# Qalta AI: Expense Tracker — Budget Planner, Voice & Scan

> AI-powered expense tracker with voice logging and receipt scanning. (iPhone/iPad app by Daniel Tokkozhin.)

- Source: https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294 (this page in markdown: same URL + `.md`)
- Developer: [Daniel Tokkozhin](https://appshunter.io/developer/1158505850)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.60/5 from 17 App Store ratings · 39 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 90 MB
- Languages: Russian, Kazakh, American English, European Spanish, Italian, Korean, German (Germany), Polish, European Portuguese, Thai and 4 more
- Released: 2025-12-15
- Data updated: 2026-10-31
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294/reviews.md

## What is Qalta AI?

Track money at the speed of speech.

Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes.

WHY QALTA?

• Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule.

• Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items.

• Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite.

• Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you.

• Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work.

• Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too.

MORE YOU'LL USE EVERY DAY

• Budgets — Set limits by category or account and track what's left.
• Goals — Link a savings goal to an account and watch the balance close in.
• Debts — Track what you owe and what you're owed, then settle when it's paid.
• Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet.
• Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes.
• Recurring transactions — Subscriptions, bills, and income, set manually or by voice.
• Reminders — A nudge to log the day, and a heads-up the day before a payment.
• Search & filters — Find any transaction in seconds.
• CSV export — Your data, your spreadsheet.
• Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads.

Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://qalta.app/privacy-policy

## Key features

- Voice logging for transactions
- Receipt scanning and PDF import
- Shared financial spaces
- Import data from other apps
- Multi-currency account support
- Home Screen widget and Siri Shortcuts

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Family Annually | $49.99 | per year |
| Family Monthly | $5.99 | per month |
| Monthly | $3.99 | per month |
| Annually | $29.99 | per year |


## Is Qalta AI safe?

Not enough ratings yet to assess Qalta AI.

## Is Qalta AI legit?

Qalta AI: Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Qalta AI is 75 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 39)

All indexed reviews: https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294/reviews.md

### 5/5 — Лучшее что я находила

*2026-10-22*

Очень красивое и очень удобное приложение!

### 5/5 — Я в восторге

*2026-10-15*

Благодаря этому приложению уже больше полугода отслеживаю свои финансы. Крутой функционал и приятный, минималистичный дизайн

### 5/5 — 군더더기 없는 깔끔한 가계부 앱

*2026-10-07*

단순히 수입/지출 내역만 보여주는 가계부 앱을 찾고 있었는데 이 앱이 진짜 10000% 딱이었음. 그 와중에 있을 건 다 있음. 통계나 budget 설정이나.. 디자인도 ios랑 유사해서 난잡하지 않고 깔끔하고, 영수증이나 이미지 스캔도 진짜 편함. 그리고 개발자한테 메일로 피드백 보내면 엄청 성심성의껏 답변해줌. 업데이트도 빠르고 최고에용 개발자님 화이띵

### 5/5 — Amazing app!

*2026-10-06*

Wonderfull UX and UI design. Lovely animations, haptic feedback and functionality

### 5/5 — Самое гениальное приложение

*2026-09-16*

Это лучшее приложение для финансов. Побольше бы таких приложений на айфон под каждую задачу

### 4/5 — /

*2026-09-14*

Дайте инструкцию как оплатить приложение из России?

### 5/5 — Все окей

*2026-09-13*

Приложение действительно но удобное. 

Но если сделаете пароль на вход, будет совсем замечательно.

### 5/5 — Прекрасно!

*2026-09-11*

Отличное приложение - идеально вписывается в инфраструктуру Apple. Удобно вести учет расходов и доходов в одном приложении! Красивый дизайн, удобный голосовой ввод, идеальная расшифровка голоса и чеков. Наверное, хотелось бы автоматизировать через смс о покупках, может в будущем появится и данная функция. Спасибо!

### 5/5 — Супер

*2026-09-05*

Приложение самое лучшее из всех что я использовал для ведения бюджета! Мне очень нравится интерфейс и как происходят все махинации, все так плавно и без всяких багов. Приложение становится только лучше и лучше, особенно хочу подметить функцию записи бюджета через микрофон.

### 5/5 — Хорошее приложение, но..

*2026-09-01*

Стоимость подписки хотелось бы дешевле. Я все равно скорее всего оформлю, потому что вроде как нравится приложение, но из личного опыта знаю, что есть трекеры ничуть не хуже, а даже и лучше, с подпиской сильно дешевле. За цену года здесь там обычно можно получить лайфтайм доступ, как в том же Money Flow
+ запрос на функцию восстановления категорий в стоковое состояние, как при первой установке приложения. Сейчас если удалить всю дату - удалятся и категории, а чтобы восстановить я так понимаю единственный вариант - переустановка приложения

**Developer response:** Здравствуйте! Спасибо за отзыв. По цене: подписка покрывает разработку и ИИ-функции с регулярными затратами. По категориям — справедливое замечание: после очистки данных стоковые категории сейчас не восстанавливаются. Добавлю восстановление категорий по умолчанию. Спасибо!

## Frequently asked questions about Qalta AI

### How does Qalta AI track expenses?

Qalta AI allows you to track expenses by speaking them aloud, scanning receipts, or adding them manually. It can also process PDFs from other apps and automatically categorize transactions.

### Can I share my finances with others using Qalta AI?

Yes, Qalta AI offers shared spaces where you can collaborate on a private ledger with a partner or family. This shared space syncs across devices and with invited users.

### What are the subscription options for Qalta AI?

Qalta AI offers monthly and annual subscription plans, with options for individual and family use. Monthly plans start at $3.99, while annual plans start at $29.99.

### Can I import my financial history into Qalta AI?

Yes, Qalta AI supports importing CSV data from popular budgeting apps like YNAB, Monarch, Copilot, and Rocket Money, allowing you to bring your past spending history with you.

### Does Qalta AI support multiple currencies?

Qalta AI supports multi-currency accounts and uses live exchange rates to help you see your total balance at a glance, which is beneficial for travel and remote work.

### How does Qalta AI handle privacy?

Qalta AI prioritizes privacy. A private space remains on your device with optional iCloud backup. Shared spaces are only uploaded when you choose to share them, and the app is ad-free.

### What devices is Qalta AI available on?

Qalta AI is built for iPhone and supports features like Home Screen widgets, Siri Shortcuts, Back Tap, Action Button, and Apple Pay for quick logging.

### How often is Qalta AI updated?

The latest version of Qalta AI is 2.1.0, which was last updated on October 30, 2026. Updates typically include new features and performance improvements.

## Version history (last 5 releases)

### 2.1.0 — 2026-10-30

• Connect AI assistants to Qalta.
• Added a budget widget.
• Hide amounts on the home screen.
• Improved scanning, Shortcuts, and sync.

### 2.0.0 — 2026-10-13

Meet Qalta 2.0.0!

- Shared spaces: a budget you share stays in sync across your devices and with the people you keep it with.
- Upcoming payments show up ahead of time, and you can count them in a budget.
- A new “Spending for the period” widget.
- A Guide that explains how amounts, budgets, debts, and other features work.
- A new setup for people just getting started.
- A profile with a coin avatar.
- Sign in with Google.
- Import from popular trackers.
- Easier switching between periods in budgets.
- Set the exchange rate more precisely when creating a transaction.
- A reminder the day before a subscription is charged.
- A redesigned Settings screen.
- And many other improvements and fixes.

### 1.17.3 — 2026-09-25

Fix launch on iOS 27
Paywall no longer hangs Save at the transaction limit
Voice and scans now save time, not just date
Shortcut: expense from a bank notification (iOS 27)
Recurring transactions: fewer duplicates

### 1.17.2 — 2026-09-14

• Voice tips — see what you can say, even several transactions at once
• Reminder to turn on automatic iCloud backup
• Bug fixes and performance improvements

### 1.17.1 — 2026-09-08

• Polish, Turkish, and Thai
• Family plan — share Qalta Pro with up to 6 people
• Bug fixes and performance improvements

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## More apps by Daniel Tokkozhin

- [FoodGo](https://appshunter.io/ios/app/foodgo/id1158505851)
- [CityNet - акции и скидки](https://appshunter.io/ios/app/citynet/id1513900612)
- [СловоТренажёр - учимся читать](https://appshunter.io/ios/app/id6475719484)

All apps by Daniel Tokkozhin: https://appshunter.io/developer/1158505850

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*