# Qalta AI: Expense Manager — Net Worth & Cashflow Tracker

> AI-powered expense tracker for fast, voice-based transaction logging and receipt scanning. (iPhone/iPad app by Daniel Tokkozhin.)

- Source: https://appshunter.io/ios/app/qalta-ai-expense-manager/id6756010294 (this page in markdown: same URL + `.md`)
- Developer: [Daniel Tokkozhin](https://appshunter.io/developer/1158505850)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.50/5 from 11 App Store ratings · 29 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 76 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Kazakh, Korean, European Portuguese, Russian, European Spanish and 1 more
- Released: 2025-12-15
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/qalta-ai-expense-manager/id6756010294/reviews.md

## What is Qalta AI?

Track money at the speed of speech.

Qalta is a fast expense tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes.

WHY QALTA?

• Voice logging — Say "Spent $15 on coffee" or "Netflix $10 every month." Qalta fills in the amount, category, and recurring schedule for you.

• Receipt scanning — Snap a photo of a receipt, bill, or bank statement. Qalta extracts the details so you don't have to.

• Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work.

• Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay automations let you log spending without opening the app.

MORE YOU'LL USE EVERY DAY

• Budgets — Set limits by category or account and track what's left.
• Insights — Spending trends, subscription totals, and patterns that are easy to miss in a spreadsheet.
• Analytics — See where your money goes with clear category breakdowns.
• Recurring transactions — Subscriptions and bills, set manually or by voice.
• Search & filters — Find any transaction in seconds.
• CSV export — Your data, your spreadsheet.
• Privacy first — Financial data stays on your device. Optional iCloud backup. No ads.

Start with the free plan. Upgrade to Qalta Pro for unlimited transactions when you need it.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://tokkozhin.github.io/qalta.app/privacy-policy.html

## Key features

- AI voice transaction logging
- Smart receipt scanning
- Multi-currency support
- Customizable accounts and categories
- Subscription management
- Visual spending analytics
- Data export to CSV

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Annually | $29.99 | per year |


## Recent user reviews (10 of 29)

All indexed reviews: https://appshunter.io/ios/app/qalta-ai-expense-manager/id6756010294/reviews.md

### 5/5 — Кажется, лучше уже не будет…

*2026-08-19*

Несколько лет пользовался Coinkeeper и устал от его устаревшего вида и функционала. Уже пошло дело, что начал сам вайбкодить свою аппку, но наткнулся в Тредс на парня, рекламирующего Qalta. Попробовал и отказался от идеи вайбкодить то, что уже реализовал он!))
Удобно, красиво, лаконично, функционально! Продолжай развивать свой продукт, он нужен людям)

### 4/5 — Allmost perfect

*2026-08-08*

Please add sharing ability, so other user (my wife) can participate in my spendings. Otherwise cant be used until this is implemented.

### 1/5 — It won't work without a subscription

*2026-08-07*

Don't even bother downloading it without a subscription it's just another piece of junk

### 3/5 — Голосовой ввод и сканер чеков вешает приложение

*2026-07-21*

Выбрал данное приложение из многих за его минимализм и правильный функционал.
После нескольких дней пользования перестал реагировать голосовой ввод и сканер - эти функции просто вешают приложение.
Надеюсь это из-за последнего обновления, после которого все началось.
Исправьте пожалуйста, не хочется на другой софт переходить!

### 5/5 — The best Ui

*2026-06-08*

⭐⭐⭐⭐⭐

Qalta has one of the most beautiful and well-designed user interfaces I've ever seen in a personal finance app. Everything feels clean, intuitive, and thoughtfully crafted, making expense tracking simple and enjoyable.

The manual approach to managing finances works really well, and the overall user experience is excellent.

My biggest feature request is support for credit card management, especially for users in Brazil and other countries where credit cards play a major role in personal finance.

It would be amazing to have the ability to:

• Add and manage one or multiple credit cards;
• Link a credit card to a specific bank account;
• Register purchases directly on the card;
• Automatically assign purchases to the correct billing cycle;
• Track open and closed statements;
• Manage installment purchases and future payments;
• Pay the credit card statement from the linked account;
• View reports that properly account for both cash and credit card spending.

This feature would make Qalta a much more complete financial management solution and, in my opinion, elevate it to one of the best personal finance apps available.

Thank you for creating such a beautiful and enjoyable app. I hope to see credit card support added in the future!

**Developer response:** Thank you for the 5 stars and for such a detailed review — I’m really glad you enjoy Qalta’s design and experience. Your credit card feature request is incredibly thoughtful, especially for Brazil and similar markets. I’ve noted all of it and will keep it in mind as I continue improving the app. Full card support isn’t available yet, but feedback like yours helps a lot. Thank you for supporting Qalta!

### 4/5 — Good

*2026-05-28*

Everything is really good, especially the detail. It’s a great app for tracking your financial status. However, if the developer offered a lifetime access deal, that would be fantastic.

### 5/5 — Не могу оформить подписку

*2026-05-01*

Хочу оформить подписку в России, но не могу, есть сайт где можно оформить через карту или как то по другому, очень хочу оформить подписку

### 1/5 — Принудительная подписка

*2026-04-20*

Если доп. функции были бы платные то ok, но поскольку просто нельзя будет пользоваться приложением после 150 транзакций это грабеж. Вас это приведет только к краху, а не росту, предлагаю пересмотреть политику.

### 2/5 — Подписка за базовый функционал

*2026-04-11*

Мне нравится Ваше приложение. Но что бы полноценно пользоваться им (ограничение на 150 транзакций) нужно купить подписку. Мне не нужен AI функционал, а нужно неограниченное количество транзакций. На мой взгляд, это выглядит жульничеством. Пересмотрите Ваш подход к монетизации.

**Developer response:** Спасибо за отзыв!

Я принципиально не использую рекламу и не закрываю приложение «наглухо» paywall’ом и им можно реально пользоваться и понять ценность.
Лимит это не «жульничество», а способ дать честный trial. Если приложение становится частью повседневной рутины, подписка просто снимает ограничения и поддерживает его развитие.
Понимаю, что AI нужен не всем и учту это в будущем 🙌

### 5/5 — Best App for Expense Tracking

*2026-04-07*

I have been searching for an expense tracker for a long time now and I found this app through ChatGPT and I can say this is one of the best app that can never be created to track your expense and income, so this is such an amazing app. The best part about it is that there are no ads in the app which is not common in any of the apps that you use. Truly great app.

**Developer response:** Thank you very much for your warm feedback! I appreciate it.

## Frequently asked questions about Qalta AI

### How does Qalta use AI for expense tracking?

Qalta utilizes AI to understand your spoken commands for logging transactions, such as 'Spent 15 dollars on coffee.' It can also extract details from receipt photos automatically.

### Can Qalta handle multiple currencies?

Yes, Qalta offers true multi-currency freedom, allowing you to create unlimited accounts in different currencies. It automatically handles conversions to show your total net worth.

### What are the subscription options for Qalta?

Qalta offers a monthly subscription for $3.99 and an annual subscription for $29.99. These plans likely unlock premium features or remove limitations.

### Is Qalta suitable for managing subscriptions?

Yes, Qalta has a smart subscription feature. You can manually set up recurring payments or use voice commands like 'remind me of Netflix $10 every month.'

### How can I view my spending habits with Qalta?

Qalta provides visual analytics, including beautiful Pie Charts and Linear Graphs, to help you understand your spending habits at a glance.

### Does Qalta have ads?

Based on the provided data, Qalta does not appear to have advertisements. It is a free app with in-app purchases.

### What devices does Qalta support?

Qalta is currently supported on iPhone and iPod devices. It is designed for iOS users.

### How often is Qalta updated?

The latest version of Qalta, 1.9.0, was released on March 18, 2026. This indicates a relatively recent update, suggesting ongoing development and support.

## Version history (last 5 releases)

### 1.16.0 — 2026-08-17

• Account groups — organize accounts by purpose and switch between them quickly
• New analytics charts: stacked bars and cashflow, plus drill-down into subcategories
• Monthly budgets can start on any day, and you can open the matching transactions
• CSV import now understands subcategories
• Added Kazakh language
• New transactions remember your last account; swipe to change the date
• Fixes for blur on iOS 26, the amount keyboard, and overall stability

### 1.16.0 — 2026-08-17

• Группы счетов — собирайте счета по смыслу и быстро переключайтесь между ними
• Новые графики в аналитике: столбчатый и поток денег, плюс провал в подкатегории
• У месячного бюджета можно выбрать день начала и открыть список операций
• Импорт CSV понимает подкатeгории
• Добавлен казахский язык
• Новые операции запоминают последний счёт, дату можно менять свайпом
• Исправления blur на iOS 26, клавиатуры суммы и общей стабильности

### 1.15.0 — 2026-08-07

• Goals — track savings and progress
• Upcoming transactions in your lists and analytics
• Search categories faster
• Bug fixes and performance improvements

### 1.14.5 — 2026-07-15

- Improved CSV import with automatic Qalta export recognition.
- Faster transaction screen opening.
- Fixed animation freezes and glitches.

### 1.14.4 — 2026-07-13

• Undo deletion of transactions and budgets
• More reliable currency management and default currency for accounts
• Bug fixes and performance improvements

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## More apps by Daniel Tokkozhin

- [FoodGo](https://appshunter.io/ios/app/foodgo/id1158505851)
- [CityNet - акции и скидки](https://appshunter.io/ios/app/citynet/id1513900612)
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All apps by Daniel Tokkozhin: https://appshunter.io/developer/1158505850

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*