# Pyng > Secure bank-to-bank payments with no surcharges. (iPhone/iPad app by Pyng Payments Pty Ltd.) - Source: https://appshunter.io/ios/app/pyng/id6483862761 (this page in markdown: same URL + `.md`) - Developer: [Pyng Payments Pty Ltd](https://appshunter.io/developer/1740303483) - Category: Finance - Price: Free - Rating: 4.00/5 from 4 App Store ratings · 16 written reviews indexed - Age rating: 12+ - Requires: iOS 15.6 · 42 MB - Languages: American English - Released: 2024-10-03 - Data updated: 2026-08-25 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/pyng/id6483862761/reviews.md ## What is Pyng? A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs. ## Key features - Zero surcharges for users and merchants - Direct payment from bank account - Enhanced security through bank authentication - Set spending limits - QR code payment integration ## Recent user reviews (10 of 16) All indexed reviews: https://appshunter.io/ios/app/pyng/id6483862761/reviews.md ### 5/5 — Love the savings *2026-07-08* Have always disliked card surcharges and very refreshing to have a way to do without paying them! ### 5/5 — 皇茶 *2026-06-30* 还没喝 ### 5/5 — Review *2026-06-08* Good ### 1/5 — Be careful *2026-05-14* After I download and sign in, I did disputed bank and I did not fill up any bank detail ### 5/5 — Real promotion *2026-05-10* The promotion is real, worth it ### 5/5 — Great Signature mango sago *2026-04-09* Tasted great for a sunny hot day highly recommend ### 5/5 — haircut *2026-03-29* excellent ### 1/5 — Missinformation, voucher canot be used *2026-02-14* Hakiki in Burwood said to me the voucher for 1c icecream is cancel from 23:12 14/2/2026 (time that I order) the closed time is 23:30, although I still see it from the app. This is absolutely SCAM if the app just keep advertising about the voucher or other stores just said no voucher applied by Pyng ### 5/5 — Dinner *2026-02-07* Very nice ### 1/5 — terrible app scam *2026-02-03* offers on app says $5 deals turn out paying full price, customer support basically non existent, stay away lots of other better apps ## Frequently asked questions about Pyng ### Does Pyng have ads? Yes, Pyng contains advertisements. As a free service, ads help support its development and operation. ### How secure is Pyng? Pyng uses best-in-class security systems and authenticates through your bank account, minimizing fraud risk. Your money goes directly to the merchant, reducing transaction costs and risks. ### What devices does Pyng support? Pyng is available for iPhone and iPod devices. It was last updated on March 16, 2026. ### What is the age rating for Pyng? Pyng has an age rating of 12+. This indicates it is suitable for users aged 12 and older. ### How do I link my bank account to Pyng? You can securely link your bank account through your own banking app or platform. You can also set a limit on how much money Pyng can debit from your account. ### What is the latest version of Pyng? The latest version of Pyng is 1.15.1, released on October 3, 2024. The app is updated regularly. ### What are the benefits of using Pyng over a credit card? Pyng offers zero surcharges for both users and merchants, saving money. It's also considered safer than a credit card as it's authenticated through your bank and doesn't require transferring funds to a third party. ### What payment methods does Pyng support? Pyng allows you to pay directly from your bank account by scanning a QR code. This provides more control over your spending. ## Version history (last 5 releases) ### 1.20.1 — 2026-08-13 Your quest progress now updates as soon as you pay, and you can pull down or tap refresh on Home and Boosts & Quests to check it any time. ### 1.20.0 — 2026-08-13 Improvements to rewards and agreement management, giving you more control over both. ### 1.18.3 — 2026-08-04 Improvements to the Activity screen, including up-to-date balances immediately after a payment and more reliable error handling. ### 1.18.1 — 2026-07-30 Bug fixes ### 1.18.0 — 2026-07-30 Introducing Pyng Pops — earn rewards automatically every time you pay, track what you've earned, complete quests for bonus Pops, and discover offers from merchants near you. Plus accessibility improvements, and various fixes. ## Apps similar to Pyng | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kogan Money Credit Cards](https://appshunter.io/ios/app/kogan-money-credit-cards/id6471224259) | — | Free | Finance | | [Coposit](https://appshunter.io/ios/app/coposit/id1529241833) | — | Free | Finance | | [On The Monee](https://appshunter.io/ios/app/on-the-monee/id6450246744) | — | Free | Finance | | [Kuber Financial](https://appshunter.io/ios/app/kuber-financial/id1666769547) | — | Free | Finance | | [Karta Gift Cards](https://appshunter.io/ios/app/karta-gift-cards/id1569534092) | 1.0 (1) | Free | Finance | ## Related topics [pyng](https://appshunter.io/ios/topics/pyng) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*