transactions otp is coming after app is logged out.

**Developer response:** Hi, Sorry about the inconvenience. Try reinstalling the app. In case the issue still persists, kindly send the details to omni_support@psb.bank.in along with the contact details so that we check this.

### 1/5 — Poor

*2026-02-27*

Does not sign up many a times and does not transfer funds!

**Developer response:** Hi, what problem did you face in the app? Please write to us at omni_support@psb.bank.in. We will try to help you immediately.
Hey, thanks for writing a review Your feedback is invaluable in our quest for improvement.

### 1/5 — Not working properly

*2026-01-17*

During Upi registration app collapsed every time and bottom functions are not working.

**Developer response:** We apologize for the inconvenience caused. Kindly share a detailed description of the issue, along with the relevant account details and a screenshot, at omni_support@psb.bank.in. This will help us understand the matter thoroughly and ensure a prompt resolution.

### 3/5 — Speed & connect

*2025-09-08*

Pls update is important not working lot of times pls speed up. take more data sarvar space & speed up . 
software have Boggs pls update . 
Some net banking also not working .
My friends also facing same problem

**Developer response:** We'd like to connect with you directly to understand your concerns better. Please email us at omni_support@psb.co.in and our team will prioritize your issue.

### 1/5 — Due to technical issue, bank is facing downtime

*2025-08-19*

Same message since I installed this app, seems useless

**Developer response:** Kindly share your issue along with registered mobile number, customer id at omni_support@psb.co.in, so that we may resolve the problem at earliest -Team Punjab & Sind Bank.

### 5/5 — Easy to use

*2025-07-15*

User friendly app

**Developer response:** It is delightful to hear such positive words and it’s always a pleasure to serve our users.

### 5/5 — Banking app

*2025-07-15*

Really smith and awesome …very handy

**Developer response:** Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

### 1/5 — App doesn’t work properly

*2025-02-18*

Worst bank app ever .. please delete your app and also your bank

**Developer response:** Hi, We would like to connect with you and resolve the issues you're facing in the app. Can you provide us your customer ID or mobile number at omni_support@psb.co.in so that we can reach out.

### 1/5 — Not working

*2025-02-07*

Due to technical issue bank is facing some down time 
This message always show when open the app

**Developer response:** We'd love the opportunity to rectify this. Could you kindly reach out to us at omni_support@psb.co.in? We're committed to addressing your concerns promptly and finding a solution.

### 1/5 — I Phone unable to open corporate account

*2024-05-10*

We are using I Phone unable to login

**Developer response:** Kindly share your issue along with registered mobile number, customer id at omni_support@psb.co.in, so that we may resolve the problem at earliest -Team Punjab & Sind Bank.

## Frequently asked questions about PSB UnIC Biz

### What is PSB UnIC Biz?

PSB UnIC Biz is a digital banking initiative by Punjab & Sind Bank for its corporate customers. It offers a unified platform for internet banking, mobile banking, UPI, and IMPS, providing a single login for all services.

### What types of fund transfers does PSB UnIC Biz support?

PSB UnIC Biz supports instant fund transfers within and outside bank accounts using UPI, NEFT, RTGS, MMID, and IMPS. You can make instant payments up to Rs 10,000 via UPI & IMPS without adding a payee.

### How can I manage my debit card with PSB UnIC Biz?

With PSB UnIC Biz, you can manage your debit card limits, control its usage online, apply for a new debit card, hotlist a card, or upgrade your card directly through the app.

### Does PSB UnIC Biz offer investment options?

Yes, PSB UnIC Biz allows you to invest in the bank's Term Deposits. You can instantly open and close online Fixed Deposits or Recurring Deposits through the platform.

### What are the security features of PSB UnIC Biz?

PSB UnIC Biz offers biometric and MPIN login options for secure access. It also allows you to debit freeze your account in case of any suspicious activity.

### How often is PSB UnIC Biz updated?

The latest version of PSB UnIC Biz is 1.4.7, last updated on May 12, 2026. The bank is continuously adding more features to the digital banking solution.

### What is the user rating for PSB UnIC Biz?

PSB UnIC Biz has a rating of 2.9 stars from 115 ratings. This suggests a mixed user experience, with some users finding value and others encountering issues.

### Is PSB UnIC Biz available on multiple platforms?

PSB UnIC Biz provides a uniform look and feel across all platforms, including a web version accessible via a specific URL and a mobile banking app for supported devices like iPhones.

## Version history (last 5 releases)

### 1.4.7 — 2026-05-12

- Bugs Fixes

### 1.4.6 — 2025-10-30

Bugs Fixes.

### 1.4.5 — 2025-10-17

Bugs Fixes

### 1.4.4 — 2025-02-04

Bugs Fixes

### 1.4.1 — 2024-05-13

Bugs Fixes

## More apps by PUNJAB AND SIND BANK

- [PSB UnIC](https://appshunter.io/ios/app/psb-unic/id1597657276)
- [PSB MITRA](https://appshunter.io/ios/app/psb-mitra/id6744103562)
- [PSB Kutumb](https://appshunter.io/ios/app/psb-kutumb/id6759480691)

All apps by PUNJAB AND SIND BANK: https://appshunter.io/developer/1475907222

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*
