# Punto Pago — Simple wallet and marketplace. > Digital wallet and marketplace for virtual Mastercard debit cards and local product purchases. (iPhone/iPad app by PUNTO PAGO PANAMA, S.A..) - Source: https://appshunter.io/ios/app/punto-pago/id1415876448 (this page in markdown: same URL + `.md`) - Developer: [PUNTO PAGO PANAMA, S.A.](https://appshunter.io/developer/1415876447) - Category: Lifestyle, Shopping - Price: Free - Rating: 4.70/5 from 201 App Store ratings · 15 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 132 MB - Languages: American English, European Spanish - Released: 2018-08-06 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/punto-pago/id1415876448/reviews.md ## What is Punto Pago? Punto Pago is an innovative app that provides a convenient and fast way to issue Mastercard debit and virtual cards, as well as a marketplace with over 120,000 products and more than 105 categories. It promotes a new way of buying online from local businesses and retailers, based on fair trade principles. The app includes a variety of features, such as: • Free and fast Mastercard issuance and approval within 2 minutes, eliminating the need to go to a bank. • A marketplace with unique offers on products from various categories, with the option for free delivery. • A wallet feature for easy online shopping, paying for services, and earning cashback. Punto Pago Mastercard holders can also enjoy additional benefits such as: • Free card delivery to your doorstep or at any Punto Pago kiosks. • Free card maintenance and the ability to freeze and control expenses at any time through the app. • Smart integration with the Punto Pago wallet. The app also offers secure and protected payment options, a refund guarantee for any issues with products, and a dedicated customer service team to assist with any questions or concerns. To learn more about Punto Pago, visit their website at www.puntopago.net, contact them via email at info@puntopago.net, or call them at (507) 399 3999. They also have a WhatsApp number 6262-5817 for support. ## Key features - Free Mastercard issuance - Virtual debit cards - Online marketplace - Cashback rewards - Secure payments - Free card delivery ## Recent user reviews (10 of 15) All indexed reviews: https://appshunter.io/ios/app/punto-pago/id1415876448/reviews.md ### 5/5 — Excelente *2025-12-26, version 2.48.0* Buenas opciones de billetera digital, transacciones y compras rápidas ### 5/5 — Easy and useful *2025-07-18* I love it! you can pay whatever u want the virtual Mastercard is awesome for online purchase ### 1/5 — Terrible app *2025-04-21* No la recomiendo ni para vender en ella ni para comprar hay muchos productos ficticios para vender en ella las comisiones están fuera de rango ### 5/5 — Muy buena *2025-02-14, version 2.33.0* Funciona muy bien para envios a Colombia com 2 giros gratis ### 1/5 — Basura de servicio al cliente *2024-06-25* No responden y si lo hacen demoran como 9 horas en hacerlo. Vaya manera de preocuparse por sus clientes. ### 1/5 — ! *2023-09-29* El servicio de atención al cliente de esta aplicación es muy pobre, tardan horas en responder a tus mensajes y el servicio es muy pobre, incluido el servicio al cliente si recargas tu tarjeta y supera el límite allí diciéndote que esperes un mes antes de recuperarla, ¿qué pasa si tú y la emergencia y esa es la última? Todavía tienes que esperar un mes antes de poder recibir tu dinero si lo recibes de vuelta ### 5/5 — Excelente!!! *2023-07-05* Brutal, rapida, facil de usar, te permite pagar con tarjetas de crédito casi todo…. Muy recomendada ### 5/5 — App favorito *2022-07-01* amo esta aplicación porque ahorra mi tiempo, siempre fácil de pagar servicios y además ya puedo hacer compras. **Developer response:** Gracias Anna por tu comentario, esto nos motiva cada día mas a ser mejores. feliz día. ### 5/5 — Ok *2020-12-10* Excelente app me gusta en entorno y como fue creada ### 5/5 — Nargiz *2020-12-06* Si quieres enviar plata es una buena alternativa, aunque solo entorno cerrado ## Frequently asked questions about Punto Pago ### What does Punto Pago do? Punto Pago is an app that provides a digital wallet and an online marketplace. It allows users to issue Mastercard debit and virtual cards quickly and easily. The marketplace offers a wide selection of products from local businesses, promoting fair trade principles. ### What are the key features of Punto Pago? Key features include free and fast Mastercard issuance within 2 minutes, a marketplace with over 120,000 products, cashback rewards on purchases, secure payment options, and free card delivery. Users can also manage expenses and freeze cards through the app. ### Is Punto Pago free to use? Yes, the app is free to download and use. There are no charges for card issuance, maintenance, or delivery. The app also does not feature in-app purchases or advertisements, making it a completely free service for users. ### Who is Punto Pago for? This app is designed for individuals who want a simple and fast way to manage their finances, shop online, and access unique products from local businesses. It's ideal for those who value convenience, security, and fair trade practices. ### How do I get a Mastercard with Punto Pago? You can issue a Mastercard debit or virtual card directly through the app. The process is free and fast, with approval typically taking less than 2 minutes. You do not need to visit a bank to obtain a card. ## Version history (last 5 releases) ### 2.56.1 — 2026-08-13 • You can now view the history of your debit card installment purchases and payments in a more organized way, directly in the installment payments section. • Performance and stability improvements: we optimized the app and fixed common issues. ### 2.56.0 — 2026-08-05 • You can now view the history of your debit card installment purchases and payments in a more organized way, directly in the installment payments section. • Performance and stability improvements: we optimized the app and fixed common issues. ### 2.55.0 — 2026-06-29 • You can now view the history of your debit card installment purchases and payments in a more organized way, directly in the installment payments section. • Performance and stability improvements: we optimized the app and fixed common issues. ### 2.54.6 — 2026-06-18 • Added Payment Link: accept Cuotas installment payments remotely. • And as always, bug fixes and performance improvements for a faster, smoother experience. ### 2.54.5 — 2026-06-10 • Added Payment Link: accept Cuotas installment payments remotely. • And as always, bug fixes and performance improvements for a faster, smoother experience. ## Apps similar to Punto Pago | App | Rating | Price | Category | | --- | --- | --- | --- | | [Munily - Gestión de Edificios](https://appshunter.io/ios/app/munily-gestion-de-edificios/id1434349453) | 4.1 (74) | Free | Lifestyle | | [Shopline Panamá](https://appshunter.io/ios/app/shopline-panama/id6479540060) | 5.0 (4) | Free | Lifestyle | | [Costo Plus](https://appshunter.io/ios/app/costo-plus/id1639601808) | — | Free | Lifestyle | | [Be you Steven’s](https://appshunter.io/ios/app/be-you-stevens/id1304957821) | 4.9 (7) | Free | Lifestyle | | [Campeon pass](https://appshunter.io/ios/app/campeon-pass/id1486676632) | 5.0 (3) | Free | Lifestyle | | [Club Coffee Bean Panamá](https://appshunter.io/ios/app/club-coffee-bean-panama/id1412509011) | 4.9 (8) | Free | Lifestyle | ## Related topics [punto pago](https://appshunter.io/ios/topics/punto-pago) · [belcorp](https://appshunter.io/ios/topics/belcorp) · [zinli](https://appshunter.io/ios/topics/zinli) · [banistmo](https://appshunter.io/ios/topics/banistmo) · [pago directo](https://appshunter.io/ios/topics/pago-directo) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*