# Qershnat — Money & Life Organizer

> Offline-first personal finance and life organizer with task management and secure storage. (iPhone/iPad app by GO RICH MARKETING -LLC.)

- Source: https://appshunter.io/ios/app/qershnat/id6768779178 (this page in markdown: same URL + `.md`)
- Developer: [GO RICH MARKETING -LLC](https://appshunter.io/developer/1497777252)
- Category: Productivity, Finance
- Price: Free with in-app purchases
- Rating: 4.50/5 from 12 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 183 MB
- Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, European Portuguese, Russian, Chinese (Simplified, China), European Spanish and 2 more
- Released: 2026-05-22
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/qershnat/id6768779178/reviews.md

## What is Qershnat?

Qershnat brings personal money management and everyday organization together in one clear, offline-first app.

Manage your money
- Create multi-currency wallets and record income, expenses, deposits, withdrawals, and transfers.
- Organize transactions with categories, rules, notes, and attachments, then review dashboards, charts, and reports.
- Set budgets and financial goals and follow your progress and spending.
- Track debts, installment plans, payments, due dates, and shared records.
- Keep trust accounts separate when you manage money for someone else.
- Follow exchange rates and gold and silver prices with built-in calculators.

Organize daily life
- Create task lists with custom fields, priorities, due dates, and reminders.
- Save occasions, birthdays, greetings, and important dates.
- Store documents in nested folders with attachments, expiry dates, and reminders.
- Use My Notebook for notes, checklists, links, files, voice or image notes, summaries, and reviewed conversion into app records.
- Keep contacts, saved places, warranties, receipts, and maintenance details organized.
- Save passwords and private information in the Password Vault.
- Track valuables such as cash, gold, silver, property, vehicles, electronics, collectibles, and investments, including value and yield history.

Plan and share
- Record social gifts and courtesies by person or occasion ledger.
- Organize rotating savings circles, members, turns, contributions, and payout confirmations. Qershnat does not move money or process payments.
- Select records for your Guardian Vault so trusted people can access chosen information when needed. This is an organizational tool, not a legal will.
- Share supported wallets, debts, tasks, documents, notebooks, and ledgers with permissions.
- Create a public profile with links, services, products, projects, QR codes, and contact options.
- Send temporary Hush messages with expiry and view limits.
- Use home-screen widgets for privacy-aware summaries and quick entry.

Smart assistance and control
- Ask the Qershnat Assistant to review your data through chat, voice, or images. Sensitive actions require your confirmation.
- Use Qershnat Helper on supported devices to turn eligible financial messages or notifications into transactions for your review, only after you grant permission. Some Helper options require a subscription, and availability varies by platform.
- Estimate Zakat from supported wallets, valuables, debts, or manual entries, with reminders and reports. Calculations are estimates and are not a fatwa.
- Protect the app and selected items with a PIN or biometrics.
- Work offline, sync across supported devices when online, and import or export supported data.

Qershnat is not a bank, payment app, money transfer service, legal service, or financial adviser. It helps you organize information you enter and understand it more clearly.

## Key features

- Multi-currency wallet management
- Budgeting and financial goal setting
- Task list creation with custom fields
- Document storage with expiry reminders
- Password Vault for private information
- Offline functionality with cloud sync
- Smart assistant for data review

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Qershnat Helper Monthly | $2.99 | per month |
| Qershnat Helper Yearly | $29.99 | per year |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/qershnat/id6768779178/reviews.md

### 5/5 — Reliable little organizer

*2026-07-11*

I’ve tried a few similar tools, and this one has been steady so far. I mainly use it to keep personal projects organized. It runs smoothly on my phone and doesn’t get in the way.

**Developer response:** Thank you for your kind words! We're glad to hear that Qershnat has been a reliable tool for organizing your personal projects. Your feedback is greatly appreciated!

### 4/5 — Great for quick notes

*2026-07-11*

I often get random ideas at work and needed somewhere fast to drop them. This lets me open it and type within seconds. I’ve been using it during short breaks to jot down thoughts before I forget them.

**Developer response:** Thank you for your feedback! We're glad to hear that Qershnat helps you capture your ideas quickly during your breaks. Your experience is important to us!

### 5/5 — Helpful for family plans

*2026-07-10*

I’ve used it to keep track of family appointments and school events. Having everything listed in one place helps avoid last-minute surprises. I check it most mornings before everyone heads out.

**Developer response:** Thank you for your wonderful feedback! We're glad to hear that Qershnat is helping you keep track of family appointments and events effectively.

## Frequently asked questions about Qershnat

### What are the main features of Qershnat?

Qershnat allows you to manage multi-currency wallets, track expenses and income, set budgets, create task lists, store documents, and secure private information. It also offers a smart assistant for data review and offline functionality with cloud sync.

### Is Qershnat free to use?

Yes, Qershnat is available for free. However, some advanced features, such as certain Qershnat Helper options, may require a subscription.

### Does Qershnat have ads?

No, Qershnat does not contain advertisements. The app is free to use with optional in-app purchases for enhanced features.

### What devices is Qershnat available on?

Qershnat is supported on iPhone, iPad, and iPod devices. It is designed to work offline and sync across supported devices when online.

### How often is Qershnat updated?

The latest version of Qershnat is 5.0.4, and it was last updated on July 19, 2026. Updates typically include new features, bug fixes, and performance improvements.

### Can I share information with others using Qershnat?

Yes, Qershnat allows you to share supported wallets, debts, tasks, documents, notebooks, and ledgers with specific permissions. You can also select records for your Guardian Vault for trusted individuals.

### What is the age rating for Qershnat?

Qershnat has an age rating of 4+, making it suitable for a wide range of users. It is an organizational tool and not a legal or financial advisory service.

### How does Qershnat protect my private information?

Qershnat offers a Password Vault to store sensitive data securely. You can also protect the app and selected items with a PIN or biometrics for an added layer of security.

## Version history (last 5 releases)

### 5.5.2 — 2026-08-24

- Synchronization improvements and fixes for minor issues.

### 5.5.0 — 2026-08-17

- Budget improvements.
- Added the ability to customize default categories.
- Synchronization improvements.
- General app improvements.
- Improved the user experience.

### 5.4.2 — 2026-08-12

- Synchronization improvements and fixes for minor issues.

### 5.4.1 — 2026-08-11

- Completely revamped Qershnat Chat for voice and text, making it smarter, faster, and more capable, with more natural contextual conversations.
- Improvements to debt management.
- Enhanced the Notes Editor with more options.
- Added detailed reports for expenses and categories.
- Further improvements to Money Circles.
- Fixed ticket and debt issues.
- Bug fixes and user experience improvements.

### 5.2.2 — 2026-08-01

- Improvements to debts and installments.
- Added the ability to set an annual increase for installments.
- Improved Money Circles with more customization options, including support for multiple shares.
- Synchronization improvements and bug fixes.
- A faster and easier app experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*