# QCU: Borrow & Lend — Track payday & cash advance > Personal loan and debt tracking app with automated reminders and flexible payment schedules. (iPhone/iPad app by QUICK CASH U.S.A. LLC.) - Source: https://appshunter.io/ios/app/qcu-borrow-and-lend/id6742654470 (this page in markdown: same URL + `.md`) - Developer: [QUICK CASH U.S.A. LLC](https://appshunter.io/developer/1799200239) - Category: Finance, Lifestyle - Price: Free - Rating: 4.53/5 from 17 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 16.0 · 7 MB - Languages: English - Released: 2025-04-08 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/qcu-borrow-and-lend/id6742654470/reviews.md ## What is QCU? QCU is the ultimate tool for managing personal loans and tracking borrowed or lent money effortlessly. Stay in control of your finances with automated reminders, organized records, and a seamless interface designed for easy money management. Whether you’re lending to friends or borrowing from family, QCU keeps everything in one place, so you never lose track of what’s owed. Key Features: -Track and manage all your loans and debts in one app, categorized by person and status. -Set up smart payment schedules with flexible repayment options—weekly, monthly, or one-time. Get automated reminders so you never miss a due date again. Easily organize your transactions by relationship type: family, friends, colleagues, and more. -Add new loans in seconds with details like amount, recipient, repayment plan, and purpose. -Keep your financial data safe with encrypted storage and the option to delete your account anytime. Why Choose Us: Unlike manual tracking methods or complicated spreadsheets, QCU automates loan management, making it effortless and stress-free. With a clean and intuitive design, custom scheduling options, and real-time notifications, you always have a clear picture of your financial commitments. Take control of your finances today! Download QCU – Smart Borrow & Lend Tracker and start managing your loans with ease. Disclaimer: QCU is a financial management tool designed for tracking personal loans and debts. It does not provide financial services, facilitate loan agreements, or process payments. Always verify repayment terms with your lender or borrower. ## Key features - Track and manage loans and debts - Organize by person and status - Set smart payment schedules - Automated payment reminders - Organize transactions by relationship - Secure encrypted storage ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/qcu-borrow-and-lend/id6742654470/reviews.md ### 5/5 — Saved by QCU After Delay *2025-06-09* Used QCU after my paycheck got delayed. The app worked fine, although the verification step took a few minutes longer than expected. Still, I got the funds and it saved me from bouncing a bill. ### 5/5 — Consistent and Fast Experience *2025-06-08* First time I tried QCU, I was impressed. Second time, even faster. It’s consistent, transparent, and doesn’t bury you in fees. I’ve already told a couple friends. ## Frequently asked questions about QCU ### What is QCU used for? QCU is a financial management tool designed for tracking personal loans and debts. It helps users manage borrowed or lent money by organizing transactions, setting payment schedules, and providing automated reminders. ### Is QCU free to use? Yes, QCU is available for free. The app does not require any payment to download or use its core features for managing personal loans and debts. ### Does QCU have ads? No, QCU does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience for managing financial commitments. ### What devices does QCU support? Currently, QCU is supported on iPhone devices. The app is optimized for the iOS platform to ensure a seamless experience for its users. ### How secure is my financial data in QCU? QCU prioritizes user data security with encrypted storage. Users also have the option to delete their account and associated data at any time for added peace of mind. ### Can I customize payment schedules in QCU? Yes, QCU allows for flexible repayment options. You can set up payment schedules that are weekly, monthly, or one-time payments to suit your specific needs. ### How often is QCU updated? The latest version of QCU is 1.0.3, and it was last updated on July 17, 2025. This indicates regular updates to improve functionality and user experience. ### What is the age rating for QCU? QCU has an age rating of 17+. This is common for finance-related applications that handle sensitive personal information. ## Version history (last 3 releases) ### 1.0.3 — 2025-07-17 What’s New In this update, we’ve added a new Sponsored Content section displayed after the onboarding flow. This section may contain promotional material from third-party partners. All sponsored content is clearly marked and displayed in a dedicated banner area. Please note that we do not endorse or take responsibility for the accuracy, relevance, or availability of third-party content linked from this section. Thank you for using our app! We're always working to improve your experience. ### 2 — 2025-04-25 - Screen size fix ### 1.0 — 2025-04-08 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*