# Purpose Budget — Zero-Based Envelope Budgeting

> Zero-based envelope budgeting app for comprehensive financial control and tracking. (iPhone/iPad app by Purpose Budget LLC.)

- Source: https://appshunter.io/ios/app/purpose-budget/id6757283854 (this page in markdown: same URL + `.md`)
- Developer: [Purpose Budget LLC](https://appshunter.io/developer/1865790454)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 56 MB
- Languages: English
- Released: 2026-06-10
- Data updated: 2026-07-16
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/purpose-budget/id6757283854/reviews.md

## What is Purpose Budget?

Purpose Budget gives you full control of your finances with zero-based envelope budgeting. Every dollar gets a purpose — assign your income to categories, track your spending, and know exactly where your money goes.

Purpose Budget is a subscription service. New subscribers start with a 2-month free trial; an auto-renewing subscription is required to keep using the app after the trial.

BUDGETING MADE SIMPLE
• Assign every dollar to a category — rent, groceries, savings, and more
• Set monthly targets and track progress toward your goals
• Move money between categories when plans change
• Get alerts when you're overspending or underfunded

CONNECTED ACCOUNTS
• Link your bank accounts securely with Plaid (Premium)
• Transactions import automatically — no manual entry needed (Premium)
• Add manual accounts for cash, investments, or anything else
• Reconcile balances to keep everything accurate

TRACK EVERY TRANSACTION
• See all your transactions in one place across every account
• Categorize, split, and approve transactions with a tap
• Search, filter, and bulk-edit to stay organized
• Smart rules auto-categorize recurring purchases

REPORTS & INSIGHTS
• Net Worth — watch your wealth grow over time
• Spending Analysis — see where your money goes
• Income vs Expenses — track your monthly cash flow
• Category Breakdown — drill into group-level spending

BUILT FOR MOBILE
• Quick-add transactions on the go
• Dark mode support
• Multi-currency support for 20+ currencies
• Works alongside the Purpose Budget web app at purposebudget.com

SUBSCRIPTION DETAILS

Purpose Budget requires an auto-renewable subscription to use. Choose Essential or Premium, billed monthly or annually:
• Essential — zero-based budgeting, unlimited accounts and categories, reports and net worth tracking, and multi-user spaces.
• Premium — everything in Essential, plus bank account synchronization, auto-bill detection, and priority support.

New subscribers get a 2-month free trial. After the trial, your subscription renews automatically at your plan's price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account on confirmation, and you can manage or cancel anytime in your Apple Account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://purposebudget.com/privacy

## Key features

- Zero-based envelope budgeting
- Assign income to categories
- Track spending and goals
- Link bank accounts (Premium)
- Automatic transaction import (Premium)
- Net worth and spending reports
- Multi-currency support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Essential Monthly | $2.99 | per month |
| Essential Annual | $24.99 | per year |
| Premium Monthly | $8.99 | per month |
| Premium Annual | $69.99 | per year |



## Frequently asked questions about Purpose Budget

### What is Purpose Budget?

Purpose Budget is a subscription-based finance app that uses zero-based envelope budgeting to give users full control over their money. It allows you to assign every dollar to a specific purpose, track spending, and monitor financial goals.

### How does the Purpose Budget subscription work?

Purpose Budget requires an auto-renewable subscription after a 2-month free trial. You can choose between Essential and Premium plans, billed monthly or annually, offering different feature sets.

### What are the subscription tiers for Purpose Budget?

The Essential plan includes zero-based budgeting, unlimited accounts/categories, reports, and net worth tracking. The Premium plan adds bank account synchronization, auto-bill detection, and priority support.

### Can I link my bank accounts to Purpose Budget?

Yes, you can link your bank accounts securely with Plaid for automatic transaction import if you subscribe to the Premium plan. Manual accounts can be added for cash or investments.

### What kind of financial reports does Purpose Budget offer?

Purpose Budget provides reports on Net Worth, Spending Analysis, Income vs Expenses, and Category Breakdown to help you understand your financial habits and wealth growth.

### Is Purpose Budget available on multiple devices?

Purpose Budget is available on iPhone and iPod. It also works alongside the Purpose Budget web app, accessible at purposebudget.com.

### How often is Purpose Budget updated?

The latest version of Purpose Budget is 1.1.0, last updated on June 11, 2026. Updates typically include new features, bug fixes, and performance improvements.

### What is the age rating for Purpose Budget?

Purpose Budget has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

## Version history (last 2 releases)

### 1.3.0 — 2026-07-03

Under-the-hood improvements and diagnostics enhancements for better reliability.

### 1.1.0 — 2026-06-11

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-16.*
