# Qantas Pay

> Digital Mastercard for earning Qantas Points on spending and currency exchange. (iPhone/iPad app by Qantas Airways Limited.)

- Source: https://appshunter.io/ios/app/qantas-pay/id6479733294 (this page in markdown: same URL + `.md`)
- Developer: [Qantas Airways Limited](https://appshunter.io/developer/394287136)
- Category: Finance, Travel
- Price: Free
- Rating: 4.40/5 from 13 App Store ratings · 103 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 132 MB
- Languages: American English
- Released: 2025-04-14
- Data updated: 2026-09-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/qantas-pay/id6479733294/reviews.md

## What is Qantas Pay?

With Qantas Pay, you can earn Qantas Points on your own money at home and overseas. Lock in rates on 16 foreign currencies or load Australian dollars to spend worldwide - anywhere Mastercard® is accepted. 

Qantas Pay opens up a whole new world of points earning potential. Earn Qantas Points for simply loading your money and spending at home and overseas.

• Earn 1 point per AU$1 equivalent loaded in foreign currency.
• Earn 1 point per AU$1 spent overseas.
• Earn 1 point per AU$4 when using your card at home - plus earn bonus points when spending on Qantas Flights, Marketplace and Wine.

Plus, with Qantas Pay you can enjoy no foreign transaction fees and no account fees.

Start planning your next adventure and discover how points make it possible with Qantas Pay. 

Manage your money with the Qantas Pay app

• View your balances, transactions, statements and more.
• Load funds by bank transfer, BPAY and debit card, or by using Apple Pay.
• Hold up to 17 currencies.
• Instantly add your Qantas Pay card to your Apple Wallet to shop in-store or online.
• Instantly transfer funds between currencies and to other Qantas Pay cards.
• Get help locking your card when you need it.
• Change your card PIN.
• View offers available to you when you use your Qantas Pay card.

We take security seriously 

We take the safety of your data seriously, with advanced processes and systems in place to protect your information. And while logging in is as easy as using Face ID or your fingerprint, there’s extra authentication when you need a little extra peace of mind. 

Don’t have Qantas Pay? 

It only takes a few minutes to start enjoying all the great benefits Qantas Pay offers. Download the app and follow the prompts to sign up for free now.

Any questions? Visit qantasmoney.com/qantas-pay

T&CS apply. See full terms and conditions at www.qantasmoney.com/qantas-pay. 
Issuer: EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131. Consider PDS, FSG and TMD.

## Key features

- Earn Qantas Points on spending
- Load and hold 17 currencies
- Lock in foreign exchange rates
- No foreign transaction fees
- No account fees
- Add card to Apple Wallet
- Secure login with Face ID/fingerprint

## Recent user reviews (10 of 103)

All indexed reviews: https://appshunter.io/ios/app/qantas-pay/id6479733294/reviews.md

### 5/5 — Vmok

*2026-08-19, version 1.12.0*

With age I found it initially a bit difficult to be quick enough to put in codes sent to me during the process.

### 5/5 — Why not

*2026-08-14, version 1.12.0*

I should have done this a long time ago

### 5/5 — So easy to use

*2026-08-10, version 1.12.0*

I’ve been using Qantas pay previously Qantas cash for years even my kids use it. Simple to use overseas in any country & reliable.

### 5/5 — Great travel card

*2026-08-09, version 1.12.0*

This card & it’s features are very easy to use & the app is very easy to install & navigate & the customer support is very good and helpful

### 1/5 — Not your account

*2026-08-09, version 1.12.0*

Banks fraud team blocked the transfer of funds as the account name (my name) given by Qantas didn’t match the account name they had on file (Qantas makes it look like they setup an account for you but they didn’t, your money goes to some other holding account). This caused problems getting money when I needed it. So far my money has just disappeared (not in bank, not in Qantas pay). Hopefully it’s not a scam.

### 3/5 — Deposits

*2026-08-08, version 1.12.0*

Used the card for my child when travelling. Minimum deposit of $50 which is fine but not ideal.

### 5/5 — Other currencies

*2026-07-31, version 1.12.0*

Would be great if you added Indonesia to the list of exchange currencies

### 2/5 — Activate new card

*2026-07-28, version 1.12.0*

The process has been frustrating. After a long wait, I verified security details with an operator and was transferred to an auto who then transferred me to another operator who said that my card number was incorrect. I tried the App and finally got through after several attempts at setting my PIN. Now I am not sure which PIN is in the system as three attempts will lock me out especially when I am overseas.

### 1/5 — Poor exchange rates

*2026-07-25, version 1.11.0*

Other cards offer mid-market rates and no fees. Not this QANTAS pay card.

### 5/5 — Must have

*2026-07-23, version 1.11.0*

Convenient to use, gives you points too.

## Frequently asked questions about Qantas Pay

### What is Qantas Pay?

Qantas Pay is a digital Mastercard that allows you to earn Qantas Points on your spending, both domestically and internationally. You can load Australian dollars or up to 17 foreign currencies, lock in exchange rates, and enjoy benefits like no foreign transaction fees.

### How do I earn Qantas Points with Qantas Pay?

You can earn Qantas Points by loading foreign currency, spending overseas, and using your card at home. Specific earning rates apply, with bonus points available for spending on Qantas Flights, Marketplace, and Wine.

### Does Qantas Pay have any fees?

Qantas Pay offers no foreign transaction fees and no account fees. This means you can spend in foreign currencies without incurring additional charges, and there are no ongoing fees to maintain your account.

### What currencies can I hold with Qantas Pay?

You can load and hold up to 17 different currencies with Qantas Pay. This allows you to manage your money for various international destinations and potentially benefit from favorable exchange rates.

### Is Qantas Pay secure?

Yes, Qantas Pay takes security seriously with advanced processes and systems to protect your data. Logging in is made easy with options like Face ID or fingerprint, and there's extra authentication for added peace of mind.

## Version history (last 5 releases)

### 1.12.0 — 2026-07-27

In this update:

• Introducing Passkeys -  set up once for a faster, more secure password-free login experience

### 1.11.0 — 2026-05-26

Bug fixes and improvements

### 1.10.0 — 2026-05-07

In this update:

We’re introducing smarter in‑app and push notifications that are tailored to what you need, when you need it.

### 1.9.0 — 2026-03-26

Bug fixes and improvements

### 1.8.0 — 2026-02-26

In this update:
• Improved logout options for faster, more secure access - quick sign-out or full reset
• New Currency Alert: Fiji Dollar (FJD) now joins our 16 foreign currencies
• Learn, Set Up, and Manage Authenticator app when travelling overseas and don't have access to your Australian phone number or SIM card to receive an SMS.
• One tap to access your Qantas Frequent Flyer Profile to view your points activity and status

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## More apps by Qantas Airways Limited

- [Qantas Airways](https://appshunter.io/ios/app/qantas-airways/id640437525)
- [Qantas Entertainment](https://appshunter.io/ios/app/qantas-entertainment/id968906181)
- [Qantas Wellbeing](https://appshunter.io/ios/app/qantas-wellbeing/id1081741211)
- [Qantas Money](https://appshunter.io/ios/app/qantas-money/id1133394211)
- [Dock Direct](https://appshunter.io/ios/app/dock-direct/id1571852326)

All apps by Qantas Airways Limited: https://appshunter.io/developer/394287136

## Related topics

[qantas pay](https://appshunter.io/ios/topics/qantas-pay) · [qantas](https://appshunter.io/ios/topics/qantas) · [qantas money](https://appshunter.io/ios/topics/qantas-money) · [qantas money credit cards](https://appshunter.io/ios/topics/qantas-money-credit-cards)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*