# Purpose Payment — Real time payments

> Secure QR code payments that fund charity donations and offer user rewards. (iPhone/iPad app by Purpose Payment.)

- Source: https://appshunter.io/ios/app/purpose-payment/id6778137017 (this page in markdown: same URL + `.md`)
- Developer: [Purpose Payment](https://appshunter.io/developer/1816187415)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 16.6 · 43 MB
- Languages: American English
- Released: 2026-06-16
- Data updated: 2026-09-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/purpose-payment/id6778137017/reviews.md

## What is Purpose Payment?

Purpose Payment – A New Way to Pay and Give Back

Purpose Payment helps you make every purchase more meaningful. Instead of costly credit cards, we use secure bank-linked QR code payments (ACH) to lower fees for merchants — and turn everyday transactions into opportunities to give back.

Each time you pay with Purpose Payment, the merchant’s processing fee is split: one portion supports our platform, and another portion goes to a charity you choose. The donation is always merchant-funded — never from the user — and automatically triggered by the transaction.

To make it even more rewarding, you’ll earn points on every payment. Redeem them for exclusive rewards connected to Athens, GA, and the University of Georgia, like UGA merchandise and local experiences.

Key Features
-Pay merchants instantly with QR codes linked directly to your bank account
-Lower-cost payments for merchants compared to credit cards
-Automatically support charities, student athletes, and local causes (merchant-funded donations)
-Earn reward points and redeem them for Athens & UGA perks
-Secure bank connection powered by Plaid, and ACH settlement through Synovus
-Purpose Payment: Faster payments. Lower fees. Real impact.

## Key features

- Secure bank-linked QR code payments
- Lower merchant processing fees
- Automatic merchant-funded charity donations
- Earn and redeem reward points
- Exclusive local and university-related rewards
- Secure bank connection via Plaid


## Frequently asked questions about Purpose Payment

### How does Purpose Payment handle security for bank connections?

Purpose Payment uses Plaid for secure bank connections, ensuring your financial data is protected. ACH settlement is handled through Synovus, a reputable financial institution.

### Are there any costs associated with using Purpose Payment?

Purpose Payment is free to use. The app is supported by lower fees for merchants, and donations are funded by the merchant, not the user.

### What kind of rewards can I earn with Purpose Payment?

You can earn points on every payment, which can be redeemed for exclusive rewards. These include items like UGA merchandise and local experiences in Athens, GA.

### How are the charity donations funded?

Donations are merchant-funded. A portion of the merchant's processing fee is automatically directed to a charity you choose with each transaction.

### Does Purpose Payment have ads?

No, Purpose Payment does not contain advertisements. The app focuses on providing a seamless payment experience without interruptions.

### What devices does Purpose Payment support?

Currently, Purpose Payment is available for iPhone devices. Support for other platforms may be added in future updates.

### How often is Purpose Payment updated?

The latest version of Purpose Payment is 1.0.1, last updated on August 1, 2026. Updates typically focus on improving features and security.

### What is the user sentiment for Purpose Payment?

Based on the available data, Purpose Payment has a perfect 5.0-star rating from 3 reviews, indicating very positive user sentiment.

## Version history (last 3 releases)

### 1.0.2 — 2026-08-25

- Minor bug fixes and general app improvements

### 1.0.1 — 2026-08-01

- Sign in quickly and securely using Google Sign-In
- Use biometric authentication for more secure access when opening the app
- Minor bug fixes and general app improvements

### 1.0.0 — 2026-06-16

No release notes.

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## More apps by Purpose Payment

- [Purpose Payment](https://appshunter.io/ios/app/purpose-payment/id6746331274)
- [Purpose Merchant](https://appshunter.io/ios/app/purpose-merchant/id6788697874)

All apps by Purpose Payment: https://appshunter.io/developer/1816187415

## Related topics

[apps for ach payments](https://appshunter.io/ios/topics/apps-for-ach-payments)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*