# Pyra - Hold, Earn, Spend

> Asset-based neobank for investing income, earning yield, and accessing credit. (iPhone/iPad app by Genuine Technologies Ltd, Inc.)

- Source: https://appshunter.io/ios/app/pyra-hold-earn-spend/id6747354885 (this page in markdown: same URL + `.md`)
- Developer: [Genuine Technologies Ltd, Inc](https://appshunter.io/developer/1820976314)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 8 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 115 MB
- Languages: English
- Released: 2025-07-01
- Data updated: 2026-07-18
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/pyra-hold-earn-spend/id6747354885/reviews.md

## What is Pyra?

Pyra is an asset-based neobank, allowing you to invest 100% of your income - not just what's left over after expenses. Earn yield, grow your wealth, and get instant access to a secured line of credit through the Pyra card. Fully self-custodial, all on Solana DeFi.

## Key features

- Invest 100% of income
- Earn yield on assets
- Secured line of credit
- Pyra card access
- Self-custodial
- Solana DeFi integration

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/pyra-hold-earn-spend/id6747354885/reviews.md

### 5/5 — The best neo bank

*2025-11-13*

If you are in crypto or looking to get started with a neo bank. Choose pyra.

### 5/5 — Best App Ever

*2025-08-22*

Amazing team and very helpful

## Frequently asked questions about Pyra

### What is Pyra?

Pyra is an asset-based neobank that enables users to invest 100% of their income, earn yield, and access a secured line of credit via the Pyra card. It operates on Solana DeFi and is fully self-custodial.

### How does Pyra allow users to invest 100% of their income?

Pyra functions as an asset-based neobank, meaning it facilitates the investment of your entire income rather than just leftover funds after expenses. This approach aims to maximize wealth growth.

### What kind of credit does Pyra offer?

Pyra provides instant access to a secured line of credit. This credit is accessible through the Pyra card, allowing users to leverage their assets for liquidity.

### Is Pyra secure?

Pyra is fully self-custodial, meaning you retain control over your assets. It is built on Solana DeFi, a blockchain platform known for its security features.

### What are the supported devices for Pyra?

Pyra is currently supported on iPhone and iPod devices. The app was last updated on May 13, 2026, with version v1.1.1.

### What is the age rating for Pyra?

Pyra has an age rating of 17+. This is typical for financial applications that involve investment and credit services.

### Does Pyra have ads?

Yes, Pyra contains advertisements. As a free application, ads are part of its operational model.

### How often is Pyra updated?

Pyra was last updated on May 13, 2026, to version v1.1.1. The release date for the app was July 1, 2025.

## Version history (last 5 releases)

### v1.1.1 — 2026-05-13

Polishing, bug fixes, and performance improvements.

### v0.20.5 — 2026-03-22

Polishing, bug fixes, and performance improvements

### v0.20.4 — 2026-03-22

Polishing, bug fixes, and performance improvements

### v0.20.3 — 2026-03-12

Bug fixes and performance improvements

### v0.20.2 — 2026-03-11

Bug fixes and performance improvements

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## Related topics

[yieldstreet](https://appshunter.io/ios/topics/yieldstreet)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*