# PulNama: Smart Business Ledger — Customer credit and ledger

> Customer credit and ledger (iPhone/iPad app by Amotarget Teknoloji Sanayi ve Ticaret Limited Sirketi.)

- Source: https://appshunter.io/ios/app/pulnama-smart-business-ledger/id6767249897 (this page in markdown: same URL + `.md`)
- Developer: [Amotarget Teknoloji Sanayi ve Ticaret Limited Sirketi](https://appshunter.io/developer/1896442906)
- Category: Productivity, Business
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 80 MB
- Languages: American English
- Released: 2026-08-20
- Data updated: 2026-10-19

## What is PulNama?

PulNama is a smart business ledger and management app built for shops and growing businesses.

Keep customer credit, collections, payments, outstanding balances, multiple currencies, and cash flow organized in one clear workspace. Replace scattered paper ledgers with records that are easier to review, share and keep up to date.

KEY FEATURES

• Customer accounts
See each customer’s credit history, payments, due dates and outstanding balances.

• Fast transaction entry
Record a credit sale or payment quickly, with the amount, currency, date and notes.

• Clear digital receipts
Create a receipt for each transaction, then download or share it with the customer.

• Multiple currencies
Keep AFN, USD, PKR, TRY, IRR, TJS, EUR and other currency balances separate and clear.

• Reports and trends
Review credit issued, collections, transaction activity and business performance over time.

• Smart cash-flow alerts
Identify risky accounts and weak collection patterns before they become a larger problem.

• Smart business services
Use smart settlement, customer debt transfer, market-price information and group-buying opportunities where available.

• Offline-first operation
Continue recording essential business activity without internet and sync when a connection returns.

• Business modes
PulNama can adapt to general shops, fuel stations, pharmacies and other multi-currency businesses.

PulNama is a record-keeping and business-management tool. It does not issue loans, hold funds, process card or bank payments, transfer money, execute foreign-exchange transactions or provide investment services. Smart settlement calculates and records mutually agreed offsets between existing ledger balances; no funds move through PulNama.

Some smart services may vary by country, region and participating businesses.

## Is PulNama safe?

Not enough ratings yet to assess PulNama.

## Is PulNama legit?

PulNama: Smart Business Ledger has limited verification signals. The AppsHunter Legitimacy Score for PulNama is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-08-24

Customer statement
Get a full PDF statement for any customer — every credit and payment with date, description and running balance — and send it straight to their WhatsApp.

Two-way balance
If your shop owes a customer and you then record a credit, it settles that debt first and only the remainder is recorded. Each currency is handled separately.

Shop debt to customer
When a customer overpays or has no debt, that amount is recorded as your debt to them and shown in the statement.

Fixes
- Google and Apple sign-in works after reinstalling
- Customer profile no longer opens blank
- Large amounts display correctly in reports
- Recording payments on slow connections improved

### 1.0.0 — 2026-08-20

No release notes.

## Apps similar to PulNama

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Yaploo](https://appshunter.io/ios/app/yaploo/id6809487657) | — | Free | Productivity |
| [Madahzadeh](https://appshunter.io/ios/app/madahzadeh/id6806851214) | 5.0 (1) | Free | Productivity |
| [Calend: Daily Planner & Focus](https://appshunter.io/ios/app/calend-daily-planner-and-focus/id6759506159) | — | Free | Productivity |
| [SoloInc: Solo Business Manager](https://appshunter.io/ios/app/soloinc-solo-business-manager/id6760809227) | — | Free | Productivity |
| [MEL Ledger](https://appshunter.io/ios/app/mel-ledger/id6798226422) | — | Free | Productivity |
| [To Dos List](https://appshunter.io/ios/app/to-dos-list/id349752683) | 3.0 (1) | Free | Productivity |

## Related topics

[smart business](https://appshunter.io/ios/topics/smart-business)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-19.*