# Purple - Banking & Benefits — Mobile banking, ABLE, SNAP EBT

> Financial management app for banking, benefits, and savings. (iPhone/iPad app by Purple Financial, Inc..)

- Source: https://appshunter.io/ios/app/purple-banking-and-benefits/id6452120048 (this page in markdown: same URL + `.md`)
- Developer: [Purple Financial, Inc.](https://appshunter.io/developer/1698763379)
- Category: Finance
- Price: Free
- Rating: 3.85/5 from 13 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 53 MB
- Languages: English
- Released: 2024-04-18
- Data updated: 2026-06-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/purple-banking-and-benefits/id6452120048/reviews.md

## What is Purple?

Start saving for a better life with Purple.

Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC. The Purple Mastercard® Debit Card is issued by OMB Bank, Member FDIC, pursuant to license from Mastercard.

CHECKING ACCOUNT
View your balance, transactions and how much money you've spent in the past month at a glance.

EARLY DIRECT DEPOSIT
Get your Social Security benefits faster. Switch your SSI or SSDI direct deposit to Purple and your benefits may arrive up to 4 days early¹. Other direct deposits, like paychecks, may arrive up to 2 days early¹.

SPENDING CONTROLS
Take control of your spending. Spending controls let you set daily, monthly, and category-specific limits. They put you in charge of how much you spend, when you spend it, and where.

INCOME MONITORING²
Working and receiving benefits? Purple will monitor your bank account to help you stay under the SSA’s Substantial Gainful Activity (SGA) income limit.

EBT ACCOUNT
Link your SNAP EBT (food stamps) card to Purple so that you can view your SNAP and EBT Cash balances in one spot. Gone are the days of dialing the number on the back of your EBT card.

MEET PURPLE COMPANION³: YOUR FINANCIAL GUIDE
Navigating finances doesn’t have to be complicated. Your Purple Companion is here to simplify it. Whether you have questions about disability benefits, ABLE accounts, EBT SNAP eligibility, or anything else, get the answers you need - when you need them.

DOCUMENT STORAGE
Securely store SSA notices, appointment notes, receipts and other documentation in app. View your uploads on an organized timeline for accurate record keeping. Export and share documents with ease whenever you need to.

ABLE SAVINGS (Coming Soon)
The Purple ABLE Savings account is a way to save for eligible expenses and keep the benefits you rely on every day.

SMART QDE ROUTING (Coming Soon)
No need to worry if your purchase is a Qualified Disability Expense (QDE). Turn on Smart QDE Routing and Purple will automatically fund a purchase from the most tax-advantaged account.

AUTO SAVE (Coming Soon)
Enable Auto Save to move money from your Checking account to your ABLE Savings account at the end of the month to stay under the $2,000 asset limit.

---

¹ Early access is not guaranteed, depends on payer timing, and standard processing times may apply. We generally make funds available on the day we receive the payment file, which may be up to 4 days early for government benefits like SSI or SSDI, and up to 2 days early for other deposits. Early access is available at no additional cost.

² Income Monitoring is for informational purposes only and may not capture all income sources or reporting requirements. Please continue to track your income and consult the SSA for any concerns about your benefits.

³ Purple Companion is intended for informational purposes only and should not be considered legal, financial, or tax advice. Please consult a qualified professional for personalized guidance.

Coming soon features are currently in development and subject to change without notice.

## Key features

- Early direct deposit
- Spending controls
- Income monitoring
- SNAP EBT card linking
- Document storage
- Financial guide

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/purple-banking-and-benefits/id6452120048/reviews.md

### 5/5 — Rough start but I love this app!

*2026-05-03*

I’ve been using this app since the end of Feb 2026 and this is my opinion: 

My previous banking app is closing in June so I was in search of a bank who paid me 4 to 5 days early just like them… My search lead me to the purple app. Sign up was rough, it wasn’t verifying me so I had to talk to a representative. After that I was verified and I was able to get my SSI check switched over. I actually like this app! We get a virtual card as well as a physical card and each of these cards can be linked to billing services, streaming services, and food apps in the card section of the app! It also lets you know what day your check is coming; so far that’s been consistent for me and I’ve been getting paid four days early. There’s a section to upload documents like receipts, SSA paperwork, etc. They also have a feature that if you’re working and receiving benefits it’ll help you stay under the SGA limit! Draw back: there is no savings account (yet). So all you have is a checking account. I personally don’t have an issue with that since they are getting ready to add that feature soon. So I give this app 5/5 stars as someone who is on disability. 

If anything changes I will come back and update my review.

### 1/5 — App keeps crashing

*2026-04-23*

I just signed up for an account for my SSI benefits and i keep trying to log in but the app constantly crashes this needs to be fixed

### 1/5 — Couldn’t get past linking banks screen before app glitched

*2025-09-18*

I tried to sign up twice. I thought it was something I did. Got to link bank screen twice. Glitched. So not trying again. Moving on. Will find something else somewhere. App too glitched. DONT RECOMMEND

### 1/5 — Spammer

*2025-05-10*

They are spammer close my account for no reason cuz ask question don’t trust them or sign up with them

### 5/5 — Life savor for my kid

*2024-05-23*

This app is really a life savor for my kid. Having all benefits centralized in one platform as well as my son’s ABLE account is amazing!

## Frequently asked questions about Purple

### What banking services does Purple offer?

Purple provides banking services through OMB Bank, Member FDIC. It allows users to view balances, transactions, and spending history. The app also offers early direct deposit for government benefits and paychecks.

### How does Purple help with spending control?

Purple's spending controls allow users to set daily, monthly, and category-specific limits. This feature helps users manage their spending effectively and stay within their budget.

### Can Purple link to my SNAP EBT card?

Yes, you can link your SNAP EBT card to Purple to view your SNAP and EBT Cash balances in one place. This eliminates the need to call the number on the back of your card.

### Does Purple offer financial guidance?

Yes, Purple includes a feature called Purple Companion, which acts as a financial guide. It provides answers to questions about disability benefits, ABLE accounts, and EBT SNAP eligibility.

### How does Purple assist with income monitoring for benefits?

Purple monitors your bank account to help you stay under the SSA's Substantial Gainful Activity (SGA) income limit if you are working and receiving benefits. This is for informational purposes only.

### Is Purple available on Android devices?

Based on the provided data, Purple is currently supported on iPhones. Information regarding Android compatibility is not available.

### How often is Purple updated?

The latest version of Purple is 1.5.11, and it was last updated on March 24, 2026. This indicates a recent update, suggesting ongoing development and support.

### What is the user rating for Purple?

Purple has a rating of 4.0 stars based on 11 ratings. This suggests generally positive user sentiment.

## Version history (last 5 releases)

### 1.8.0 — 2026-05-19

Introducing spending breakdown! 
You can now track your spending across 10 categories.

### 1.7.0 — 2026-05-05

Improvements.

### 1.5.11 — 2026-03-24

Improvements

### 1.5.10 — 2026-03-15

Improvements

### 1.5.9 — 2026-03-10

You can now add categories to your transactions!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-22.*