# QARZDAFTAR — Smart Debt & Cash Manager

> App for tracking debts, payments, and settlements with contacts and organizations. (iPhone/iPad app by Shokhruz Khalikov.)

- Source: https://appshunter.io/ios/app/qarzdaftar/id6754274680 (this page in markdown: same URL + `.md`)
- Developer: [Shokhruz Khalikov](https://appshunter.io/developer/1847587761)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 8 MB
- Languages: American English, Hindi, Korean, Russian, Chinese (Simplified, China), Tajik, Turkish, Uzbek
- Released: 2025-10-23
- Data updated: 2026-07-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/qarzdaftar/id6754274680/reviews.md

## What is QARZDAFTAR?

QARZDAFTAR is a simple and reliable app for tracking debts, payments, and settlements with contacts and organizations.

Manage your financial relationships, record transactions, and generate reports in one place quickly and easily.

Key Features

Track debts and payments

Support mutual settlements between parties

Manage records by organizations

Work with contacts

Generate debtor reports

Create reconciliation statements

Export documents to PDF

Back up and restore your data

Convenient alphabetical sorting

Fast search and navigation

Russian language support

AI voice assistant for debt and turnover information

QARZDAFTAR is suitable for both personal use and small businesses.

Keep your finances organized and under control. Your data is protected with secure backup functionality.

Simple. Reliable. Under control.

Terms of Use
https://x1cbuilding.uz/QARZDAFTAR/terms.html

Privacy Policy
https://x1cbuilding.uz/QARZDAFTAR/privacy.html

## Key features

- Track debts and payments
- Mutual settlements support
- Organization-based accounting
- Contact management
- Debtor reports and analytics
- Export documents to PDF
- Data backup and restore

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| QARZDAFTAR Basic Monthly | $0.99 | per month |
| QARZDAFTAR Basic Yearly | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Organization Slot | $2.99 | one-time |
| Organization Slot | $4.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/qarzdaftar/id6754274680/reviews.md

### 5/5 — Book of Debtors

*2025-11-08*

Excellent accounting application!  The interface is user-friendly and everything is clear even without prior experience. You can quickly track expenses and income, generate reports, and export data. It works stably, and updates only improve the functionality. Thank you to the developer!

## Frequently asked questions about QARZDAFTAR

### What is QARZDAFTAR?

QARZDAFTAR is a finance app designed to help users track debts, payments, and settlements with both individuals and organizations. It offers features for managing financial relationships and generating reports.

### Is QARZDAFTAR free to use?

Yes, QARZDAFTAR is free to download and use. It also offers optional subscription plans for enhanced features.

### What are the subscription options for QARZDAFTAR?

QARZDAFTAR offers a Basic Monthly subscription for $0.99 and a Basic Yearly subscription for $9.99, providing access to additional functionalities.

### Does QARZDAFTAR support data backup?

Yes, QARZDAFTAR includes a data backup and restore functionality to ensure your financial information is safe and protected.

### Can I export my financial data from QARZDAFTAR?

Yes, QARZDAFTAR allows you to export your financial documents, including reports and statements, to PDF format for easy sharing and record-keeping.

### What devices is QARZDAFTAR available on?

QARZDAFTAR is available on iPhone and iPad devices, making it accessible for Apple users.

### How often is QARZDAFTAR updated?

The latest version of QARZDAFTAR is 26.3.21, and it was last updated on March 22, 2026, indicating regular maintenance and updates.

### What is the age rating for QARZDAFTAR?

QARZDAFTAR has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 26.7.26 — 2026-07-28

• Added a debtor and turnover dynamics dashboard
• Grouped each client’s balances by currency
• Improved charts and large-number formatting
• Added gestures for contact selection and section switching
• Improved localization across 8 languages
• Fixed transaction buttons on affected devices
• Improved performance and stability

### 26.3.21 — 2026-03-22

Major update:

• Added organization-based accounting
• Introduced mutual settlement functionality
• Added data backup and restore
• Improved reconciliation statements with correct transaction display
• Enhanced debtors report
• Added sorting (A–Z, Z–A, #)
• Fixed contacts and list behavior
• Improved localization
• Stability improvements and bug fixes

### 25.7.7 — 2025-12-17

• Fixed an issue where the button did not respond correctly
• Improved document form layout
• Larger and clearer amount fields
• Better date and client selection experience
• General UI and stability improvements

### 25.7.6 — 2025-12-14

This update includes important internal improvements and enhanced application stability.
Changes
• Added database backup and restore via Files / iCloud
• Improved data storage reliability and overall performance
• Updated debt accounting logic with support for two independent slots
• Fixed issues with amount calculations and rounding
• Improved date formatting and overall UI behavior
Important
After updating, all previously created documents must be deleted and recreated.
This is required for the application to function correctly due to changes in the internal data structure.
Debt: Close Fully / Restore
Added the ability to close the entire debt with a single action and restore it (undo), with the following checks:
• the balance is already zero
• mixed signs across currencies (debt / prepayment)
• restore is unavailable if newer operations exist
• deletion or marker mismatch errors
Accessibility labels and user-friendly messages were added for these actions (“Debt closed” / “Debt restored”).
Localization and Languages
Expanded localization and language infrastructure:
• added Chinese (Simplified, zh-Hans), Hindi (hi), Tajik (tg), and Korean (ko)
• existing languages remain available: English, Russian, Uzbek, Turkish
• updated all language-related logic, including the language picker, stored language normalization, and locale/date formatting
App Update Notification
Added an in-app “Update available” alert with Update and Later options (AppStoreUpdateChecker).
Thank you for using QARZDAFTAR.

### 25.6.2 — 2025-12-04

What’s New in Version 25.6.2
This is one of the biggest visual updates of QarzDaftar.
We redesigned customization, added new style controls, improved PDF generation, and fixed several issues.
 New
Added full UI style customization:
App background style
Section style
Dashboard bottom bar style
Header text color
Main text color
Subtext (caption) color
Font style (system / rounded / serif / compact)
All styles now apply instantly throughout the app.
New color system for text and captions.
Updated Dashboard bottom bar with new style options.
Improved StyleFormView with a clean redesigned layout.
Better history section localization and missing translations fixed.
 PDF Improvements
Improved Reconciliation Act formatting.
Better currency handling.
Multi-currency support for future updates.
Text localization fixes in Telegram-exported PDF files.
 Fixes & Stability
Fixed crashes in contact selection.
Improved Contacts Access handling (NSContactsUsageDescription).
Fixed section header colors not updating.
Improved Dashboard performance when selecting dates.
Many internal stability improvements.
QarzDaftar becomes more flexible — now you can style it the way you like.

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## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*