# PureSpend: Smart Budgeting — Your Numbers. Clarified. > Private iOS personal finance tracker for budgeting, debt management, and spending insights. (iPhone/iPad app by JORGE LUIS FRANCO.) - Source: https://appshunter.io/ios/app/purespend-smart-budgeting/id6774758863 (this page in markdown: same URL + `.md`) - Developer: [JORGE LUIS FRANCO](https://appshunter.io/developer/6774758865) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 26.5 · 3 MB - Languages: American English - Released: 2026-06-02 - Data updated: 2026-06-25 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/purespend-smart-budgeting/id6774758863/reviews.md ## What is PureSpend? PureSpend is a simple but powerful and 100% private personal finance tracker designed exclusively for iOS. Now including daily spend tracking! Log your daily purchases in seconds. The app smartly categorizes your expenses as "Needs" or "Wants" and deducts them from your budget limits automatically. Know Your True Cash Flow, PureSpend instantly calculates your "Unallocated Cash"—the exact guilt-free amount you have left over after all fixed needs, goals, and debts are paid. PureSpend mathematically analyzes your balances to surface the exact "Target Debt" to attack each month, allowing you to easily toggle between the Snowball and Avalanche methods. Actionable Insights Your money shouldn't sit idle. PureSpend constantly scans your budget to identify idle cash, high fixed costs, and overspending, giving you highly targeted "Smart Cards" to optimize your financial life. 100% Private. No Bank Logins. Your data is yours. PureSpend operates completely offline using Apple’s secure SwiftData framework. We don’t ask for bank passwords, we don't connect to your checking accounts, and we never sell your data. Export your entire history to CSV at any time. ## Key features - Daily spend tracking - Automatic expense categorization (Needs/Wants) - Unallocated cash calculation - Target debt identification (Snowball/Avalanche) - Actionable financial insights - 100% private and offline operation ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Small Tip | $1.99 | one-time | | Medium Tip | $4.99 | one-time | | Large Tip | $9.99 | one-time | ## Frequently asked questions about PureSpend ### What is PureSpend? PureSpend is a personal finance tracker designed for iOS that helps you log daily purchases, categorize expenses, and manage your budget. It focuses on providing insights into your spending habits and debt repayment strategies. ### Is PureSpend free to use? Yes, PureSpend is free to download and use. It also offers in-app purchases for additional features or content. ### Does PureSpend require bank logins? No, PureSpend operates completely offline and does not require any bank logins or connections to your financial accounts. Your data is kept private and secure. ### What devices does PureSpend support? PureSpend is available for iPhone and iPad devices, running on iOS. ### How often is PureSpend updated? The latest version of PureSpend is 1.2.1, and it was last updated on June 9, 2026. Updates typically include bug fixes and feature enhancements. ### Can I export my data from PureSpend? Yes, you can export your entire financial history from PureSpend to a CSV file at any time, allowing you to keep a backup or analyze your data elsewhere. ### What are the 'Needs' and 'Wants' categories in PureSpend? PureSpend categorizes your expenses as 'Needs' (essential spending) or 'Wants' (discretionary spending). This helps you understand where your money is going and make informed decisions about your budget. ### How does PureSpend help with debt? PureSpend mathematically analyzes your balances to identify the exact 'Target Debt' to attack each month. You can easily toggle between the Snowball and Avalanche debt repayment methods within the app. ## Version history (last 5 releases) ### 1.2.1 — 2026-06-09 Quick hot fix for smooth database migration after updating app. Thank you for trying out the app! ### 1.2.0 — 2026-06-08 Redesigned the Dashboard to integrate your budgets right alongside your daily tracking, added Face ID security, introduced custom categories for Savings and Debt, and squashed several underlying bugs for a faster, smoother experience. ### 1.1.1 — 2026-06-05 What’s New in 1.1.1: Thank you for using PureSpend! This update includes a few quick refinements to keep your budgeting smooth and reliable. ### 1.1 — 2026-06-04 • Smarter Budgets: Instantly toggle between Monthly and Yearly budget overviews. • Advanced Expense Tracking: New powerful sorting and filtering tools—quickly isolate your Wants vs. Needs or sort by highest expense. • Dynamic Bonus Handling: Log one-time windfalls and choose exactly how they impact your cash flow. • Enhanced Visuals: Beautiful new UI cards and responsive charts that scale with your spending habits. ### 1.0 — 2026-06-03 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-25.*