# Qarz Daftar: Debt Ledger — Customer credit & debt tracker

> Customer credit & debt tracker (iPhone/iPad app by Achilov Shakhriddin.)

- Source: https://appshunter.io/ios/app/qarz-daftar-debt-ledger/id6766420125 (this page in markdown: same URL + `.md`)
- Developer: [Achilov Shakhriddin](https://appshunter.io/developer/1843606890)
- Category: Business, Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 38 MB
- Languages: American English
- Released: 2026-09-30
- Data updated: 2026-10-02
- User reviews in markdown: https://appshunter.io/ios/app/qarz-daftar-debt-ledger/id6766420125/reviews.md

## What is Qarz Daftar?

Qarz Daftar is a digital debt ledger for shops and small businesses. Record what you sell on credit, take payments, and always know each customer's outstanding balance. No more paper credit notebooks.

Who owes how much, who paid and when, and how much of your money is with customers — all on one screen. Adding a debt or a payment takes a few seconds, and the app does the maths for you.

KEY FEATURES
• Debt ledger — the full history of debts and payments for every customer, with an exact balance
• Customer list — add customers from your phone contacts in one tap
• Credit sales — record each debt and payment with a note
• Opening balances — add a customer together with an existing debt and its date
• SMS reminders — send an SMS to one debtor or to all of them at once
• Automatic SMS — the customer gets a message after every debt or payment
• Telegram bot — follow your debts in Telegram
• Blacklist — overdue debtors are flagged automatically, and you can see when a customer is blacklisted by other shops
• Reports — total credit given, payments received, outstanding debt and your top debtors
• Excel export — download the customer report as an Excel file
• Multiple shops — keep separate books for each shop
• PIN and Face ID lock — keep your records private
• Call, WhatsApp or share a statement straight from the customer's page

WHO IT IS FOR
• Grocery shops and mini-markets
• Market traders and wholesalers
• Building materials, auto parts and clothing shops
• Entrepreneurs, repair shops and tradespeople who sell on credit

WHY QARZ DAFTAR
• Simple — clear from day one, nothing to learn
• Your data is kept in your account, so debts are not lost if you lose or change your phone
• The app is available in Uzbek and Russian

HOW IT WORKS
1. Sign in with your phone number, Apple or Google
2. Add your shop
3. Pick a customer and record a debt or a payment — the balance updates by itself

Qarz Daftar is your debt book, credit ledger and customer payment tracker in one app. Download it and put your credit sales in order.


## Version history (last 2 releases)

### 1.1.5 — 2026-10-01

The app is now faster and more stable.
We fixed the bugs we found.

### 1.0 — 2026-09-30

No release notes.

## Apps similar to Qarz Daftar

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Nasiya Daftari](https://appshunter.io/ios/app/nasiya-daftari/id6809782068) | — | Free | Business |
| [HisobDaftar](https://appshunter.io/ios/app/hisobdaftar/id6797086417) | — | Free | Business |
| [Aslraqam](https://appshunter.io/ios/app/aslraqam/id6779987688) | — | Free | Business |
| [SSDeliver](https://appshunter.io/ios/app/ssdeliver/id6743723024) | — | Free | Business |
| [OweMe: Debt Tracker & IOU](https://appshunter.io/ios/app/oweme-debt-tracker-and-iou/id6780486736) | — | Free | Business |

## More apps by Achilov Shakhriddin

- [Magnat Helper](https://appshunter.io/ios/app/magnat-helper/id6753342991)
- [MathMe - modern learning](https://appshunter.io/ios/app/mathme-modern-learning/id6757635495)

All apps by Achilov Shakhriddin: https://appshunter.io/developer/1843606890

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*